Securityplus Federal Credit Union

Headquarters: Baltimore, Maryland
Charter: Credit Union
Assets: $596.9M
Fed district: Richmond

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Securityplus Federal Credit Union: $30
Securityplus Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $22.50, the middle of its prices
Securityplus Federal Credit Union: $15 to $30
Securityplus Federal Credit Union: $15 to $30
U.S. median: no median
Non-Network ATM
Securityplus Federal Credit Union: $1
Securityplus Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Securityplus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Power Checking minimum balance fee for cumulative account balance (loans and deposits) under $10,000$9
per month
Dormant Account Fee$20
Inactive Account Fee\ \$5
per month
Return Mail$5

Overdraft & NSF

Overdraft Courtesy Pay$30
Premium Overdraft Protection Usage Fee$30
Personal returned check (from acct at another financial institution)\$30
Returned ACH debit/Bill pay$15

ATM & Card

Inquiry on non-Securityplus ATM$1
Visa Debit Card Plastic Replacement$10

Wire Transfers

Wire transfer (domestic)$15
Wire transfer (international) charges to us$40

Check Services

Cashier's Check — Payable to Multiple Payees, or Payee Other Than Member$3
per item
Money Order$1
per item
Stop payment$25
Stop payment of series$30
Additional starter checks$10
Check Copy$3
Image fax check copy$5
Microfilm check copy$3

Cash & Deposit

Cash Advance Fee (Student/Share Secured)$2.50
Copy of Sales or Cash Advance Slip or Periodic Statement$3

Account Services

Garnishments$75
Subordination Agreement Processing$75

Gift & Prepaid Cards

Travel/Reloadable Card Reload Fee$4.95

Other Fees

Photocopy of CU cancelled withdrawal/loan check$5
per item
Photocopy of monthly or quarterly statement$5
Not compared: Monthly charge, not per item
per month
Photocopy of other documents$2
Repeat Loan Application Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Power Checking minimum balance fee for cumulative account balance (loans and deposits) under $10,000	$9	per month	None
Dormant Account Fee	$20	Not stated	None
Inactive Account Fee\ \	$5	per month	None
Return Mail	$5	Not stated	None
Overdraft & NSF
Overdraft Courtesy Pay	$30	Not stated	None
Premium Overdraft Protection Usage Fee	$30	Not stated	None
Personal returned check (from acct at another financial institution)\	$30	Not stated	None
Returned ACH debit/Bill pay	$15	Not stated	None
ATM & Card
Inquiry on non-Securityplus ATM	$1	Not stated	None
Visa Debit Card Plastic Replacement	$10	Not stated	None
Wire Transfers
Wire transfer (domestic)	$15	Not stated	None
Wire transfer (international) charges to us	$40	Not stated	None
Check Services
Cashier's Check — Payable to Multiple Payees, or Payee Other Than Member	$3	per item	None
Money Order	$1	per item	None
Stop payment	$25	Not stated	None
Stop payment of series	$30	Not stated	None
Additional starter checks	$10	Not stated	None
Check Copy	$3	Not stated	None
Image fax check copy	$5	Not stated	None
Microfilm check copy	$3	Not stated	None
Cash & Deposit
Cash Advance Fee (Student/Share Secured)	$2.50	Not stated	None
Copy of Sales or Cash Advance Slip or Periodic Statement	$3	Not stated	None
Account Services
Garnishments	$75	Not stated	None
Subordination Agreement Processing	$75	Not stated	None
Gift & Prepaid Cards
Travel/Reloadable Card Reload Fee	$4.95	Not stated	None
Other Fees
Photocopy of CU cancelled withdrawal/loan check	$5	per item	None
Photocopy of monthly or quarterly statement	$5Not compared: Monthly charge, not per item	per month	None
Photocopy of other documents	$2	Not stated	None
Repeat Loan Application Fee	$25	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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