Aberdeen Proving Ground Federal Credit Union

Headquarters: Aberdeen, Maryland
Charter: Credit Union
Assets: $2.7B
Fed district: Richmond

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Member Protect Checking
Aberdeen Proving Ground Federal Credit Union: $6
Aberdeen Proving Ground Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Aberdeen Proving Ground Federal Credit Union: $32
Aberdeen Proving Ground Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Aberdeen Proving Ground Federal Credit Union: $30
Aberdeen Proving Ground Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Aberdeen Proving Ground Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Member Protect Checking Monthly fee$6
per month
Closed Membership Account Within 60 Days of Opening$15
Escheatment Fee$75
Inactive Account$5
per month · after 12 months of no activity
Account Research Time - (audience not stated, treated as personal)$5
Balancing Checkbook (audience not stated, treated as personal)$15
Not compared: Charged per hour; comparison unavailable
per hour · Balancing Checkbook - $15.00 per hour
Mailed Paper Statement (Excludes Loan and Visa statements) -$2

Overdraft & NSF

Standard Courtesy Pay (Check, ACH, & Other Transactions)$32
per item
Non-Sufficient Funds -$30
per item

ATM & Card

Non-APGFCU/Allpoint Network ATM Transactions: Account-to-Account Transfer$1.50
per item
Visa Debit Rush Card Replacement -$35
per item

Wire Transfers

Money Wires/Bank Wires: Outgoing$25
per item
Money Wires/Bank Wires: Incoming$10
per item
Money Wires/Bank Wires: Outgoing International$45
per item

Check Services

Certified Checks$5.50
per item
Money Orders$4
per item
Bill Pay Stop Payment -$25
per item
Stop Payment - Credit Union Checks$29
per item
Stop Payment - Pre-Authorized and Checking$29
per item
Stop Payment - Visa® Credit Card Convenience Check$29
per item
Non-Member Cashing APGFCU Check (audience not stated, treated as personal)$5
per item
Items Sent for Collection$20
per item
Bill Pay Check Copy$5
per item

Digital & Electronic

Bill Pay Overnight Check -$14.95
Not compared: Per-item charge, not monthly
per item
Bill Pay Same-Day Payment -$9.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Visa Credit Card Cash Advance -$2
per item

Account Services

Safe Deposit Box Late Fee - (audience not stated, treated as personal)$10
Not compared: Monthly charge, not annual
per month
Safe Deposit Box Rental (audience not stated, treated as personal)$50

Other Fees

Document Copies: Member (audience not stated, treated as personal)$5
per item
Skip-a-Pay Fee$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Member Protect Checking Monthly fee	$6	per month	None
Closed Membership Account Within 60 Days of Opening	$15	Not stated	None
Escheatment Fee	$75	Not stated	None
Inactive Account	$5	per month	after 12 months of no activity
Account Research Time - (audience not stated, treated as personal)	$5	Not stated	None
Balancing Checkbook (audience not stated, treated as personal)	$15Not compared: Charged per hour; comparison unavailable	per hour	Balancing Checkbook - $15.00 per hour
Mailed Paper Statement (Excludes Loan and Visa statements) -	$2	Not stated	None
Overdraft & NSF
Standard Courtesy Pay (Check, ACH, & Other Transactions)	$32	per item	None
Non-Sufficient Funds -	$30	per item	None
ATM & Card
Non-APGFCU/Allpoint Network ATM Transactions: Account-to-Account Transfer	$1.50	per item	None
Visa Debit Rush Card Replacement -	$35	per item	None
Wire Transfers
Money Wires/Bank Wires: Outgoing	$25	per item	None
Money Wires/Bank Wires: Incoming	$10	per item	None
Money Wires/Bank Wires: Outgoing International	$45	per item	None
Check Services
Certified Checks	$5.50	per item	None
Money Orders	$4	per item	None
Bill Pay Stop Payment -	$25	per item	None
Stop Payment - Credit Union Checks	$29	per item	None
Stop Payment - Pre-Authorized and Checking	$29	per item	None
Stop Payment - Visa® Credit Card Convenience Check	$29	per item	None
Non-Member Cashing APGFCU Check (audience not stated, treated as personal)	$5	per item	None
Items Sent for Collection	$20	per item	None
Bill Pay Check Copy	$5	per item	None
Digital & Electronic
Bill Pay Overnight Check -	$14.95Not compared: Per-item charge, not monthly	per item	None
Bill Pay Same-Day Payment -	$9.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Visa Credit Card Cash Advance -	$2	per item	None
Account Services
Safe Deposit Box Late Fee - (audience not stated, treated as personal)	$10Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box Rental (audience not stated, treated as personal)	$50	Not stated	None
Other Fees
Document Copies: Member (audience not stated, treated as personal)	$5	per item	None
Skip-a-Pay Fee	$35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Closed Membership Account within 60 Days of Opening$15
Closed Membership Account Within 60 Days of Opening$15
Escheatment Fee$75
Inactive Account$5
per month · after 12 months of no activity
Mailed Paper Statement (Excludes Loan and Visa statements) -$2

Overdraft & NSF

Standard Courtesy Pay (Check, ACH, & Other Transactions)$32
per item
Non-Sufficient Funds -$30
per item

ATM & Card

Balance Inquiry$1
per item
Non-APGFCU/Allpoint Network ATM Transactions: Account-to-Account Transfer$1.50
per item
Non-APGFCU/Allpoint Network ATM Transactions: Withdrawal$1.50
per item
Visa Debit Rush Card Replacement -$35
per item

Wire Transfers

Money Wires/Bank Wires: Outgoing$25
per item
Outgoing Assisted Wire$40
per item
Outgoing Online Wire$25
per item
Money Wires/Bank Wires: Incoming$10
per item
Wires: Incoming$10
per item
Money Wires/Bank Wires: Outgoing International$45
per item

Check Services

Certified Checks$5.50
per item
Certified Checks$5.50
per item
Money Orders$4
per item
Money Orders$4
per item
Bill Pay Stop Payment -$25
per item
Stop Payment - Credit Union Checks$29
per item
Stop Payment - Pre-Authorized and Checking$29
per item
Stop Payment - Visa® Credit Card Convenience Check$29
per item
Items Sent for Collection$20
per item
Bill Pay Check Copy$5
per item

Digital & Electronic

ACH Origination$10
per item
Bill Pay Overnight Check -$14.95
Not compared: Per-item charge, not monthly
per item
Bill Pay Same-Day Payment -$9.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin Machine2%
Visa Credit Card Cash Advance -$2
per item
Night Drop$2

Other Fees

Document Copies: Member$5
per item
Document Copies: Non-Member$5
per item
Skip-a-Pay Fee$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed Membership Account within 60 Days of Opening	$15	Not stated	None
Closed Membership Account Within 60 Days of Opening	$15	Not stated	None
Escheatment Fee	$75	Not stated	None
Inactive Account	$5	per month	after 12 months of no activity
Mailed Paper Statement (Excludes Loan and Visa statements) -	$2	Not stated	None
Overdraft & NSF
Standard Courtesy Pay (Check, ACH, & Other Transactions)	$32	per item	None
Non-Sufficient Funds -	$30	per item	None
ATM & Card
Balance Inquiry	$1	per item	None
Non-APGFCU/Allpoint Network ATM Transactions: Account-to-Account Transfer	$1.50	per item	None
Non-APGFCU/Allpoint Network ATM Transactions: Withdrawal	$1.50	per item	None
Visa Debit Rush Card Replacement -	$35	per item	None
Wire Transfers
Money Wires/Bank Wires: Outgoing	$25	per item	None
Outgoing Assisted Wire	$40	per item	None
Outgoing Online Wire	$25	per item	None
Money Wires/Bank Wires: Incoming	$10	per item	None
Wires: Incoming	$10	per item	None
Money Wires/Bank Wires: Outgoing International	$45	per item	None
Check Services
Certified Checks	$5.50	per item	None
Certified Checks	$5.50	per item	None
Money Orders	$4	per item	None
Money Orders	$4	per item	None
Bill Pay Stop Payment -	$25	per item	None
Stop Payment - Credit Union Checks	$29	per item	None
Stop Payment - Pre-Authorized and Checking	$29	per item	None
Stop Payment - Visa® Credit Card Convenience Check	$29	per item	None
Items Sent for Collection	$20	per item	None
Bill Pay Check Copy	$5	per item	None
Digital & Electronic
ACH Origination	$10	per item	None
Bill Pay Overnight Check -	$14.95Not compared: Per-item charge, not monthly	per item	None
Bill Pay Same-Day Payment -	$9.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin Machine	2%	Not stated	None
Visa Credit Card Cash Advance -	$2	per item	None
Night Drop	$2	Not stated	None
Other Fees
Document Copies: Member	$5	per item	None
Document Copies: Non-Member	$5	per item	None
Skip-a-Pay Fee	$35	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Aberdeen Proving Ground Federal Credit Union's early account closure changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Member Protect Checking
Aberdeen Proving Ground Federal Credit Union: $6
Aberdeen Proving Ground Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Aberdeen Proving Ground Federal Credit Union: $32
Aberdeen Proving Ground Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Aberdeen Proving Ground Federal Credit Union: $30
Aberdeen Proving Ground Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Aberdeen Proving Ground Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Member Protect Checking Monthly fee$6
per month
Closed Membership Account Within 60 Days of Opening$15
Escheatment Fee$75
Inactive Account$5
per month · after 12 months of no activity
Account Research Time - (audience not stated, treated as personal)$5
Balancing Checkbook (audience not stated, treated as personal)$15
Not compared: Charged per hour; comparison unavailable
per hour · Balancing Checkbook - $15.00 per hour
Mailed Paper Statement (Excludes Loan and Visa statements) -$2

Overdraft & NSF

Standard Courtesy Pay (Check, ACH, & Other Transactions)$32
per item
Non-Sufficient Funds -$30
per item

ATM & Card

Non-APGFCU/Allpoint Network ATM Transactions: Account-to-Account Transfer$1.50
per item
Visa Debit Rush Card Replacement -$35
per item

Wire Transfers

Money Wires/Bank Wires: Outgoing$25
per item
Money Wires/Bank Wires: Incoming$10
per item
Money Wires/Bank Wires: Outgoing International$45
per item

Check Services

Certified Checks$5.50
per item
Money Orders$4
per item
Bill Pay Stop Payment -$25
per item
Stop Payment - Credit Union Checks$29
per item
Stop Payment - Pre-Authorized and Checking$29
per item
Stop Payment - Visa® Credit Card Convenience Check$29
per item
Non-Member Cashing APGFCU Check (audience not stated, treated as personal)$5
per item
Items Sent for Collection$20
per item
Bill Pay Check Copy$5
per item

Digital & Electronic

Bill Pay Overnight Check -$14.95
Not compared: Per-item charge, not monthly
per item
Bill Pay Same-Day Payment -$9.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Visa Credit Card Cash Advance -$2
per item

Account Services

Safe Deposit Box Late Fee - (audience not stated, treated as personal)$10
Not compared: Monthly charge, not annual
per month
Safe Deposit Box Rental (audience not stated, treated as personal)$50

Other Fees

Document Copies: Member (audience not stated, treated as personal)$5
per item
Skip-a-Pay Fee$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Member Protect Checking Monthly fee	$6	per month	None
Closed Membership Account Within 60 Days of Opening	$15	Not stated	None
Escheatment Fee	$75	Not stated	None
Inactive Account	$5	per month	after 12 months of no activity
Account Research Time - (audience not stated, treated as personal)	$5	Not stated	None
Balancing Checkbook (audience not stated, treated as personal)	$15Not compared: Charged per hour; comparison unavailable	per hour	Balancing Checkbook - $15.00 per hour
Mailed Paper Statement (Excludes Loan and Visa statements) -	$2	Not stated	None
Overdraft & NSF
Standard Courtesy Pay (Check, ACH, & Other Transactions)	$32	per item	None
Non-Sufficient Funds -	$30	per item	None
ATM & Card
Non-APGFCU/Allpoint Network ATM Transactions: Account-to-Account Transfer	$1.50	per item	None
Visa Debit Rush Card Replacement -	$35	per item	None
Wire Transfers
Money Wires/Bank Wires: Outgoing	$25	per item	None
Money Wires/Bank Wires: Incoming	$10	per item	None
Money Wires/Bank Wires: Outgoing International	$45	per item	None
Check Services
Certified Checks	$5.50	per item	None
Money Orders	$4	per item	None
Bill Pay Stop Payment -	$25	per item	None
Stop Payment - Credit Union Checks	$29	per item	None
Stop Payment - Pre-Authorized and Checking	$29	per item	None
Stop Payment - Visa® Credit Card Convenience Check	$29	per item	None
Non-Member Cashing APGFCU Check (audience not stated, treated as personal)	$5	per item	None
Items Sent for Collection	$20	per item	None
Bill Pay Check Copy	$5	per item	None
Digital & Electronic
Bill Pay Overnight Check -	$14.95Not compared: Per-item charge, not monthly	per item	None
Bill Pay Same-Day Payment -	$9.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Visa Credit Card Cash Advance -	$2	per item	None
Account Services
Safe Deposit Box Late Fee - (audience not stated, treated as personal)	$10Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box Rental (audience not stated, treated as personal)	$50	Not stated	None
Other Fees
Document Copies: Member (audience not stated, treated as personal)	$5	per item	None
Skip-a-Pay Fee	$35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Closed Membership Account within 60 Days of Opening$15
Closed Membership Account Within 60 Days of Opening$15
Escheatment Fee$75
Inactive Account$5
per month · after 12 months of no activity
Mailed Paper Statement (Excludes Loan and Visa statements) -$2

Overdraft & NSF

Standard Courtesy Pay (Check, ACH, & Other Transactions)$32
per item
Non-Sufficient Funds -$30
per item

ATM & Card

Balance Inquiry$1
per item
Non-APGFCU/Allpoint Network ATM Transactions: Account-to-Account Transfer$1.50
per item
Non-APGFCU/Allpoint Network ATM Transactions: Withdrawal$1.50
per item
Visa Debit Rush Card Replacement -$35
per item

Wire Transfers

Money Wires/Bank Wires: Outgoing$25
per item
Outgoing Assisted Wire$40
per item
Outgoing Online Wire$25
per item
Money Wires/Bank Wires: Incoming$10
per item
Wires: Incoming$10
per item
Money Wires/Bank Wires: Outgoing International$45
per item

Check Services

Certified Checks$5.50
per item
Certified Checks$5.50
per item
Money Orders$4
per item
Money Orders$4
per item
Bill Pay Stop Payment -$25
per item
Stop Payment - Credit Union Checks$29
per item
Stop Payment - Pre-Authorized and Checking$29
per item
Stop Payment - Visa® Credit Card Convenience Check$29
per item
Items Sent for Collection$20
per item
Bill Pay Check Copy$5
per item

Digital & Electronic

ACH Origination$10
per item
Bill Pay Overnight Check -$14.95
Not compared: Per-item charge, not monthly
per item
Bill Pay Same-Day Payment -$9.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin Machine2%
Visa Credit Card Cash Advance -$2
per item
Night Drop$2

Other Fees

Document Copies: Member$5
per item
Document Copies: Non-Member$5
per item
Skip-a-Pay Fee$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed Membership Account within 60 Days of Opening	$15	Not stated	None
Closed Membership Account Within 60 Days of Opening	$15	Not stated	None
Escheatment Fee	$75	Not stated	None
Inactive Account	$5	per month	after 12 months of no activity
Mailed Paper Statement (Excludes Loan and Visa statements) -	$2	Not stated	None
Overdraft & NSF
Standard Courtesy Pay (Check, ACH, & Other Transactions)	$32	per item	None
Non-Sufficient Funds -	$30	per item	None
ATM & Card
Balance Inquiry	$1	per item	None
Non-APGFCU/Allpoint Network ATM Transactions: Account-to-Account Transfer	$1.50	per item	None
Non-APGFCU/Allpoint Network ATM Transactions: Withdrawal	$1.50	per item	None
Visa Debit Rush Card Replacement -	$35	per item	None
Wire Transfers
Money Wires/Bank Wires: Outgoing	$25	per item	None
Outgoing Assisted Wire	$40	per item	None
Outgoing Online Wire	$25	per item	None
Money Wires/Bank Wires: Incoming	$10	per item	None
Wires: Incoming	$10	per item	None
Money Wires/Bank Wires: Outgoing International	$45	per item	None
Check Services
Certified Checks	$5.50	per item	None
Certified Checks	$5.50	per item	None
Money Orders	$4	per item	None
Money Orders	$4	per item	None
Bill Pay Stop Payment -	$25	per item	None
Stop Payment - Credit Union Checks	$29	per item	None
Stop Payment - Pre-Authorized and Checking	$29	per item	None
Stop Payment - Visa® Credit Card Convenience Check	$29	per item	None
Items Sent for Collection	$20	per item	None
Bill Pay Check Copy	$5	per item	None
Digital & Electronic
ACH Origination	$10	per item	None
Bill Pay Overnight Check -	$14.95Not compared: Per-item charge, not monthly	per item	None
Bill Pay Same-Day Payment -	$9.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin Machine	2%	Not stated	None
Visa Credit Card Cash Advance -	$2	per item	None
Night Drop	$2	Not stated	None
Other Fees
Document Copies: Member	$5	per item	None
Document Copies: Non-Member	$5	per item	None
Skip-a-Pay Fee	$35	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.