23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Feb 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $20, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Greater Alliance Federal Credit Union · $248M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Greater Alliance Federal Credit Union(this institution) | Paramus, NJ | $248M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bossier Federal Credit Union | Bossier City, LA | $245M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Building Trades Federal Credit Union | Maple Grove, MN | $250M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Cedar Falls Community Federal Credit Union | Cedar Falls, IA | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Community West Federal Credit Union | Kentwood, MI | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Corazo Federal Credit Union | El Centro, CA | $244M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Geovista Federal Credit Union | Hinesville, GA | $247M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ghs Federal Credit Union | Binghamton, NY | $253M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Illinois State Federal Credit Union | Normal, IL | $249M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Investex Federal Credit Union | Humble, TX | $245M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jersey Shore Federal Credit Union | Northfield, NJ | $246M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Luso Federal Credit Union | Ludlow, MA | $245M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mc Federal Credit Union | Danville, PA | $247M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Meritus Federal Credit Union | Lafayette, LA | $246M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Novation Federal Credit Union | Oakdale, MN | $244M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Nw Priority Federal Credit Union | Portland, OR | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ohio Valley Community Federal Credit Union | Clarington, OH | $244M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pioneer Appalachia Federal Credit Union | Charleston, WV | $245M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pyramid Federal Credit Union | Tucson, AZ | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Seaboard Federal Credit Union | Bucksport, ME | $246M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Shrewsbury Federal Credit Union | Shrewsbury, MA | $249M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Skypoint Federal Credit Union | Germantown, MD | $243M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Southern Security Federal Credit Union | Collierville, TN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| St. Paul Federal Credit Union | Saint Paul, MN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sterling Federal Credit Union | Sterling, CO | $247M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tongass Federal Credit Union | Ketchikan, AK | $252M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $20, the middle of its two prices, against a peer median of $5.23 among 10 publishing peers.
Its two checking prices are $15 and $25.
$20 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Amounts from Greater Alliance Federal Credit Union’s own schedules, with a source for each figure.
per quarter
per transaction
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Fresh start checking account service charge | $15 | Not stated | None |
| Service charge | $25 | Not stated | None |
| Primary Account Closed Within 6 Months of Opening | $25 | Not stated | None |
| Escheat Account | $100 | Not stated | None |
| Inactive Account over age 18 - over 1 year (under $1,000) | $15Not compared: Quarterly charge, not monthly | per quarter | None |
| Paper Statement Mailing Charge | $1 | Not stated | None |
| Bad Address | $5Not compared: Per-transaction charge, not monthly | per transaction | None |
Overdraft & NSF | |||
| Overdraft Privilege (ODP) per item | $35 | per item | None |
| Return Item Fee | $35 | Not stated | None |
ATM & Card | |||
| Other Institution ATM Transactions | $2.50 | per transaction | None |
| Replacement Card | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer Outgoing – Domestic | $30 | Not stated | None |
| Wire Transfer Incoming | No charge | Not stated | None |
Check Services | |||
| Bank Check | $5 | Not stated | None |
| Bill Pay Stop Payment (audience not stated, treated as personal) | $35 | Not stated | None |
| Stop Payment | $35 | Not stated | None |
| Collection of Non-Cash and/or Foreign Item Collection | $25 | Not stated | None |
| Copy of deposit items | $6 | Not stated | None |
| Copy of Paid Check | $6 | Not stated | None |
Digital & Electronic | |||
| Bill Pay Next Business Day (audience not stated, treated as personal) | $34.95 | Not stated | None |
| Bill Pay Second Day Economy Electronic Payment (audience not stated, treated as personal) | $6.95 | Not stated | None |
| Bill Pay Second Day Standard (audience not stated, treated as personal) | $29.95 | Not stated | None |
Account Services | |||
| Safe deposit key replacement | $25Not compared: Box drilling or key fee | per item | None |
| Lien/Levy | $125 | per item | None |
| Subordination | $200 | Not stated | None |
| Account Verification Letter | $25 | Not stated | None |
Lending Fees | |||
| Loan Cancellation (audience not stated, treated as personal) | $50 | per item | None |
Retirement & IRA | |||
| IRA Transfer to Another Institution | $20 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card | $2.95 | Not stated | None |
| Prepaid Card | $5.50 | Not stated | None |
| Prepaid Card Reload | $3 | Not stated | None |
| Prepaid Secondary Card | $2 | Not stated | None |
Other Fees | |||
| Interim or Duplicate Statement | $5Not compared: Charged per page; comparison unavailable | per page | None |
| Photocopies | $1 | per item | None |
| 3rd Party Loan Payoff Letter | $30 | Not stated | None |
| Refinance Loan Terms/Conditions (audience not stated, treated as personal) | $25 | per item | None |
| Refinance Past Due Loan | $35 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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