22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026
Call-report figures are for Palmetto Citizens Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Palmetto Citizens Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $4.7M in Q2 2026, 108% above the same quarter a year earlier ($2.3M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Compared at $29, the middle of its prices
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 17% from Q3 2025 to Q2 2026, to $4.7M.
$4.7M
Palmetto Citizens Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Palmetto Citizens Federal Credit Union · $1.5B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Palmetto Citizens Federal Credit Union(this institution) | Columbia, SC | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Alabama One Federal Credit Union | Tuscaloosa, AL | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Allsouth Federal Credit Union | Columbia, SC | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Aloha Pacific Federal Credit Union | Honolulu, HI | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Amoco Federal Credit Union | Texas City, TX | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Centris Federal Credit Union | Omaha, NE | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Collins Community Federal Credit Union | Cedar Rapids, IA | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community Financial Federal Credit Union | Plymouth, MI | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union West | Glendale, AZ | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Dade County Federal Credit Union | Sweetwater, FL | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Del Norte Federal Credit Union | Los Alamos, NM | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Commonwealth Federal Credit Union | Lehigh Valley, PA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Community Federal Credit Union | Jamestown, ND | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Service Federal Credit Union | Houston, TX | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Listerhill Federal Credit Union | Sheffield, AL | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Multipli Federal Credit Union | Jefferson City, MO | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| One Nevada Federal Credit Union | Las Vegas, NV | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Onpath Federal Credit Union | Metairie, LA | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| S. C. State Federal Credit Union | Columbia, SC | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sikorsky Financial Federal Credit Union | Stratford, CT | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Summit Federal Credit Union | Rochester, NY | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| U.S. Eagle Federal Credit Union | Albuquerque, NM | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| United States Senate Federal Credit Union | Alexandria, VA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| University Of Michigan Federal Credit Union | Ann Arbor, MI | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Utilities Employees Federal Credit Union | Reading, PA | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Webster First Federal Credit Union | Worcester, MA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 19 publish this fee(monthly maintenance)
6 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.50 among 19 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Palmetto Citizens Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Palmetto Citizens Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $4.7M | +$414K | +9.6% |
| Q1 2026 | $4.3M | −$51K | −1.2% |
| Q4 2025 | $4.3M | +$310K | +7.7% |
| Q3 2025 | $4.0M | +$1.8M | +78.1% |
| Q2 2025 | $2.3M | −$2.5M | −52.1% |
| Q1 2025 | $4.7M | +$886K | +23.1% |
| Q4 2024 | $3.8M | +$14K | +0.4% |
| Q3 2024 | $3.8M | +$153K | +4.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Palmetto Citizens Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour · Account Research / Reconciliation | $20.00 / hour
per month
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Senior Program (VIPS): Under Minimum Balance Fee | $2 | Not stated | None |
| Early Share Account Closing Fee (within 90 days) | $15 | Not stated | None |
| Dormant Account Fee (inactive over 12 months) | $5 | per month | None |
| Escheatment Letter | $50 | Not stated | None |
| Account Research / Reconciliation | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Research / Reconciliation | $20.00 / hour |
| Excessive Withdrawal Fee (over 2 per month) | $3 | Not stated | None |
| Incorrect Address Fee | $6 | per month | None |
Overdraft & NSF | |||
| Overdraft Privilege (per presentment) | $29 | per item | None |
| Non-sufficient Funds (per presentment) | $29 | per item | None |
| Returned Item (personal check/ACH) | $29 | Not stated | None |
| Stop Payment Placement / Removal With Insufficient Funds | $16 | Not stated | None |
ATM & Card | |||
| Usage of Non-Palmetto Citizens or Non-Allpoint ATM | $2 | per item | None |
| Debit Card Reissue (includes HSAs) | $10 | Not stated | None |
| Foreign Transaction (Debit Card) | 1%of the transaction | Not stated | None |
| Foreign Transaction (Debit Card) (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer: United States International (Convera) | $10 | Not stated | None |
Check Services | |||
| Cashier's Check | $6 | Not stated | None |
| Money Order | $2.50 | Not stated | None |
| Counter Checks (4) - waived with full check order | $5 | Not stated | None |
| Check Copy | $1 | Not stated | None |
Digital & Electronic | |||
| Expedited Payments for Bill Pay | $9.95 | Not stated | None |
Cash & Deposit | |||
| Mobile Deposit Returned Check | $10 | Not stated | None |
| Returned Deposit Item (two-party) | $4 | Not stated | None |
Account Services | |||
| Safe Deposit Boxes (annually): 3 X 5 5 X 5 3 X 10 5 X 10 10 X 10 | $32 | per year | None |
| Levy/Garnishment | $50 | Not stated | None |
| Mortgage Subordination | $125 | Not stated | None |
Lending Fees | |||
| Late Fee (excludes single payment notes) | 5%($25 maximum) | Not stated | None |
| Late Fee (excludes single payment notes) (audience not stated, treated as personal) | 5%($25 maximum) | Not stated | None |
Retirement & IRA | |||
| IRA Closure Fee | $5Not compared: Monthly charge, not per item | per month | None |
Gift & Prepaid Cards | |||
| Visa® Gift Card | $2.50 | per item | None |
Other Fees | |||
| Statement Copy | $3 | Not stated | None |
| Overdraft from Home Equity Line of Credit (per advance) | $5 | per item | None |
| Skip a Payment (eligible members / loans) | $35 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per hour · Account Research / Reconciliation | $20.00 / hour
per month
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Senior Program (VIPS): Under Minimum Balance Fee | $2 | Not stated | None |
| Early Share Account Closing Fee (within 90 days) | $15 | Not stated | None |
| Dormant Account Fee (inactive over 12 months) | $5 | per month | None |
| Escheatment Letter | $50 | Not stated | None |
| Account Research / Reconciliation | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Research / Reconciliation | $20.00 / hour |
| Excessive Withdrawal Fee (over 2 per month) | $3 | Not stated | None |
| Incorrect Address Fee | $6 | per month | None |
Overdraft & NSF | |||
| Overdraft Privilege (per presentment) | $29 | per item | None |
| Non-sufficient Funds (per presentment) | $29 | per item | None |
| Returned Item (personal check/ACH) | $29 | Not stated | None |
| Stop Payment Placement / Removal With Insufficient Funds | $16 | Not stated | None |
ATM & Card | |||
| Usage of Non-Palmetto Citizens or Non-Allpoint ATM | $2 | per item | None |
| Debit Card Reissue (includes HSAs) | $10 | Not stated | None |
| Foreign Transaction (Debit Card) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer: United States International (Convera) | $10 | Not stated | None |
Check Services | |||
| Cashier's Check | $6 | Not stated | None |
| Money Order | $2.50 | Not stated | None |
| Counter Checks (4) - waived with full check order | $5 | Not stated | None |
| Check Copy | $1 | Not stated | None |
Digital & Electronic | |||
| Expedited Payments for Bill Pay | $9.95 | Not stated | None |
Cash & Deposit | |||
| Coin Counter for Business Accounts | 5% | Not stated | None |
| Mobile Deposit Returned Check | $10 | Not stated | None |
| Returned Deposit Item (two-party) | $4 | Not stated | None |
Account Services | |||
| Safe Deposit Boxes (annually): 3 X 5 5 X 5 3 X 10 5 X 10 10 X 10 | $32 | per year | None |
| Levy/Garnishment | $50 | Not stated | None |
| Mortgage Subordination | $125 | Not stated | None |
Lending Fees | |||
| Late Fee (excludes single payment notes) | 5%($25 maximum) | Not stated | None |
Retirement & IRA | |||
| IRA Closure Fee | $5Not compared: Monthly charge, not per item | per month | None |
Gift & Prepaid Cards | |||
| Visa® Gift Card | $2.50 | per item | None |
Other Fees | |||
| Statement Copy | $3 | Not stated | None |
| Overdraft from Home Equity Line of Credit (per advance) | $5 | per item | None |
| Skip a Payment (eligible members / loans) | $35 | Not stated | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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