Hawaii State Federal Credit Union

Headquarters: Honolulu, Hawaii
Charter: Credit Union
Assets: $2.9B
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Hawaii State Federal Credit Union: $5 to $20
Hawaii State Federal Credit Union: $5 to $20
U.S. median: no median
NSF / Returned Item
Hawaii State Federal Credit Union: $28
Hawaii State Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Hawaii State Federal Credit Union: $1
Hawaii State Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Hawaii State Federal Credit Union · $2.9B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$2.6B to $3B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Hawaii State Federal Credit Union(this institution)	Honolulu, HI	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Aberdeen Proving Ground Federal Credit Union	Aberdeen, MD	$2.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Abound Federal Credit Union	Radcliff, KY	$2.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
American Eagle Financial Federal Credit Union	East Hartford, CT	$2.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Andrews Federal Credit Union	Suitland, MD	$2.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arrowhead Federal Credit Union	Rancho Cucamonga, CA	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bayport Federal Credit Union	Newport News, VA	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Capital Federal Credit Union	Green Bay, WI	$2.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Commonwealth Federal Credit Union	Frankfort, KY	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Connecticut State Employees Federal Credit Union	Hartford, CT	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Consumers Federal Credit Union	Oshtemo, MI	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Corning Federal Credit Union	Corning, NY	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union 1	Lombard, IL	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Florida Federal Credit Union	Gainesville, FL	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hawaiiusa Federal Credit Union	Honolulu, HI	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
L & N Federal Credit Union	Louisville, KY	$2.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lake Trust Federal Credit Union	Brighton, MI	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Oregon State Federal Credit Union	Corvallis, OR	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Partners Federal Credit Union	Burbank, CA	$2.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pen Air Federal Credit Union	Pensacola, FL	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Polish & Slavic Federal Credit Union	Brooklyn, NY	$2.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Selco Community Federal Credit Union	Springfield, OR	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Three Rivers Federal Credit Union	Fort Wayne, IN	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Together Federal Credit Union	Saint Louis, MO	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ttcu Federal Credit Union	Tulsa, OK	$2.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Y-12 Federal Credit Union	Oak Ridge, TN	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1 (17%) below the median of similar-sized credit unions.

Compared at $5, the middle of its three prices, against a peer median of $6 among 15 publishing peers.

Its three checking prices are $5, $5 and $20.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Hawaii State Federal Cred…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Hawaii State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$5
per month
Monthly service fee (HiFlex) (audience not stated, treated as personal)$5
per month
Relationship Checking Monthly Service Fee$20
per month
Abandoned Property Processing$50
Inactive Account Fee$5
per month
Research and Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient Funds Charge$28
per item

ATM & Card

Other ATM Transactions$1
per item
Replacement Card$10
per item
Rush Order$35
per item
International transaction1%of the transaction
per month

Wire Transfers

WIRE TRANSFERS: Outgoing Domestic$35
per item
WIRE TRANSFERS: Outgoing Domestic (Relationship Checking)$5
per item

Check Services

Official Check by members$10
per item
Stop Payment$28
per item

Account Services

Notary (By appointment only)$5
per item
Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Box 3” x 10”$60
per year
Safe Deposit Box 5” x 10”$75
per year
Safe Deposit Box 5” x 5”$50
per year
E.g., levy, subpoena, garnishment$50
per item

Retirement & IRA

IRA Transfer (To another institution)$25
per item

Other Fees

Copy of Statement$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$5	per month	None
Monthly service fee (HiFlex) (audience not stated, treated as personal)	$5	per month	None
Relationship Checking Monthly Service Fee	$20	per month	None
Abandoned Property Processing	$50	Not stated	None
Inactive Account Fee	$5	per month	None
Research and Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds Charge	$28	per item	None
ATM & Card
Other ATM Transactions	$1	per item	None
Replacement Card	$10	per item	None
Rush Order	$35	per item	None
International transaction	1%of the transaction	per month	None
Wire Transfers
WIRE TRANSFERS: Outgoing Domestic	$35	per item	None
WIRE TRANSFERS: Outgoing Domestic (Relationship Checking)	$5	per item	None
Check Services
Official Check by members	$10	per item	None
Stop Payment	$28	per item	None
Account Services
Notary (By appointment only)	$5	per item	None
Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3” x 10”	$60	per year	None
Safe Deposit Box 5” x 10”	$75	per year	None
Safe Deposit Box 5” x 5”	$50	per year	None
E.g., levy, subpoena, garnishment	$50	per item	None
Retirement & IRA
IRA Transfer (To another institution)	$25	per item	None
Other Fees
Copy of Statement	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Hawaii State Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Hawaii State Federal Credit Union: $5 to $20
Hawaii State Federal Credit Union: $5 to $20
U.S. median: no median
NSF / Returned Item
Hawaii State Federal Credit Union: $28
Hawaii State Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Hawaii State Federal Credit Union: $1
Hawaii State Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Hawaii State Federal Credit Union · $2.9B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$2.6B to $3B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Hawaii State Federal Credit Union(this institution)	Honolulu, HI	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Aberdeen Proving Ground Federal Credit Union	Aberdeen, MD	$2.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Abound Federal Credit Union	Radcliff, KY	$2.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
American Eagle Financial Federal Credit Union	East Hartford, CT	$2.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Andrews Federal Credit Union	Suitland, MD	$2.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arrowhead Federal Credit Union	Rancho Cucamonga, CA	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bayport Federal Credit Union	Newport News, VA	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Capital Federal Credit Union	Green Bay, WI	$2.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Commonwealth Federal Credit Union	Frankfort, KY	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Connecticut State Employees Federal Credit Union	Hartford, CT	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Consumers Federal Credit Union	Oshtemo, MI	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Corning Federal Credit Union	Corning, NY	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union 1	Lombard, IL	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Florida Federal Credit Union	Gainesville, FL	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hawaiiusa Federal Credit Union	Honolulu, HI	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
L & N Federal Credit Union	Louisville, KY	$2.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lake Trust Federal Credit Union	Brighton, MI	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Oregon State Federal Credit Union	Corvallis, OR	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Partners Federal Credit Union	Burbank, CA	$2.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pen Air Federal Credit Union	Pensacola, FL	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Polish & Slavic Federal Credit Union	Brooklyn, NY	$2.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Selco Community Federal Credit Union	Springfield, OR	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Three Rivers Federal Credit Union	Fort Wayne, IN	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Together Federal Credit Union	Saint Louis, MO	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ttcu Federal Credit Union	Tulsa, OK	$2.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Y-12 Federal Credit Union	Oak Ridge, TN	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1 (17%) below the median of similar-sized credit unions.

Compared at $5, the middle of its three prices, against a peer median of $6 among 15 publishing peers.

Its three checking prices are $5, $5 and $20.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Hawaii State Federal Cred…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Hawaii State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$5
per month
Monthly service fee (HiFlex) (audience not stated, treated as personal)$5
per month
Relationship Checking Monthly Service Fee$20
per month
Abandoned Property Processing$50
Inactive Account Fee$5
per month
Research and Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient Funds Charge$28
per item

ATM & Card

Other ATM Transactions$1
per item
Replacement Card$10
per item
Rush Order$35
per item
International transaction1%of the transaction
per month

Wire Transfers

WIRE TRANSFERS: Outgoing Domestic$35
per item
WIRE TRANSFERS: Outgoing Domestic (Relationship Checking)$5
per item

Check Services

Official Check by members$10
per item
Stop Payment$28
per item

Account Services

Notary (By appointment only)$5
per item
Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Box 3” x 10”$60
per year
Safe Deposit Box 5” x 10”$75
per year
Safe Deposit Box 5” x 5”$50
per year
E.g., levy, subpoena, garnishment$50
per item

Retirement & IRA

IRA Transfer (To another institution)$25
per item

Other Fees

Copy of Statement$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$5	per month	None
Monthly service fee (HiFlex) (audience not stated, treated as personal)	$5	per month	None
Relationship Checking Monthly Service Fee	$20	per month	None
Abandoned Property Processing	$50	Not stated	None
Inactive Account Fee	$5	per month	None
Research and Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds Charge	$28	per item	None
ATM & Card
Other ATM Transactions	$1	per item	None
Replacement Card	$10	per item	None
Rush Order	$35	per item	None
International transaction	1%of the transaction	per month	None
Wire Transfers
WIRE TRANSFERS: Outgoing Domestic	$35	per item	None
WIRE TRANSFERS: Outgoing Domestic (Relationship Checking)	$5	per item	None
Check Services
Official Check by members	$10	per item	None
Stop Payment	$28	per item	None
Account Services
Notary (By appointment only)	$5	per item	None
Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3” x 10”	$60	per year	None
Safe Deposit Box 5” x 10”	$75	per year	None
Safe Deposit Box 5” x 5”	$50	per year	None
E.g., levy, subpoena, garnishment	$50	per item	None
Retirement & IRA
IRA Transfer (To another institution)	$25	per item	None
Other Fees
Copy of Statement	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.