Valley National Bank

Headquarters: Passaic, New Jersey
Charter: Bank
Assets: $66.2B
Fed district: New York

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Valley National Bank: $35
Valley National Bank: $35
U.S. median: no median
Non-Network ATM
Valley National Bank: $2
Valley National Bank: $2
U.S. median: no median
Foreign Transaction
Valley National Bank: $3
Valley National Bank: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Valley National Bank’s own schedules, with a source for each figure.

Overdraft & NSF

Overdrafts$35

ATM & Card

ATM Service Charge for withdrawals at a non-Valley ATM$2
Balance inquiry at a non-Valley ATM$2
Withdrawals at an International ATM location$5
Withdrawals at an International ATM location (audience not stated, treated as personal)$5
Replacement Card (audience not stated, treated as personal)$25
Valley debit card and ATM card replacement card fee$5
Express Delivery of Replacement Card (audience not stated, treated as personal)$35
Valley debit card expedited delivery fee$35
International Point of Sale Transaction (audience not stated, treated as personal)$3
International service fee3%of the transaction
International transaction fee3%of the transaction

Check Services

Official Bank Checks sold$10
per item
Stop payment order$35

Cash & Deposit

Signature Authorization Cash Advance Fee (audience not stated, treated as personal)4%of the advance
Returned Deposit Item$15
Returned Deposited Item (audience not stated, treated as personal)$15

Account Services

Levy handling fee per occurrence (Satisfied)$125
per item
Levy handling fee per occurrence (Unsatisfied)$60
per item

Gift & Prepaid Cards

Visa® Gift Cards$4.25
per item

Fee	Amount	Basis	Note
Overdraft & NSF
Overdrafts	$35	Not stated	None
ATM & Card
ATM Service Charge for withdrawals at a non-Valley ATM	$2	Not stated	None
Balance inquiry at a non-Valley ATM	$2	Not stated	None
Withdrawals at an International ATM location	$5	Not stated	None
Withdrawals at an International ATM location (audience not stated, treated as personal)	$5	Not stated	None
Replacement Card (audience not stated, treated as personal)	$25	Not stated	None
Valley debit card and ATM card replacement card fee	$5	Not stated	None
Express Delivery of Replacement Card (audience not stated, treated as personal)	$35	Not stated	None
Valley debit card expedited delivery fee	$35	Not stated	None
International Point of Sale Transaction (audience not stated, treated as personal)	$3	Not stated	None
International service fee	3%of the transaction	Not stated	None
International transaction fee	3%of the transaction	Not stated	None
Check Services
Official Bank Checks sold	$10	per item	None
Stop payment order	$35	Not stated	None
Cash & Deposit
Signature Authorization Cash Advance Fee (audience not stated, treated as personal)	4%of the advance	Not stated	None
Returned Deposit Item	$15	Not stated	None
Returned Deposited Item (audience not stated, treated as personal)	$15	Not stated	None
Account Services
Levy handling fee per occurrence (Satisfied)	$125	per item	None
Levy handling fee per occurrence (Unsatisfied)	$60	per item	None
Gift & Prepaid Cards
Visa® Gift Cards	$4.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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