Picatinny Federal Credit Union

Headquarters: Dover, New Jersey
Charter: Credit Union
Assets: $459.1M
Fed district: New York

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Picatinny Federal Credit Union: $35
Picatinny Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Picatinny Federal Credit Union: $3
Picatinny Federal Credit Union: $3
U.S. median: no median
Wire Transfer (Domestic Out)
Picatinny Federal Credit Union: $30
Picatinny Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Picatinny Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Market Account Fee – balances below minimum, monthly$10
per month
Membership accounts closed within 3 months of opening$25
Inactive Account Fee, monthly - charged$10
per month
Inactive Account Fee, monthly - charged after 12 months of inactivity$10
per month
Share draft reconciliation per hour (must have reconciled within past 3 months)$15
Not compared: Charged per hour; comparison unavailable
per hour · Share draft reconciliation per hour (must have reconciled within past 3 months) | $15.00
Online Banking with Paper Statement, monthly$5
per month
Invalid Address Fee, each month$10
per month

Overdraft & NSF

Nonsufficient/Uncollected Funds (per unpaid or returned item or per failed preauthorized transaction)$35
Nonsufficient/Uncollected Funds 1$35
Transfer Fee - to cover overdraft from line of credit$3
per item
Transfer Fee - to cover overdraft from shares$10
per item

ATM & Card

Each ATM transaction, not our machine and not part of the Allpoint Network$3
per item
Replace Visa Debit Card$10
Instant issue debit card fee$10
per item
Overnight Delivery - Visa Debit Card or PIN$40
per item

Wire Transfers

Wire Transfers (outgoing)$30
per item
Wire Transfers (incoming)$15
per item
Foreign Wire Transfer (outgoing)$40
per item

Check Services

Cashier’s Check$10
Cashiers Checks$20
Draft or ACH Stop Payment$20
per item
Stop payment on Cashiers Checks$20
On-Us Check Cashing (for non-members)$5

Cash & Deposit

Returned deposited item or loan payment$35
per item

Account Services

Notary Service, non-members$5
Levies and Liens$60
per item

Retirement & IRA

IRA Transfer/Closeout$50

Gift & Prepaid Cards

Visa Gift Cards$4

Other Fees

Copy of Statement or Share Draft$5
per item
Subordination request$300

Fee	Amount	Basis	Note
Account Maintenance
Money Market Account Fee – balances below minimum, monthly	$10	per month	None
Membership accounts closed within 3 months of opening	$25	Not stated	None
Inactive Account Fee, monthly - charged	$10	per month	None
Inactive Account Fee, monthly - charged after 12 months of inactivity	$10	per month	None
Share draft reconciliation per hour (must have reconciled within past 3 months)	$15Not compared: Charged per hour; comparison unavailable	per hour	Share draft reconciliation per hour (must have reconciled within past 3 months) \| $15.00
Online Banking with Paper Statement, monthly	$5	per month	None
Invalid Address Fee, each month	$10	per month	None
Overdraft & NSF
Nonsufficient/Uncollected Funds (per unpaid or returned item or per failed preauthorized transaction)	$35	Not stated	None
Nonsufficient/Uncollected Funds 1	$35	Not stated	None
Transfer Fee - to cover overdraft from line of credit	$3	per item	None
Transfer Fee - to cover overdraft from shares	$10	per item	None
ATM & Card
Each ATM transaction, not our machine and not part of the Allpoint Network	$3	per item	None
Replace Visa Debit Card	$10	Not stated	None
Instant issue debit card fee	$10	per item	None
Overnight Delivery - Visa Debit Card or PIN	$40	per item	None
Wire Transfers
Wire Transfers (outgoing)	$30	per item	None
Wire Transfers (incoming)	$15	per item	None
Foreign Wire Transfer (outgoing)	$40	per item	None
Check Services
Cashier’s Check	$10	Not stated	None
Cashiers Checks	$20	Not stated	None
Draft or ACH Stop Payment	$20	per item	None
Stop payment on Cashiers Checks	$20	Not stated	None
On-Us Check Cashing (for non-members)	$5	Not stated	None
Cash & Deposit
Returned deposited item or loan payment	$35	per item	None
Account Services
Notary Service, non-members	$5	Not stated	None
Levies and Liens	$60	per item	None
Retirement & IRA
IRA Transfer/Closeout	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$4	Not stated	None
Other Fees
Copy of Statement or Share Draft	$5	per item	None
Subordination request	$300	Not stated	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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