Hawaii Federal Credit Union

Headquarters: Honolulu, Hawaii
Charter: Credit Union
Assets: $104.0M
Fed district: San Francisco
Regulator: NCUA

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 2, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 2, 2026

How these figures are measured

Call-report figures are for Hawaii Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Hawaii Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 2, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Hawaii Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $278K in Q2 2026, 2.8% below the same quarter a year earlier ($286K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Hawaii Federal Credit Union: $30
Hawaii Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Hawaii Federal Credit Union: $30
Hawaii Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Hawaii Federal Credit Union: $1
Hawaii Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 9.2% from Q3 2025 to Q2 2026, to $278K.

Fee income, Q2 2026

$278K

$306KQ3 2025

$304KQ4 2025

$296KQ1 2026

$278KQ2 2026

Against the median

Hawaii Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Hawaii Federal Credit Union · $104M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$101M to $107M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Hawaii Federal Credit Union(this institution)	Honolulu, HI	$104M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Advanced Financial Federal Credit Union	New Providence, NJ	$107M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Advantage Federal Credit Union	Newton, IA	$106M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Advantage Financial Federal Credit Union	Washington, DC	$103M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Archer Cooperative Federal Credit Union	Archer, NE	$103M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cherokee Strip Federal Credit Union	Ponca City, OK	$106M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Civic Central Federal Credit Union	Jefferson City, MO	$105M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Star Federal Credit Union	Elyria, OH	$103M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Compass Federal Credit Union	Oswego, NY	$101M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Connect Credit Union	Fort lauderdale, FL	$103M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Crossroads Financial Federal Credit Union	Portland, IN	$102M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Farmway Federal Credit Union	Beloit, KS	$107M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Watch Federal Credit Union	Abilene, TX	$105M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Four Seasons Federal Credit Union	Opelika, AL	$104M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Glendale Federal Credit Union	Glendale, CA	$103M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Greater Chautauqua Federal Credit Union	Falconer, NY	$102M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
I Am Federal Credit Union	New York, NY	$103M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ko`Olau Federal Credit Union	Kailua, HI	$104M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Marin County Federal Credit Union	San Rafael, CA	$104M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Midland Federal Credit Union	Urbandale, IA	$101M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Money One Federal Credit Union	Largo, MD	$105M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Onenebraska Federal Credit Union	Columbus, NE	$107M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Serve Federal Credit Union	Des Moines, IA	$101M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Local Federal Credit Union	Sterling Heights, MI	$107M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Valley 1St Community Federal Credit Union	Monessen, PA	$107M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Vue Community Federal Credit Union	Bismarck, ND	$106M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Hawaii Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Hawaii Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Hawaii Federal Credit Uni…Peer (equal prices stack)Peer medianInclude $0 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Hawaii Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $278K
vs prior quarter: −$18K−6.1%; from Q1 2026
vs a year earlier: −$8K−2.8%; from Q2 2025
vs start of range: −$12K−4.1%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Hawaii Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$278K	−$18K	−6.1%
Q1 2026	$296K	−$8K	−2.6%
Q4 2025	$304K	−$2K	−0.7%
Q3 2025	$306K	+$20K	+7.0%
Q2 2025	$286K	−$9K	−3.1%
Q1 2025	$295K	$0	0.0%
Q4 2024	$295K	+$5K	+1.7%
Q3 2024	$290K	+$12K	+4.3%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Hawaii Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below Minimum Balance (per month)$10
per month
Early Closure Fee (if closed within 90 days)$25
Abandoned Account Processing (Escheat to State)$50
Inactive Account (per month)$10
per month
Account Research and Balancing (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement (per month)$5
per month

Overdraft & NSF

ATM/Debit Overdraft (per item)$30
per item
Courtesy Pay Overdraft (per occurrence)$30
per item
Non-Sufficient Funds (per item)$30
per item
Returned Item (per item)$30
per item

ATM & Card

Each ATM transaction after 12 (per month)$1
per item
Reissue ATM/Debit Card (per card)$10
per item
Rush Order$60
per item · per card
Rush Order (per card)$60
per item

Wire Transfers

Outgoing – Domestic Wire$20
Outgoing – International Wire$45

Check Services

Cashier’s Check (1 per day at no charge)$5
Not compared: Daily charge, not per item
per day
Money Order (1 per day at no charge)$1
Not compared: Daily charge, not per item
per day
Stop Payment (check or electronic debit)$20
Temporary Checks$5
per item · per sheet
Temporary Checks (per sheet)$5
per item
Collection Item (Deposit Non-U.S. Dollar Check)$25
Copy of paid check$5

Digital & Electronic

Zelle – Instant PaymentNo charge

Account Services

Notary Services – Non-Member (per document)$5
Not compared: Charged per document; comparison unavailable
per document
Large$60
Medium$40
Small$20
Legal Document Processing$50

Other Fees

Statement Copy (per statement)$5

Fee	Amount	Basis	Note
Account Maintenance
Below Minimum Balance (per month)	$10	per month	None
Early Closure Fee (if closed within 90 days)	$25	Not stated	None
Abandoned Account Processing (Escheat to State)	$50	Not stated	None
Inactive Account (per month)	$10	per month	None
Account Research and Balancing (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement (per month)	$5	per month	None
Overdraft & NSF
ATM/Debit Overdraft (per item)	$30	per item	None
Courtesy Pay Overdraft (per occurrence)	$30	per item	None
Non-Sufficient Funds (per item)	$30	per item	None
Returned Item (per item)	$30	per item	None
ATM & Card
Each ATM transaction after 12 (per month)	$1	per item	None
Reissue ATM/Debit Card (per card)	$10	per item	None
Rush Order	$60	per item	per card
Rush Order (per card)	$60	per item	None
Wire Transfers
Outgoing – Domestic Wire	$20	Not stated	None
Outgoing – International Wire	$45	Not stated	None
Check Services
Cashier’s Check (1 per day at no charge)	$5Not compared: Daily charge, not per item	per day	None
Money Order (1 per day at no charge)	$1Not compared: Daily charge, not per item	per day	None
Stop Payment (check or electronic debit)	$20	Not stated	None
Temporary Checks	$5	per item	per sheet
Temporary Checks (per sheet)	$5	per item	None
Collection Item (Deposit Non-U.S. Dollar Check)	$25	Not stated	None
Copy of paid check	$5	Not stated	None
Digital & Electronic
Zelle – Instant Payment	No charge	Not stated	None
Account Services
Notary Services – Non-Member (per document)	$5Not compared: Charged per document; comparison unavailable	per document	None
Large	$60	Not stated	None
Medium	$40	Not stated	None
Small	$20	Not stated	None
Legal Document Processing	$50	Not stated	None
Other Fees
Statement Copy (per statement)	$5	Not stated	None

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Hawaii Federal Credit Union's safe deposit box changes in our data

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