Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Greater Alliance Federal Credit Union

Paramus, New JerseyCredit UnionNew York Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Fresh start checking account service charge$15Above the typical range ($3–$10 nationally)

Overdraft & NSFVerified

Overdraft Privilege (ODP) per item$35Above the typical range ($25–$32 nationally)
$5 above the national median
per item · Source
Return Item Fee$35Above the typical range ($25–$31 nationally)
$5 above the national median
Source

ATM & CardVerified

Other Institution ATM Transactions$2.50Within the typical range ($1–$2.50 nationally)
$0.75 above the national median
per transaction · Source
Replacement Card .................................................$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Digital & ElectronicVerified

Bill Pay Next Business Day$34.95Above the typical range ($0–$11.48 nationally)
$29.98 above the national median
Source
Bill Pay Second Day Economy Electronic Payment$6.95Within the typical range ($0–$11.48 nationally)
$1.98 above the national median
Source
Bill Pay Second Day Standard$29.95Above the typical range ($0–$11.48 nationally)
$24.98 above the national median
Source

Account ServicesVerified

Account Verification Letter$25Above the typical range ($10–$15 nationally)
$15 above the national median
Source
Lien/Levy$125Above the typical range ($30–$75 nationally)
$75 above the national median
Source
Safe deposit key replacement$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source
Subordination$200Above the typical range ($50–$150 nationally)
$100 above the national median
Source

Gift & Prepaid CardsVerified

Gift Card..........................................................................$2.95Below the typical range ($3–$4.45 nationally)
$0.55 below the national median
Source
Prepaid Card$5.50Above the typical range ($2.95–$5 nationally)
$0.55 above the national median
Source
Prepaid Card Reload$3Within the typical range ($2.95–$5 nationally)
$1.95 below the national median
Source
Prepaid Secondary Card$2Below the typical range ($2.95–$5 nationally)
$2.95 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Fresh start checking account service charge	$15Above the typical range ($3–$10 nationally)	$9.50 above the national median	—	—	Source
Paper Statement Mailing Charge	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source
Primary Account Closed Within 6 Months of Opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Privilege (ODP) per item	$35Above the typical range ($25–$32 nationally)	$5 above the national median	per item	—	Source
Return Item Fee	$35
ATM & CardVerified
Other Institution ATM Transactions	$2.50Within the typical range ($1–$2.50 nationally)	$0.75 above the national median	per transaction	—	Source
Replacement Card .................................................	$5
Wire TransfersVerified
Wire Transfer Outgoing – Domestic	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Check ServicesVerified
Copy of deposit items	$6Above the typical range ($2–$5 nationally)	$3 above the national median	—	—	Source
Stop Payment	$35
Digital & ElectronicVerified
Bill Pay Next Business Day	$34.95Above the typical range ($0–$11.48 nationally)	$29.98 above the national median	—	—	Source
Bill Pay Second Day Economy Electronic Payment	$6.95
Account ServicesVerified
Account Verification Letter	$25Above the typical range ($10–$15 nationally)	$15 above the national median	—	—	Source
Lien/Levy	$125
Retirement & IRAVerified
IRA Transfer to Another Institution	$20Below the typical range ($25–$35.63 nationally)	$5 below the national median	—	—	Source
Gift & Prepaid CardsVerified
Gift Card..........................................................................	$2.95Below the typical range ($3–$4.45 nationally)	$0.55 below the national median	—	—	Source
Prepaid Card	$5.50
Other FeesVerified
Interim or Duplicate Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Photocopies	$1

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 24 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$247.6M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$247.6M

Total deposits

$221.4M

Service charge income (year to date)

$1.2M

Fee income ratio

15.5%

Return on assets

0.20%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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