Compared with Maryland
6 of 22
compared fees are above the median.
9 below, 7 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
62nd percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Maryland median
of 22 compared; 9 below, 7 about the same
See the feesFee schedule read Nov 1, 2026
Call-report figures are for Aberdeen Proving Ground Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Maryland median | Published fees above the Maryland median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Aberdeen Proving Ground Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 7.5% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (62nd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $3.4M in Q2 2026, 13% above the same quarter a year earlier ($3.1M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
6 of 22 compared published fees sit above the Maryland median; 9 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Maryland medians for fees published by banks and credit unions.
Non-Network ATM
Monthly Maintenance
Member Protect Checking
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 6.5% from Q3 2025 to Q2 2026, to $3.4M. Its share of revenue, 7.5%, is above the 6.6% median for credit unions with $1B to $10B in assets.
$3.4M
Aberdeen Proving Ground Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Aberdeen Proving Ground Federal Credit Union · $2.7B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Aberdeen Proving Ground Federal Credit Union(this institution) | Aberdeen, MD | $2.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| A+ Federal Credit Union | Austin, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Abound Federal Credit Union | Radcliff, KY | $2.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Allegacy Federal Credit Union | Winston Salem, NC | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Altura Federal Credit Union | Riverside, CA | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| American Eagle Financial Federal Credit Union | East Hartford, CT | $2.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Andrews Federal Credit Union | Suitland, MD | $2.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bayport Federal Credit Union | Newport News, VA | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Capital Federal Credit Union | Green Bay, WI | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Connecticut State Employees Federal Credit Union | Hartford, CT | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Corning Federal Credit Union | Corning, NY | $2.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union of Colorado, A | Denver, CO | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Credit Union of Texas | Allen, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Dow Federal Credit Union | Midland, MI | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Hawaiiusa Federal Credit Union | Honolulu, HI | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hughes Federal Credit Union | Tucson, AZ | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jsc Federal Credit Union | Houston, TX | $2.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| L & N Federal Credit Union | Louisville, KY | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Oregon State Federal Credit Union | Corvallis, OR | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Partners Federal Credit Union | Burbank, CA | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Polish & Slavic Federal Credit Union | Brooklyn, NY | $2.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| South Carolina Federal Credit Union | North Charleston, SC | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Texans Federal Credit Union | Richardson, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Together Federal Credit Union | Saint Louis, MO | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ttcu Federal Credit Union | Tulsa, OK | $2.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Y-12 Federal Credit Union | Oak Ridge, TN | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $6, against a peer median of $7.24 among 16 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Aberdeen Proving Ground Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $3.4M | +$168K | +5.1% |
| Q1 2026 | $3.3M | −$211K | −6.1% |
| Q4 2025 | $3.5M | +$254K | +7.9% |
| Q3 2025 | $3.2M | +$173K | +5.7% |
| Q2 2025 | $3.1M | −$16K | −0.5% |
| Q1 2025 | $3.1M | +$3K | +0.1% |
| Q4 2024 | $3.1M | +$93K | +3.1% |
| Q3 2024 | $3.0M | +$23K | +0.8% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Aberdeen Proving Ground Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Aberdeen Proving Ground Federal Credit Union by share.
Amounts from Aberdeen Proving Ground Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month · after 12 months of no activity
per hour · Balancing Checkbook - $15.00 per hour
per item
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Member Protect Checking Monthly fee | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Closed Membership Account Within 60 Days of Opening | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Escheatment Fee | $75Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Inactive Account | $5 | per month | after 12 months of no activity |
| Account Research Time - (audience not stated, treated as personal) | $5Below the U.S. middle 50% ($7 to $25 nationally) | Not stated | None |
| Balancing Checkbook (audience not stated, treated as personal) | $15Not compared: Charged per hour; comparison unavailable | per hour | Balancing Checkbook - $15.00 per hour |
| Mailed Paper Statement (Excludes Loan and Visa statements) - | $2Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
Overdraft & NSF | |||
| Standard Courtesy Pay (Check, ACH, & Other Transactions) | $32Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Non-Sufficient Funds - | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
ATM & Card | |||
| Non-APGFCU/Allpoint Network ATM Transactions: Account-to-Account Transfer | $1.50Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Visa Debit Rush Card Replacement - | $35Inside the U.S. middle 50% ($30 to $50 nationally) | per item | None |
Wire Transfers | |||
| Money Wires/Bank Wires: Outgoing | $25Inside the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Money Wires/Bank Wires: Incoming | $10Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Money Wires/Bank Wires: Outgoing International | $45Inside the U.S. middle 50% ($40 to $50 nationally) | per item | None |
Check Services | |||
| Certified Checks | $5.50Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Money Orders | $4Above the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Bill Pay Stop Payment - | $25Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment - Credit Union Checks | $29Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment - Pre-Authorized and Checking | $29Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment - Visa® Credit Card Convenience Check | $29Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Non-Member Cashing APGFCU Check (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Items Sent for Collection | $20Inside the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Bill Pay Check Copy | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Bill Pay Overnight Check - | $14.95Not compared: Per-item charge, not monthly | per item | None |
| Bill Pay Same-Day Payment - | $9.95Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Visa Credit Card Cash Advance - | $2Inside the U.S. middle 50% ($2 to $10 nationally) | per item | None |
Account Services | |||
| Safe Deposit Box Late Fee - (audience not stated, treated as personal) | $10Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box Rental (audience not stated, treated as personal) | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
Other Fees | |||
| Document Copies: Member (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Skip-a-Pay Fee | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per month · after 12 months of no activity
per item
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per item
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closed Membership Account within 60 Days of Opening | $15 | Not stated | None |
| Closed Membership Account Within 60 Days of Opening | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Escheatment Fee | $75Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Inactive Account | $5 | per month | after 12 months of no activity |
| Mailed Paper Statement (Excludes Loan and Visa statements) - | $2Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
Overdraft & NSF | |||
| Standard Courtesy Pay (Check, ACH, & Other Transactions) | $32Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Non-Sufficient Funds - | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
ATM & Card | |||
| Balance Inquiry | $1 | per item | None |
| Non-APGFCU/Allpoint Network ATM Transactions: Account-to-Account Transfer | $1.50Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Non-APGFCU/Allpoint Network ATM Transactions: Withdrawal | $1.50 | per item | None |
| Visa Debit Rush Card Replacement - | $35Inside the U.S. middle 50% ($30 to $50 nationally) | per item | None |
Wire Transfers | |||
| Money Wires/Bank Wires: Outgoing | $25Inside the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Outgoing Assisted Wire | $40 | per item | None |
| Outgoing Online Wire | $25 | per item | None |
| Money Wires/Bank Wires: Incoming | $10Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Wires: Incoming | $10 | per item | None |
| Money Wires/Bank Wires: Outgoing International | $45Inside the U.S. middle 50% ($40 to $50 nationally) | per item | None |
Check Services | |||
| Certified Checks | $5.50Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Certified Checks | $5.50 | per item | None |
| Money Orders | $4Above the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Money Orders | $4 | per item | None |
| Bill Pay Stop Payment - | $25Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment - Credit Union Checks | $29Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment - Pre-Authorized and Checking | $29Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment - Visa® Credit Card Convenience Check | $29Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Items Sent for Collection | $20Inside the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Bill Pay Check Copy | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| ACH Origination | $10 | per item | None |
| Bill Pay Overnight Check - | $14.95Not compared: Per-item charge, not monthly | per item | None |
| Bill Pay Same-Day Payment - | $9.95Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Coin Machine | 2% | Not stated | None |
| Visa Credit Card Cash Advance - | $2Inside the U.S. middle 50% ($2 to $10 nationally) | per item | None |
| Night Drop | $2 | Not stated | None |
Other Fees | |||
| Document Copies: Member | $5 | per item | None |
| Document Copies: Non-Member | $5 | per item | None |
| Skip-a-Pay Fee | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Aberdeen Proving Ground Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
18 offices in 1 state (June 30, 2026)
Each dot is one office.
17 of 18 offices on the map. 2 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Bel Air, MD | 3 |
| Elkton, MD | 2 |
| Aberdeen Proving Ground, MD | 1 |
| Aberdeen, MD | 1 |
| Baltimore, MD | 1 |
| Belcamp, MD | 1 |
| Chesapeake City, MD | 1 |
| Cockeysville, MD | 1 |
Largest competitors nearby
Local market: Harford county, MD, around its headquarters.
| 15 in its local market | Deposit share |
|---|---|
| Manufacturers and Traders Trust Company | 20% |
| Bank of America, National Association | 15.7% |
| PNC Bank, National Association | 13.2% |
| Harford Bank | 12.6% |
| Truist Bank | 11.7% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.