8 published fees; none has a market median to compare yet.
Source: its fee schedule, read Feb 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NSF / Returned Item
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Kahuku Federal Credit Union’s own schedules, with a source for each figure.
per item
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account maintenance fee | $2 | per month | None |
| Account closure fee | $5 | Not stated | None |
| Inactive account fee | $2 | per month | None |
| Account research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| NSF fee | $22 | per item | None |
| Returned item fee | $22 | per item | None |
Check Services | |||
| Free official checks | $1 | per item | None |
| Stop payment fee | $10 | per item | None |
Cash & Deposit | |||
| Deposited item return fee | $15 | per item | None |
Account Services | |||
| Legal process fee | $15 | Not stated | None |
Other Fees | |||
| Photocopy fee | $2.50Not compared: Charged per page; comparison unavailable | per page | None |
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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