Honolulu Federal Credit Union

Headquarters: Honolulu, Hawaii
Charter: Credit Union
Assets: $423.3M
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Honolulu Federal Credit Union: $24
Honolulu Federal Credit Union: $24
U.S. median: no median
NSF / Returned Item
Honolulu Federal Credit Union: $26
Honolulu Federal Credit Union: $26
U.S. median: no median
Wire Transfer (Domestic Out)
Honolulu Federal Credit Union: $20
Honolulu Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Honolulu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Fee – Accounts with no activity for one year$5
per month
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee$5
per month

Overdraft & NSF

ACH Overdraft Fee$24
per item
Draft Overdraft Fee$24
per item
Online Bill Payer Overdraft Fee$24
per item
Point of Sale Overdraft Fee$24
per item
ACH Non-Sufficient Funds (NSF)$26
per item
Draft Non-Sufficient Funds (NSF)$26
per item
Non-Sufficient Funds (NSF)$26
per item

ATM & Card

Card or PIN Replacement$10
per item

Wire Transfers

Wire – Outgoing Domestic$20
per item
Wire – Outgoing International$45
per item

Check Services

Excess Teller Check Withdrawal – One free per day$5
per item
Point of Sale Stop Payment$27
per item
Stop Payment Teller Check$30
per item
Copy of Cleared Draft$2
per item

Account Services

Notary Service – MembersNo charge
Safe Deposit Box Rental 3” x 10”$55
per year
Safe Deposit Box Rental 5” x 10”$65
per year
Legal Process – Garnishment, Levy$10
per item

Other Fees

Fax – Out of State$5
Not compared: Charged per page; comparison unavailable
per page
History print-out or Statement copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Fee – Accounts with no activity for one year	$5	per month	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
ACH Overdraft Fee	$24	per item	None
Draft Overdraft Fee	$24	per item	None
Online Bill Payer Overdraft Fee	$24	per item	None
Point of Sale Overdraft Fee	$24	per item	None
ACH Non-Sufficient Funds (NSF)	$26	per item	None
Draft Non-Sufficient Funds (NSF)	$26	per item	None
Non-Sufficient Funds (NSF)	$26	per item	None
ATM & Card
Card or PIN Replacement	$10	per item	None
Wire Transfers
Wire – Outgoing Domestic	$20	per item	None
Wire – Outgoing International	$45	per item	None
Check Services
Excess Teller Check Withdrawal – One free per day	$5	per item	None
Point of Sale Stop Payment	$27	per item	None
Stop Payment Teller Check	$30	per item	None
Copy of Cleared Draft	$2	per item	None
Account Services
Notary Service – Members	No charge	Not stated	None
Safe Deposit Box Rental 3” x 10”	$55	per year	None
Safe Deposit Box Rental 5” x 10”	$65	per year	None
Legal Process – Garnishment, Levy	$10	per item	None
Other Fees
Fax – Out of State	$5Not compared: Charged per page; comparison unavailable	per page	None
History print-out or Statement copy	$5	per item	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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