Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Honolulu Federal Credit Union

Honolulu, HawaiiCredit UnionSan Francisco Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation (Member must have attempted reconciliation & must provide documentation.)$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #111. canonical_hint=account_research; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Account Reconciliation (Member must have attempted reconciliation & must provide documentation.) $15.00 per hour" · Source

Bad Address Fee$5

$15 below the national median

per month · Knox deterministic extraction from Rosetta artifact #111. canonical_hint=account_research; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Bad Address Fee $5.00 per month" · Source

Dormant Fee – Accounts with no activity for one year$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #111. canonical_hint=dormant_account; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Dormant Fee – Accounts with no activity for one year $5.00 per month" · Source

Fax – Out of State$5

$15 below the national median

Overdraft & NSFVerified

ACH Non-Sufficient Funds (NSF)$26Within the typical range ($25–$32 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #111. canonical_hint=nsf; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="ACH Non-Sufficient Funds (NSF) $26.00 per item" · Source
ACH Overdraft Fee$24Within the typical range ($20–$30 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #111. canonical_hint=overdraft; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="ACH Overdraft Fee $24.00 per item" · Source

ATM & CardVerified

Card or PIN Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #111. canonical_hint=card_replacement; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Card or PIN Replacement $10.00 per card or PIN" · Source
Non-Surcharge ATM Withdrawal – HOCU, FHB, CO-OP Network ATM. All other ATM owners or$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #111. canonical_hint=atm_non_network; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Non-Surcharge ATM Withdrawal – HOCU, FHB, CO-OP Network ATM. All other ATM owners or | No Charge" · Source

Wire TransfersVerified

Wire – Outgoing Domestic$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #111. canonical_hint=wire_domestic_outgoing; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Wire – Outgoing Domestic $20.00 per wire" · Source
Wire – Outgoing International$45Within the typical range ($40–$50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #111. canonical_hint=wire_intl_outgoing; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Wire – Outgoing International $45.00 per wire" · Source

Check ServicesVerified

Excess Teller Check Withdrawal – One free per day$5Within the typical range ($3–$6 nationally)
At the national median
per day · Knox deterministic extraction from Rosetta artifact #111. canonical_hint=cashiers_check; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Excess Teller Check Withdrawal – One free per day $5.00 each add" · Source
Point of Sale Stop Payment$27Within the typical range ($20–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #111. canonical_hint=stop_payment; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Point of Sale Stop Payment $27.00 per item" · Source
Stop Payment Teller Check$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #111. canonical_hint=stop_payment; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Stop Payment Teller Check $30.00 per item" · Source

Account ServicesVerified

Legal Process – Garnishment, Levy$10Below the typical range ($25–$75 nationally)
$40 below the national median
Knox deterministic extraction from Rosetta artifact #111. canonical_hint=garnishment_levy; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Legal Process – Garnishment, Levy $10.00 each" · Source
Notary Service – Members$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #111. canonical_hint=notary_fee; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Notary Service – Members No Charge" · Source
Safe Deposit Box Rental 3” x 10”$55Within the typical range ($25–$80 nationally)
$15 above the national median
per year · Knox deterministic extraction from Rosetta artifact #111. canonical_hint=safe_deposit_box; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Safe Deposit Box Rental 3” x 10” $55.00 per year" · Source
Safe Deposit Box Rental 5” x 10”$65Within the typical range ($25–$80 nationally)
$25 above the national median
per year · Knox deterministic extraction from Rosetta artifact #111. canonical_hint=safe_deposit_box; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Safe Deposit Box Rental 5” x 10” $65.00 per year" · Source

Other FeesVerified

History print-out or Statement copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #111. canonical_hint=document_reproduction; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="History print-out or Statement copy $5.00 per copy/$10.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation (Member must have attempted reconciliation & must provide documentation.)	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #111. canonical_hint=account_research; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Account Reconciliation (Member must have attempted reconciliation & must provide documentation.) $15.00 per hour"	Source
Bad Address Fee	$5Below the typical range ($15–$25 nationally)	$15 below the national median	per month	Knox deterministic extraction from Rosetta artifact #111. canonical_hint=account_research; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Bad Address Fee $5.00 per month"	Source
Dormant Fee – Accounts with no activity for one year	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #111. canonical_hint=dormant_account; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Dormant Fee – Accounts with no activity for one year $5.00 per month"	Source
Fax – Out of State	$5Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #111. canonical_hint=account_research; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Fax – Out of State $5.00 per page"	Source
Overdraft & NSFVerified
ACH Non-Sufficient Funds (NSF)	$26Within the typical range ($25–$32 nationally)	$3 below the national median	per item	Knox deterministic extraction from Rosetta artifact #111. canonical_hint=nsf; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="ACH Non-Sufficient Funds (NSF) $26.00 per item"	Source
ACH Overdraft Fee
ATM & CardVerified
Card or PIN Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #111. canonical_hint=card_replacement; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Card or PIN Replacement $10.00 per card or PIN"	Source
Non-Surcharge ATM Withdrawal – HOCU, FHB, CO-OP Network ATM. All other ATM owners or
Wire TransfersVerified
Wire – Outgoing Domestic	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #111. canonical_hint=wire_domestic_outgoing; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Wire – Outgoing Domestic $20.00 per wire"	Source
Wire – Outgoing International
Check ServicesVerified
Excess Teller Check Withdrawal – One free per day	$5Within the typical range ($3–$6 nationally)	At the national median	per day	Knox deterministic extraction from Rosetta artifact #111. canonical_hint=cashiers_check; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Excess Teller Check Withdrawal – One free per day $5.00 each add"	Source
Point of Sale Stop Payment
Account ServicesVerified
Legal Process – Garnishment, Levy	$10Below the typical range ($25–$75 nationally)	$40 below the national median	—	Knox deterministic extraction from Rosetta artifact #111. canonical_hint=garnishment_levy; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="Legal Process – Garnishment, Levy $10.00 each"	Source
Notary Service – Members
Other FeesVerified
History print-out or Statement copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #111. canonical_hint=document_reproduction; text_hash=fced9edd2629f2fc44e48166a2e8efeedad3cfc91cdecf742b46ebb9e15e8952; excerpt="History print-out or Statement copy $5.00 per copy/$10.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$24

Overdraft fee: $24

14% below the national median overdraft fee

Total fees: 18 — leaner than most institutions

Verified fees

Under review

Assets

$423.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$423.3M

Total deposits

$365.3M

Service charge income (year to date)

$401K

Fee income ratio

3.7%

Return on assets

1.17%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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