Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Hawaii Community Federal Credit Union

Kailua Kona, HawaiiCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Below minimum ADB fee (per month)$20Above the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=minimum_balance; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Below minimum ADB fee (per month) ............................. $20.00" · Source

There is a monthly fee of$6.95

$0.95 above the national median

per month · Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=monthly_maintenance; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="*There is a monthly fee of $6.95 for added products that come with this account." · Source

Overdraft & NSFVerified

NSF Fee (Non-Sufficient Funds Fee)$50Above the typical range ($25–$31 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=nsf; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="NSF Fee* (Non-Sufficient Funds Fee) | 5” X 10” X 22” box...................................................... $50.00" · Source
Paid NSF Fee (Courtesy Pay)$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=overdraft; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Paid NSF Fee (Courtesy Pay) ......................................... $25.00 | Special Card Handling (each) ................................... $25.00" · Source

ATM & CardVerified

Lost card (each)$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=card_replacement; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Lost card (each) ........................................................... $5.00 | eign country, or payable to a merchant located in a foreign country even if" · Source

Check ServicesVerified

Copy of cancelled check (per check)$2Within the typical range ($2–$5 nationally)
$1 below the national median
per month · Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=check_image; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Copy of cancelled check (per check) ................................. $2.00 | Abandoned property (per item, per month)........................ $5.00" · Source
Copy of check (per check)$10Above the typical range ($2–$5 nationally)
$7 above the national median
per item · Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=check_image; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Copy of check (per check) ........................................ $10.00 | 3” X 10” X 22” box...................................................... $35.00" · Source
Copy of paid check (per check)$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=check_image; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Copy of paid check (per check) ........................................ $2.00" · Source
Stop payment (per order)$10Below the typical range ($20–$30 nationally)
$15.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=stop_payment; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Stop payment (per order)........................................... $10.00 | Annual rental (per box):" · Source
Stop payment on pre-authorized transfer (each item)$10Below the typical range ($20–$30 nationally)
$15.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=stop_payment; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Stop payment on pre-authorized transfer (each item) ..... $10.00 | Additional card (each) .................................................. $5.00" · Source
Stop payment order (per order)$10Below the typical range ($20–$30 nationally)
$15.50 below the national median
Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=stop_payment; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Stop payment order (per order) ....................................... $10.00" · Source

Cash & DepositVerified

Checks ............................................................................. Varies | Deposit item returned (per$10Within the typical range ($10–$25 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=deposited_item_return; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Checks ............................................................................. Varies | Deposit item returned (per item) ...................................... $10.00" · Source

Account ServicesVerified

Garnishment (per occurrence)$20Below the typical range ($30–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=garnishment_levy; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Garnishment (per occurrence) ......................................... $20.00" · Source
NSF Fee (Non-Sufficient Funds Fee) | 5” X 10” X 22” box$50Within the typical range ($25–$77.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=safe_deposit_box; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="NSF Fee* (Non-Sufficient Funds Fee) | 5” X 10” X 22” box...................................................... $50.00" · Source

Other FeesVerified

Account statement copy (each)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=document_reproduction; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Paid NSF Fee (Courtesy Pay) ......................................... $25.00 | Account statement copy (each) ........................................ $5.00" · Source
Online bill payment: | Photocopy (per page)$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median
Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=document_reproduction; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Online bill payment: | Photocopy (per page)...................................................... $0.25" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Below minimum ADB fee (per month)	$20Above the typical range ($5–$10 nationally)	$15 above the national median	per month	Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=minimum_balance; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Below minimum ADB fee (per month) ............................. $20.00"	Source
There is a monthly fee of	$6.95Within the typical range ($3–$10 nationally)	$0.95 above the national median	per month	Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=monthly_maintenance; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="*There is a monthly fee of $6.95 for added products that come with this account."	Source
Overdraft & NSFVerified
NSF Fee (Non-Sufficient Funds Fee)	$50Above the typical range ($25–$31 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=nsf; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="NSF Fee* (Non-Sufficient Funds Fee) \| 5” X 10” X 22” box...................................................... $50.00"	Source
ATM & CardVerified
Lost card (each)	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=card_replacement; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Lost card (each) ........................................................... $5.00 \| eign country, or payable to a merchant located in a foreign country even if"	Source
Check ServicesVerified
Copy of cancelled check (per check)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=check_image; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Copy of cancelled check (per check) ................................. $2.00 \| Abandoned property (per item, per month)........................ $5.00"	Source
Cash & DepositVerified
Checks ............................................................................. Varies \| Deposit item returned (per	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=deposited_item_return; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Checks ............................................................................. Varies \| Deposit item returned (per item) ...................................... $10.00"	Source
Account ServicesVerified
Garnishment (per occurrence)	$20Below the typical range ($30–$75 nationally)	$30 below the national median	—	Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=garnishment_levy; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Garnishment (per occurrence) ......................................... $20.00"	Source
Other FeesVerified
Account statement copy (each)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #10473. canonical_hint=document_reproduction; text_hash=54f1537ad15de567aaac54cafae108c07a7e1ef87c968d2325a9fb8a37ec90e9; excerpt="Paid NSF Fee (Courtesy Pay) ......................................... $25.00 \| Account statement copy (each) ........................................ $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 16 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$808.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$808.3M

Total deposits

$737.8M

Service charge income (year to date)

$1.4M

Fee income ratio

7.1%

Return on assets

0.52%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 28,880 verified fees from 2,290 institutions

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