Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
25th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Apr 6, 2026
Call-report figures are for Ewa Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Ewa Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Apr 6, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 3.8% of revenue, below the 7.2% median of 2,932 credit unions with under $300M in assets (25th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $6K in Q2 2026, 25% below the same quarter a year earlier ($8K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Ewa Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $6K | −$1K | −14.3% |
| Q1 2026 | $7K | $0 | 0.0% |
| Q4 2025 | $7K | +$2K | +40.0% |
| Q3 2025 | $5K | −$3K | −37.5% |
| Q2 2025 | $8K | $0 | 0.0% |
| Q1 2025 | $8K | +$1K | +14.3% |
| Q4 2024 | $7K | −$1K | −12.5% |
| Q3 2024 | $8K | $0 | 0.0% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Ewa Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Ewa Federal Credit Union by share.
They stay out of every comparison until review is done.
per item
per month · Balance below $50
per year · 1st box free per year, EFCU standard checks
per item · At cost
per item
per month · 3 years of no activity
one time · Within 3 months of opening
one time · Garnishment, Tax Levy, etc.
per month
per item · Standard fees per Hawaii Statutes
per item · 1st free per week
one time
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Additional Teller/Cashier Check (audience not stated, treated as personal) | $5 | per item | None |
| Below Minimum Balance (audience not stated, treated as personal) | $5 | per month | Balance below $50 |
| Check Order - With Net Direct Deposit (audience not stated, treated as personal) | No charge | per year | 1st box free per year, EFCU standard checks |
| Check Order - Without Net Direct Deposit (audience not stated, treated as personal) | Not stated | per item | At cost |
| Copy of Cleared Checks (audience not stated, treated as personal) | $5 | per item | None |
| Dormant Account Fee (audience not stated, treated as personal) | $5 | per month | 3 years of no activity |
| Early Closure Fee (audience not stated, treated as personal) | $30 | one time | Within 3 months of opening |
| Legal Processing (audience not stated, treated as personal) | $30 | one time | Garnishment, Tax Levy, etc. |
| Membership Fee (audience not stated, treated as personal) | $1 | per month | None |
| Notary Services for Non-Members (audience not stated, treated as personal) | Not stated | per item | Standard fees per Hawaii Statutes |
| Teller/Cashier Check (audience not stated, treated as personal) | No charge | per item | 1st free per week |
| Visa Credit Card - PIN Replacement (audience not stated, treated as personal) | $10 | one time | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Apr 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Ewa Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
1 office in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Ewa Beach, HI | 1 |
Largest competitors nearby
Local market: Honolulu county, HI, around its headquarters.
| 34 in its local market | Deposit share |
|---|---|
| First Hawaiian Bank | 32.6% |
| Bank of Hawaii | 32% |
| American Savings Bank, National Association | 14.6% |
| Central Pacific Bank | 12.2% |
| Bank of Hope | 3.2% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows