Honolulu Federal Credit Union

Headquarters: Honolulu, Hawaii
Charter: Credit Union
Assets: $423.3M
Fed district: San Francisco
Regulator: NCUA

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026

How these figures are measured

Call-report figures are for Honolulu Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Honolulu Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 15, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Honolulu Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $207K in Q2 2026, 8.9% above the same quarter a year earlier ($190K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Honolulu Federal Credit Union: $24
Honolulu Federal Credit Union: $24
U.S. median: no median
NSF / Returned Item
Honolulu Federal Credit Union: $26
Honolulu Federal Credit Union: $26
U.S. median: no median
Wire Transfer (Domestic Out)
Honolulu Federal Credit Union: $20
Honolulu Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $207K.

Fee income, Q2 2026

$207K

$206KQ3 2025

$212KQ4 2025

$194KQ1 2026

$207KQ2 2026

Against the median

Honolulu Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Honolulu Federal Credit Union · $423M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$412M to $434M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Honolulu Federal Credit Union(this institution)	Honolulu, HI	$423M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
1St Community Federal Credit Union	San Angelo, TX	$422M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Acadia Federal Credit Union	Fort Kent, ME	$413M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Alcoa Tenn Federal Credit Union	Alcoa, TN	$427M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alliance Federal Credit Union	Fenton, MO	$423M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
America'S Federal Credit Union	Garland, TX	$428M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Carolina Trust Federal Credit Union	Myrtle Beach, SC	$422M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cdc Federal Credit Union	Atlanta, GA	$414M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Chessie Federal Credit Union	Cumberland, MD	$434M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Co-Op Credit Union of Montevideo	Montevideo, MN	$423M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coosa Pines Federal Credit Union	Childersburg, AL	$421M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dexsta Federal Credit Union	Wilmington, DE	$432M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Essential Federal Credit Union	Baton Rouge, LA	$434M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glendale Area Schools Federal Credit Union	Glendale, CA	$422M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
High Point Federal Credit Union	Olean, NY	$430M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Membersfirst Federal Credit Union	Decatur, GA	$429M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mocse Federal Credit Union	Modesto, CA	$426M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Platinum Federal Credit Union	Duluth, GA	$413M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Public Employees Federal Credit Union	Austin, TX	$431M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rocky Mountain Federal Credit Union	Helena, MT	$427M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Signature Federal Credit Union	Alexandria, VA	$421M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Streator Onized Federal Credit Union	Streator, IL	$423M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Telco Community Credit Union	Candler, NC	$429M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ukrainian Federal Credit Union	Rochester, NY	$427M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Universal 1 Federal Credit Union	Dayton, OH	$425M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Yolo Federal Credit Union	Woodland, CA	$412M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Honolulu Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Honolulu Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Honolulu Federal Credit U…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Honolulu Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $207K
vs prior quarter: +$13K+6.7%; from Q1 2026
vs a year earlier: +$17K+8.9%; from Q2 2025
vs start of range: +$18K+9.5%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Honolulu Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$207K	+$13K	+6.7%
Q1 2026	$194K	−$18K	−8.5%
Q4 2025	$212K	+$6K	+2.9%
Q3 2025	$206K	+$16K	+8.4%
Q2 2025	$190K	+$3K	+1.6%
Q1 2025	$187K	+$2K	+1.1%
Q4 2024	$185K	−$4K	−2.1%
Q3 2024	$189K	+$13K	+7.4%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Honolulu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Fee – Accounts with no activity for one year$5
per month
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee$5
per month

Overdraft & NSF

ACH Overdraft Fee$24
per item
Draft Overdraft Fee$24
per item
Online Bill Payer Overdraft Fee$24
per item
Point of Sale Overdraft Fee$24
per item
ACH Non-Sufficient Funds (NSF)$26
per item
Draft Non-Sufficient Funds (NSF)$26
per item
Non-Sufficient Funds (NSF)$26
per item

ATM & Card

Card or PIN Replacement$10
per item

Wire Transfers

Wire – Outgoing Domestic$20
per item
Wire – Outgoing International$45
per item

Check Services

Excess Teller Check Withdrawal – One free per day$5
per item
Point of Sale Stop Payment$27
per item
Stop Payment Teller Check$30
per item
Copy of Cleared Draft$2
per item

Account Services

Notary Service – MembersNo charge
Safe Deposit Box Rental 3” x 10”$55
per year
Safe Deposit Box Rental 5” x 10”$65
per year
Legal Process – Garnishment, Levy$10
per item

Other Fees

Fax – Out of State$5
Not compared: Charged per page; comparison unavailable
per page
History print-out or Statement copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Fee – Accounts with no activity for one year	$5	per month	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
ACH Overdraft Fee	$24	per item	None
Draft Overdraft Fee	$24	per item	None
Online Bill Payer Overdraft Fee	$24	per item	None
Point of Sale Overdraft Fee	$24	per item	None
ACH Non-Sufficient Funds (NSF)	$26	per item	None
Draft Non-Sufficient Funds (NSF)	$26	per item	None
Non-Sufficient Funds (NSF)	$26	per item	None
ATM & Card
Card or PIN Replacement	$10	per item	None
Wire Transfers
Wire – Outgoing Domestic	$20	per item	None
Wire – Outgoing International	$45	per item	None
Check Services
Excess Teller Check Withdrawal – One free per day	$5	per item	None
Point of Sale Stop Payment	$27	per item	None
Stop Payment Teller Check	$30	per item	None
Copy of Cleared Draft	$2	per item	None
Account Services
Notary Service – Members	No charge	Not stated	None
Safe Deposit Box Rental 3” x 10”	$55	per year	None
Safe Deposit Box Rental 5” x 10”	$65	per year	None
Legal Process – Garnishment, Levy	$10	per item	None
Other Fees
Fax – Out of State	$5Not compared: Charged per page; comparison unavailable	per page	None
History print-out or Statement copy	$5	per item	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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