20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
TLC Basic Checking $3 · TLC Checking Plus $8
Compared at $5.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Compared at $30, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Fibre Federal Credit Union’s own schedules, with a source for each figure.
per month · waived with E-Statements and obtaining a debit card. No longer offered, but existing accounts will be maintained according to their terms
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| TLC Basic Checking Monthly service charge (audience not stated, treated as personal) | $3 | per month | waived with E-Statements and obtaining a debit card. No longer offered, but existing accounts will be maintained according to their terms |
| TLC Checking Plus Monthly service charge (audience not stated, treated as personal) | $8 | per month | None |
| Inactive Account Fee | $10 | per month | None |
| Account Reconciling | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Reconciliation Assistance | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail | $5 | per month | None |
Overdraft & NSF | |||
| Over-the-Counter Overdraft Fee: Consumer accounts | $15 | per item | None |
| Overdraft/NSF Fees: Consumer accounts | $15 | per item | None |
| Overdraft/NSF Fees: Consumer accounts | $15 | per item | None |
| Return Check Fee | $30 | per item | None |
| Returned Check Fee | $30 | Not stated | None |
ATM & Card | |||
| Card Replacement | $10 | Not stated | None |
| Foreign transaction fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
| Foreign transaction fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Fee (U.S.) Outgoing | $20 | Not stated | None |
| Wire Fee Incoming | $15 | Not stated | None |
| Wire Fee (Foreign) outgoing | $75 | Not stated | None |
Check Services | |||
| First cashier's check per month is free, additional checks | $5 | per item | None |
| Cashier's Check Stop Payment | $30 | per item | None |
| Stop Payment | $30 | per item | None |
| Starter Check Fee | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Non-member Check Cashing | $5 | Not stated | None |
| Items sent for Collection (i.e.: foreign items, NSF, Bonds, Etc.) | $30 | per item | None |
| Check Copies | $1 | per item | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
Account Services | |||
| 10x10 box = | $100 | per year | None |
| 3x10 box = | $50 | per year | None |
| 3x5 box = | $30 | per year | None |
| 5x10 box = | $75 | per year | None |
| 5x5 box = | $40 | per year | None |
| Safe Deposit Box Drill | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement | $25Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box Late Payment | $10Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box Rent: 2x4 box = | $25 | per year | None |
| Garnishment/Levy | $100 | per item | None |
| Subpoena/Summons/Legal Research Request | $75Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Verification | $25 | per item | None |
Retirement & IRA | |||
| Individual Retirement Account (IRA) Close Fee | $30 | per item | None |
Other Fees | |||
| Skip Payment | $25 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive Account Fee | $10 | per month | None |
| Account Reconciling | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Reconciliation Assistance | $40Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail | $5 | per month | None |
Overdraft & NSF | |||
| Return Check Fee | $30 | per item | None |
| Returned Check Fee | $30 | Not stated | None |
| Overdraft Transfer Protection. Limit five fees per day, per account. Business accounts | $30 | per item | None |
ATM & Card | |||
| Card Replacement | $10 | Not stated | None |
| Foreign transaction fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Fee (U.S.) Outgoing | $20 | Not stated | None |
| Wire Fee Incoming | $15 | Not stated | None |
| Wire Fee (Foreign) outgoing | $75 | Not stated | None |
Check Services | |||
| First cashier's check per month is free, additional checks | $5 | per item | None |
| Cashier's Check Stop Payment | $30 | per item | None |
| Stop Payment | $30 | per item | None |
| Starter Check Fee | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Non-member Check Cashing | $5 | Not stated | None |
| Items sent for Collection (i.e.: foreign items, NSF, Bonds, Etc.) | $30 | per item | None |
| Check Copies | $1 | per item | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
Account Services | |||
| 10x10 box = | $100 | per year | None |
| 3x10 box = | $50 | per year | None |
| 3x5 box = | $30 | per year | None |
| 5x10 box = | $75 | per year | None |
| 5x5 box = | $40 | per year | None |
| Safe Deposit Box Drill | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement | $25Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box Late Payment | $10Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box Rent: 2x4 box = | $25 | per year | None |
| Garnishment/Levy | $100 | per item | None |
| Subpoena/Summons/Legal Research Request | $75Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Verification | $25 | per item | None |
Other Fees | |||
| Skip Payment | $25 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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