Maui County Federal Credit Union

Headquarters: Wailuku, Hawaii
Charter: Credit Union
Assets: $487.5M
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Maui County Federal Credit Union: $20
Maui County Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Maui County Federal Credit Union: $20
Maui County Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Maui County Federal Credit Union: $1
Maui County Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Maui County Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure$1
per item
Account Closure$25
Abandoned property processing fee$30
Inactive account$5
per month
Account reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour · Account reconciliation | $15 per hour
Account research$15
Not compared: Charged per hour; comparison unavailable
per hour · Account research | $15 per hour
Invalid Address$5
per month
Return Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay$20
per item
ACH non-sufficient funds$20
per item
Non-sufficient funds$20
per item
Overdraft transfer$3
per item

ATM & Card

ATM Balance Inquiry$1
ATM transaction (withdrawal/transfer)$1
per item
Debt replacement card$10
per item

Wire Transfers

Wire transfer - outgoing domestic$20
per item
Wire transfer - outgoing international$40
per item

Check Services

Teller's Check (to third party)$5
per item
ACH stop payment$20
per item
Stop payment$20
per item
Teller's check stop payment$30
per item
Copy of canceled check$1
per item
Photocopy of Cancelled Draft$1
per item

Digital & Electronic

Copy | Bill Pay$5
per month

Account Services

Safe Deposit Box 10 x 10 x 21.25$130
per year
Safe Deposit Box 3 X 10 X 21.25$55
per year
Safe Deposit Box 5 x 10 x 21.25$80
per year
Garnishment$50
per transaction
Garnishment / Levy / Other Legal Processes$50
per item
Verification of Deposit$5
per item

Retirement & IRA

IRA Transfer$25

Other Fees

Copy of Interim Statement$3
per item
Membership and Account Agreement and Funds | Statement Copy$1
per item
Statement Copy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$1	per item	None
Account Closure	$25	Not stated	None
Abandoned property processing fee	$30	Not stated	None
Inactive account	$5	per month	None
Account reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	Account reconciliation \| $15 per hour
Account research	$15Not compared: Charged per hour; comparison unavailable	per hour	Account research \| $15 per hour
Invalid Address	$5	per month	None
Return Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay	$20	per item	None
ACH non-sufficient funds	$20	per item	None
Non-sufficient funds	$20	per item	None
Overdraft transfer	$3	per item	None
ATM & Card
ATM Balance Inquiry	$1	Not stated	None
ATM transaction (withdrawal/transfer)	$1	per item	None
Debt replacement card	$10	per item	None
Wire Transfers
Wire transfer - outgoing domestic	$20	per item	None
Wire transfer - outgoing international	$40	per item	None
Check Services
Teller's Check (to third party)	$5	per item	None
ACH stop payment	$20	per item	None
Stop payment	$20	per item	None
Teller's check stop payment	$30	per item	None
Copy of canceled check	$1	per item	None
Photocopy of Cancelled Draft	$1	per item	None
Digital & Electronic
Copy \| Bill Pay	$5	per month	None
Account Services
Safe Deposit Box 10 x 10 x 21.25	$130	per year	None
Safe Deposit Box 3 X 10 X 21.25	$55	per year	None
Safe Deposit Box 5 x 10 x 21.25	$80	per year	None
Garnishment	$50	per transaction	None
Garnishment / Levy / Other Legal Processes	$50	per item	None
Verification of Deposit	$5	per item	None
Retirement & IRA
IRA Transfer	$25	Not stated	None
Other Fees
Copy of Interim Statement	$3	per item	None
Membership and Account Agreement and Funds \| Statement Copy	$1	per item	None
Statement Copy	$1	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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