Onomea Federal Credit Union

Headquarters: Papaikou, Hawaii
Charter: Credit Union
Assets: $26.0M
Fed district: San Francisco

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 30, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Onomea Federal Credit Union: $20
Onomea Federal Credit Union: $20
U.S. median: no median
Stop Payment
Onomea Federal Credit Union: $20
Onomea Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic In)
Onomea Federal Credit Union: $10
Onomea Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 30, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Onomea Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed Within 3 Months of Opening$5
120 daysof inactivity$5
Dormant/Escheat Account Processing$15
Inactive Account Fee$5
per month
Account Reconciliation/Research$25
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

Debit Card Replacement Fee$12
per item
Emergency Card Replacement Fee$25
Foreign Transactions1%of the transaction

Wire Transfers

Wire Transfer Outgoing$20
per item
Wire Transfer Incoming$10
per item

Check Services

ACH/Share Draft Stop Payment$20
per item
Counter Checks$3
per item
Check Copy$3
per item
Copy of Share Draft Item$2
per item
Copy of Teller Check$10
per item

Digital & Electronic

ACH/Share Draft Overdraft or Return$23
per item

Cash & Deposit

Deposited Item Return$20
per item

Account Services

NotaryNo charge

Lending Fees

Late Payment$20

Other Fees

Copy of Receipt$1
Document Copy$5
Not compared: Charged per page; comparison unavailable
per page
Photocopy$0.50
Not compared: Charged per page; comparison unavailable
per page
Photocopy Fees$1
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within 3 Months of Opening	$5	Not stated	None
120 daysof inactivity	$5	Not stated	None
Dormant/Escheat Account Processing	$15	Not stated	None
Inactive Account Fee	$5	per month	None
Account Reconciliation/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
Debit Card Replacement Fee	$12	per item	None
Emergency Card Replacement Fee	$25	Not stated	None
Foreign Transactions	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Outgoing	$20	per item	None
Wire Transfer Incoming	$10	per item	None
Check Services
ACH/Share Draft Stop Payment	$20	per item	None
Counter Checks	$3	per item	None
Check Copy	$3	per item	None
Copy of Share Draft Item	$2	per item	None
Copy of Teller Check	$10	per item	None
Digital & Electronic
ACH/Share Draft Overdraft or Return	$23	per item	None
Cash & Deposit
Deposited Item Return	$20	per item	None
Account Services
Notary	No charge	Not stated	None
Lending Fees
Late Payment	$20	Not stated	None
Other Fees
Copy of Receipt	$1	Not stated	None
Document Copy	$5Not compared: Charged per page; comparison unavailable	per page	None
Photocopy	$0.50Not compared: Charged per page; comparison unavailable	per page	None
Photocopy Fees	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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