Hawaii Community Federal Credit Union

Headquarters: Kailua Kona, Hawaii
Charter: Credit Union
Assets: $808.3M
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3.48, the middle of its prices
Hawaii Community Federal Credit Union: $0 to $6.95
Hawaii Community Federal Credit Union: $0 to $6.95
U.S. median: no median
Overdraft (OD)
Hawaii Community Federal Credit Union: $25
Hawaii Community Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $10, the middle of its prices. Leaves out 1 fee charged on a different basis filed under this fee.
Hawaii Community Federal Credit Union: $10 to $25
Hawaii Community Federal Credit Union: $10 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Hawaii Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service chargeNo charge
per month
There is a monthly fee (audience not stated, treated as personal)$6.95
per month
Below minimum ADB fee (per month)$20
per month
Below minimum balance (per month)No charge
per month
Abandoned property (per item, per month)$5
per month
Inactive fee (per month)$5
per month
Research and reconciliation of any account (per 15 minutes or fraction thereof)$6

Overdraft & NSF

Overdraft Fee (per occurrence)$25
per item
Paid NSF Fee (Courtesy Pay)$25

ATM & Card

Lost card (each)$5
per item
Stolen card (each)$5
per item

Wire Transfers

Wires receivedNo charge

Check Services

Stop payment (per order)$10
Not compared: Annual charge, not per item
per year
Stop payment on pre-authorized transfer (each item)$10
per item
Stop payment order (per order)$10
per item
Stop payment order (per order): Check accepted subject to collection (per check)$25
per item
Copies of canceled checks (per month)$5
Not compared: Monthly charge, not per item
per month
Copy of cancelled check (per check)$2
per item
Copy of check (per check)$10
per item
Copy of deposited check$10
Copy of paid check (per check)$2
per item

Cash & Deposit

Deposit item returned$10
per item

Account Services

Each notarization beyond 3 (per member only)$5
per item
Late payment of annual rental (one-time fee)$5
Not compared: Box drilling or key fee
per year
Safe Deposit Box 3” X 10” X 22” (audience not stated, treated as personal)$35
per item
Safe Deposit Box 5” X 10” X 22” (audience not stated, treated as personal)$50
Garnishment (per occurrence)$20
per item
Tax levy (per occurrence)$20
per item

Other Fees

Account statement copy (each)$5
per item
Hard copy history (per page)$2
per item
Photocopy (per page)$0.25
per item
Statement copy (each)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	No charge	per month	None
There is a monthly fee (audience not stated, treated as personal)	$6.95	per month	None
Below minimum ADB fee (per month)	$20	per month	None
Below minimum balance (per month)	No charge	per month	None
Abandoned property (per item, per month)	$5	per month	None
Inactive fee (per month)	$5	per month	None
Research and reconciliation of any account (per 15 minutes or fraction thereof)	$6	Not stated	None
Overdraft & NSF
Overdraft Fee (per occurrence)	$25	per item	None
Paid NSF Fee (Courtesy Pay)	$25	Not stated	None
ATM & Card
Lost card (each)	$5	per item	None
Stolen card (each)	$5	per item	None
Wire Transfers
Wires received	No charge	Not stated	None
Check Services
Stop payment (per order)	$10Not compared: Annual charge, not per item	per year	None
Stop payment on pre-authorized transfer (each item)	$10	per item	None
Stop payment order (per order)	$10	per item	None
Stop payment order (per order): Check accepted subject to collection (per check)	$25	per item	None
Copies of canceled checks (per month)	$5Not compared: Monthly charge, not per item	per month	None
Copy of cancelled check (per check)	$2	per item	None
Copy of check (per check)	$10	per item	None
Copy of deposited check	$10	Not stated	None
Copy of paid check (per check)	$2	per item	None
Cash & Deposit
Deposit item returned	$10	per item	None
Account Services
Each notarization beyond 3 (per member only)	$5	per item	None
Late payment of annual rental (one-time fee)	$5Not compared: Box drilling or key fee	per year	None
Safe Deposit Box 3” X 10” X 22” (audience not stated, treated as personal)	$35	per item	None
Safe Deposit Box 5” X 10” X 22” (audience not stated, treated as personal)	$50	Not stated	None
Garnishment (per occurrence)	$20	per item	None
Tax levy (per occurrence)	$20	per item	None
Other Fees
Account statement copy (each)	$5	per item	None
Hard copy history (per page)	$2	per item	None
Photocopy (per page)	$0.25	per item	None
Statement copy (each)	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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