Compared with Washington
10 of 20
compared fees are above the median.
4 below, 6 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
97th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Washington median
of 20 compared; 4 below, 6 about the same
See the feesFee schedule read Nov 1, 2026
Call-report figures are for Fibre Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Washington median | Published fees above the Washington median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Fibre Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 17% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (97th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $4.9M in Q2 2026, 2.0% above the same quarter a year earlier ($4.8M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
10 of 20 compared published fees sit above the Washington median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Washington medians for fees published by banks and credit unions.
Overdraft (OD)
Monthly Maintenance
TLC Basic Checking $3 · TLC Checking Plus $8
Compared at $5.50, the middle of its prices
NSF / Returned Item
Compared at $30, the middle of its prices
Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 1.4% from Q3 2025 to Q2 2026, to $4.9M. Its share of revenue, 17%, is above the 6.6% median for credit unions with $1B to $10B in assets.
$4.9M
Fibre Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $3 to $8; we compare the midpoint.
Fibre Federal Credit Union · $1.8B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Fibre Federal Credit Union(this institution) | Longview, WA | $1.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bay Federal Credit Union | Capitola, CA | $1.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union 1 | Anchorage, AK | $1.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Credit Union of America | Wichita, KS | $1.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Datcu Federal Credit Union | Denton, TX | $1.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Educational Federal Credit Union | Miami, FL | $1.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Frontwave Federal Credit Union | Oceanside, CA | $1.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Greater Nevada Federal Credit Union | Carson City, NV | $1.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Greylock Federal Credit Union | Pittsfield, MA | $1.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Honor Federal Credit Union | Berrien Springs, MI | $1.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Horizon Federal Credit Union | Spokane Valley, WA | $2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Kemba Federal Credit Union | West Chester, OH | $1.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Marion And Polk Schools Federal Credit Union | Salem, OR | $1.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Merck Employees Federal Credit Union | Rahway, NJ | $1.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Mid-Hudson Valley Federal Credit Union | Kingston, NY | $1.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Monterra Federal Credit Union | Redwood City, CA | $1.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Publix Employees Federal Credit Union | Lakeland, FL | $1.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Safe Federal Credit Union | Sumter, SC | $2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Scott Federal Credit Union | Edwardsville, IL | $1.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| St. Mary'S Bank Federal Credit Union | Manchester, NH | $1.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Superior Credit Union, Inc | Lima, OH | $2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Truwest Federal Credit Union | Scottsdale, AZ | $1.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Tyndall Federal Credit Union | Panama City, FL | $1.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| United Heritage Federal Credit Union | Austin, TX | $1.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Unitus Community Federal Credit Union | Tigard, OR | $1.8B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| University Of Kentucky Federal Credit Union | Lexington, KY | $1.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $5.50, the middle of its two prices, against a peer median of $6 among 12 publishing peers.
Its two checking prices are $3 and $8.
$5.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.
Call reports for Fibre Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $4.9M | +$80K | +1.7% |
| Q1 2026 | $4.8M | −$108K | −2.2% |
| Q4 2025 | $4.9M | −$39K | −0.8% |
| Q3 2025 | $4.9M | +$162K | +3.4% |
| Q2 2025 | $4.8M | +$135K | +2.9% |
| Q1 2025 | $4.6M | −$270K | −5.5% |
| Q4 2024 | $4.9M | +$10K | +0.2% |
| Q3 2024 | $4.9M | +$255K | +5.5% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Fibre Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Fibre Federal Credit Union by share.
Amounts from Fibre Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month · waived with E-Statements and obtaining a debit card. No longer offered, but existing accounts will be maintained according to their terms
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| TLC Basic Checking Monthly service charge (audience not stated, treated as personal) | $3Below the U.S. middle 50% ($5 to $10 nationally) | per month | waived with E-Statements and obtaining a debit card. No longer offered, but existing accounts will be maintained according to their terms |
| TLC Checking Plus Monthly service charge (audience not stated, treated as personal) | $8Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Inactive Account Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Reconciling | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Reconciliation Assistance | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Over-the-Counter Overdraft Fee: Consumer accounts | $15Below the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Overdraft/NSF Fees: Consumer accounts | $15Below the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Overdraft/NSF Fees: Consumer accounts | $15Below the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Return Check Fee | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Returned Check Fee | $30Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
ATM & Card | |||
| Card Replacement | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Foreign transaction fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
| Foreign transaction fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Fee (U.S.) Outgoing | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Fee Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Fee (Foreign) outgoing | $75Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| First cashier's check per month is free, additional checks | $5Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Cashier's Check Stop Payment | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Starter Check Fee | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Non-member Check Cashing | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Items sent for Collection (i.e.: foreign items, NSF, Bonds, Etc.) | $30Above the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Check Copies | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Bill Pay | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Account Services | |||
| 10x10 box = | $100Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3x10 box = | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3x5 box = | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5x10 box = | $75Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5x5 box = | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Drill | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement | $25Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box Late Payment | $10Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box Rent: 2x4 box = | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Garnishment/Levy | $100Above the U.S. middle 50% ($30 to $85 nationally) | per item | None |
| Subpoena/Summons/Legal Research Request | $75Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Verification | $25Above the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Retirement & IRA | |||
| Individual Retirement Account (IRA) Close Fee | $30Inside the U.S. middle 50% ($25 to $35 nationally) | per item | None |
Other Fees | |||
| Skip Payment | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive Account Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Reconciling | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Reconciliation Assistance | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Return Check Fee | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Returned Check Fee | $30Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Overdraft Transfer Protection. Limit five fees per day, per account. Business accounts | $30 | per item | None |
ATM & Card | |||
| Card Replacement | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Foreign transaction fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Fee (U.S.) Outgoing | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Fee Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Fee (Foreign) outgoing | $75Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| First cashier's check per month is free, additional checks | $5Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Cashier's Check Stop Payment | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Starter Check Fee | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Non-member Check Cashing | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Items sent for Collection (i.e.: foreign items, NSF, Bonds, Etc.) | $30Above the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Check Copies | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Bill Pay | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Account Services | |||
| 10x10 box = | $100Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3x10 box = | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3x5 box = | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5x10 box = | $75Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5x5 box = | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Drill | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement | $25Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box Late Payment | $10Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box Rent: 2x4 box = | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Garnishment/Levy | $100Above the U.S. middle 50% ($30 to $85 nationally) | per item | None |
| Subpoena/Summons/Legal Research Request | $75Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Verification | $25Above the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Other Fees | |||
| Skip Payment | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Fibre Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
16 offices in 2 states (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Longview, WA | 4 |
| Kelso, WA | 2 |
| Astoria, OR | 1 |
| Castle Rock, WA | 1 |
| Kalama, WA | 1 |
| Lincoln City, OR | 1 |
| Newport, OR | 1 |
| Rainier, OR | 1 |
Largest competitors nearby
Local market: Cowlitz county, WA, around its headquarters.
| 10 in its local market | Deposit share |
|---|---|
| U.S. Bank National Association | 30.3% |
| Columbia Bank | 19.3% |
| JPMorgan Chase Bank, National Association | 16.5% |
| Heritage Bank | 15.4% |
| Twin City Bank | 14.1% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.