Hawaiiusa Federal Credit Union

Headquarters: Honolulu, Hawaii
Charter: Credit Union
Assets: $2.7B
Fed district: San Francisco

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Hawaiiusa Federal Credit Union: $29
Hawaiiusa Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Hawaiiusa Federal Credit Union: $29
Hawaiiusa Federal Credit Union: $29
U.S. median: no median
Non-Network ATM
Hawaiiusa Federal Credit Union: $2
Hawaiiusa Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Hawaiiusa Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Secondary Savings Minimum Balance$25
Abandoned Property Processing Fee$50
Inactive Account Fee$5
per month
Records Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$5
per month
Invalid Address Fee$5
per month

Overdraft & NSF

Courtesy Pay Fee$29
per item
Courtesy Pay Fee‡$29
per item
NSF (Non-Sufficient Funds) Fee (per presentment)$29
per item

ATM & Card

ATM Withdrawals: Non-HawaiiUSA/Bankoh ATMs$2
per item
ATM Card or Debit Card Replacement$10
per item
Expedited Shipping of ATM/Debit Cards$40
per item
Cross-Border Assessment0.9%of the transaction
Multi-Currency Conversion1.1%of the transaction
Multi-Currency Conversion (audience not stated, treated as personal)1.1%of the transaction

Wire Transfers

Outgoing Wire Transfers: Domestic$40
Incoming Wire TransfersNo charge
Outgoing Wire Transfers: Foreign$45

Check Services

Stop Payment$25
per item
Stop Payment – Bill Payment Checks$25
per item
Stop Payment – Cashier’s Check$30
per item
Stop Payment – Electronic Funds Transfer$25
per item
Requested Copies (i.e., checks, etc.)$2.50
Not compared: Charged per page; comparison unavailable
per page

Account Services

Deposit Box Services Safebox Fee (Annual Rental) 3 x 10 x 21$55
per year
Safe Deposit Box 10 x 10 x 21$130
per year
Safe Deposit Box 3 x 10 x 21$55
per year
Safe Deposit Box 5 x 10 x 21$80
per year
Legal Processing Fee (i.e. Garnishment, Levy)$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Secondary Savings Minimum Balance	$25	Not stated	None
Abandoned Property Processing Fee	$50	Not stated	None
Inactive Account Fee	$5	per month	None
Records Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$5	per month	None
Invalid Address Fee	$5	per month	None
Overdraft & NSF
Courtesy Pay Fee	$29	per item	None
Courtesy Pay Fee‡	$29	per item	None
NSF (Non-Sufficient Funds) Fee (per presentment)	$29	per item	None
ATM & Card
ATM Withdrawals: Non-HawaiiUSA/Bankoh ATMs	$2	per item	None
ATM Card or Debit Card Replacement	$10	per item	None
Expedited Shipping of ATM/Debit Cards	$40	per item	None
Cross-Border Assessment	0.9%of the transaction	Not stated	None
Multi-Currency Conversion	1.1%of the transaction	Not stated	None
Multi-Currency Conversion (audience not stated, treated as personal)	1.1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfers: Domestic	$40	Not stated	None
Incoming Wire Transfers	No charge	Not stated	None
Outgoing Wire Transfers: Foreign	$45	Not stated	None
Check Services
Stop Payment	$25	per item	None
Stop Payment – Bill Payment Checks	$25	per item	None
Stop Payment – Cashier’s Check	$30	per item	None
Stop Payment – Electronic Funds Transfer	$25	per item	None
Requested Copies (i.e., checks, etc.)	$2.50Not compared: Charged per page; comparison unavailable	per page	None
Account Services
Deposit Box Services Safebox Fee (Annual Rental) 3 x 10 x 21	$55	per year	None
Safe Deposit Box 10 x 10 x 21	$130	per year	None
Safe Deposit Box 3 x 10 x 21	$55	per year	None
Safe Deposit Box 5 x 10 x 21	$80	per year	None
Legal Processing Fee (i.e. Garnishment, Levy)	$50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Hawaiiusa Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.