Hawaii County Employees Federal Credit Union

Headquarters: Hilo, Hawaii
Charter: Credit Union
Assets: $148.0M
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Hawaii County Employees Federal Credit Union: $20
Hawaii County Employees Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Hawaii County Employees Federal Credit Union: $20
Hawaii County Employees Federal Credit Union: $20
U.S. median: no median
Stop Payment
Hawaii County Employees Federal Credit Union: $20
Hawaii County Employees Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Hawaii County Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Account Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Returned Item$20
per item
Overdraft/Transfer$10
per item

ATM & Card

Plastic Rush (Up to 2 Cards)$30

Wire Transfers

Wire Transfer (Outgoing)$20
per item
Wire Transfer (Incoming)No charge

Check Services

Teller’s Check$1
per item
Stop Payment$20
per item
Stop Payment Tellers Check$20
per item
Copy of Processed Draft$2
per item

Digital & Electronic

ACH Return Item$20
per item

Cash & Deposit

Deposited Item Return$10
per item

Account Services

Safe Deposit Box 10” x 10”$35
per year
Safe Deposit Box 5” x 10”$30
per year
Safe Deposit Box 5” x 5”$20
per year
Garnishment$20
Tax Levy$20
Legal Process$30
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Fax Transmission (Incoming)No charge
Photocopy$0.10
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Account Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Returned Item	$20	per item	None
Overdraft/Transfer	$10	per item	None
ATM & Card
Plastic Rush (Up to 2 Cards)	$30	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$20	per item	None
Wire Transfer (Incoming)	No charge	Not stated	None
Check Services
Teller’s Check	$1	per item	None
Stop Payment	$20	per item	None
Stop Payment Tellers Check	$20	per item	None
Copy of Processed Draft	$2	per item	None
Digital & Electronic
ACH Return Item	$20	per item	None
Cash & Deposit
Deposited Item Return	$10	per item	None
Account Services
Safe Deposit Box 10” x 10”	$35	per year	None
Safe Deposit Box 5” x 10”	$30	per year	None
Safe Deposit Box 5” x 5”	$20	per year	None
Garnishment	$20	Not stated	None
Tax Levy	$20	Not stated	None
Legal Process	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Fax Transmission (Incoming)	No charge	Not stated	None
Photocopy	$0.10	per item	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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