Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Hawaiian Financial Federal Credit Union

Honolulu, HawaiiCredit UnionSan Francisco Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=account_research; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Account Reconciliation | $15.00/hour" · Source

Inactive Account Fee (after three years no activity)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=dormant_account; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Inactive Account Fee (after three years no activity) | $5.00/month" · Source

Minimum Balance Required$25

$19 above the national median

Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=minimum_balance; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Minimum Balance Required | $25.00" · Source

Monthly Service Fee$0

$6.13 below the national median

per month · Knox read a free fee from Rosetta artifact #1559. canonical_hint=monthly_maintenance; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Monthly Service Fee | None" · Source

Overdraft & NSFVerified

Courtesy Overdraft Protection Fees$20Within the typical range ($20–$30 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=overdraft; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Courtesy Overdraft Protection Fees | $20.00/presentment" · Source
Non-Sufficient Funds Fee$20Below the typical range ($25–$32 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=nsf; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Non-Sufficient Funds Fee | $20.00/presentment" · Source

Wire TransfersVerified

Incoming Wire Fee$0Below the typical range ($7.75–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #1559. canonical_hint=wire_domestic_incoming; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Incoming Wire Fee | No Charge" · Source

Check ServicesVerified

Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=check_image; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Check Copy Fee | $3.00/item" · Source
Money Order$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=money_order; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Money Order | $2.00/item" · Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=stop_payment; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Stop Payment Fee | $20.00/item" · Source

Account ServicesVerified

Legal Processing Fee (Garnishment,Levies)$40Within the typical range ($25–$75 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=garnishment_levy; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Legal Processing Fee (Garnishment,Levies) | $40.00" · Source
Withdrawal, Transfer, Balance Inquiry, Denial Fee at Non-Hawaiian Financial FCU ATMs and Non-Bank of Hawaii ATMs$1Within the typical range ($1–$2 nationally)
$0.25 below the national median
Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=balance_inquiry; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Withdrawal, Transfer, Balance Inquiry, Denial Fee at Non-Hawaiian Financial FCU ATMs and Non-Bank of Hawaii ATMs | $1.00**" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=account_research; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Account Reconciliation \| $15.00/hour"	Source
Inactive Account Fee (after three years no activity)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=dormant_account; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Inactive Account Fee (after three years no activity) \| $5.00/month"	Source
Minimum Balance Required	$25Above the typical range ($5–$12.25 nationally)	$19 above the national median	—	Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=minimum_balance; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Minimum Balance Required \| $25.00"	Source
Monthly Service Fee	$0Below the typical range ($4–$12.63 nationally)	$6.13 below the national median	per month	Knox read a free fee from Rosetta artifact #1559. canonical_hint=monthly_maintenance; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Monthly Service Fee \| None"	Source
Overdraft & NSFVerified
Courtesy Overdraft Protection Fees	$20Within the typical range ($20–$30 nationally)	$8 below the national median	—	Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=overdraft; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Courtesy Overdraft Protection Fees \| $20.00/presentment"	Source
Non-Sufficient Funds Fee
Wire TransfersVerified
Incoming Wire Fee	$0Below the typical range ($7.75–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #1559. canonical_hint=wire_domestic_incoming; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Incoming Wire Fee \| No Charge"	Source
Check ServicesVerified
Check Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=check_image; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Check Copy Fee \| $3.00/item"	Source
Money Order	$2
Account ServicesVerified
Legal Processing Fee (Garnishment,Levies)	$40Within the typical range ($25–$75 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #1559. canonical_hint=garnishment_levy; text_hash=f694e13690b758ccf9bbdf05527b518d0d4c2336c9ad87cbe9d88e402bf24381; excerpt="Legal Processing Fee (Garnishment,Levies) \| $40.00"	Source
Withdrawal, Transfer, Balance Inquiry, Denial Fee at Non-Hawaiian Financial FCU ATMs and Non-Bank of Hawaii ATMs

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

31% below the national median NSF fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$1.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.1B

Total deposits

$1.0B

Service charge income (year to date)

$1.1M

Fee income ratio

4.5%

Return on assets

0.75%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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