South Carolina Federal Credit Union

Headquarters: North Charleston, South Carolina
Charter: Credit Union
Assets: $2.6B
Fed district: Richmond

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Self-Service Checking $3 · Simple Checking $8 · Premium Checking $12
Compared at $8, the middle of its prices
South Carolina Federal Credit Union: $3 to $12
South Carolina Federal Credit Union: $3 to $12
U.S. median: no median
Overdraft (OD)
South Carolina Federal Credit Union: $36
South Carolina Federal Credit Union: $36
U.S. median: no median
NSF / Returned Item
South Carolina Federal Credit Union: $36
South Carolina Federal Credit Union: $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from South Carolina Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Premium Checking Monthly service charge$12
per month
Self-Service Checking Monthly service charge$3
per month
Simple Checking Monthly service charge$8
per month
Low Balance$6
per month
Low Balance$6
per month
Low Balance Fee$10
per month
Account Closing$25
Inactive Account$10
per month
Account Reconciliation$10
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$7.50
per month

Overdraft & NSF

Courtesy Pay$36
per item
Non-Sufficient Funds (NSF) and Uncollected Funds (UCF)$36
per item
Overdraft Transfer Fee$5

ATM & Card

Foreign ATM\ \ Withdrawal/Transfer Fee$3
per item
Debit Card Replacement Fee$6
per item

Wire Transfers

Wire Transfer (Outgoing)$30
per item
Wire Transfer (Incoming)$15
per item

Check Services

Cashier's Check$10
per item
Stop Payment$36
per item
Stop Payment Delete Fee$12
per item
Check Cashing$3
per item
Foreign Item Deposit (Other)$10
per item
Foreign Item Deposit (U.S. Dollars)$5
per item

Digital & Electronic

Same Day Bill Pay$8
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposit Item$12
per item

Account Services

Notary Fee$5
Drilling of Boxes (per occurrence)$150
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10 x 10 Size$135
Safe Deposit Box 3 x 10 Size$65
Safe Deposit Box 3 x 5 Size$45
Safe Deposit Box 5 x 10 Size$85
Safe Deposit Box 5 x 5 Size$60
Tax Levy/Garnishment$100
Verification of Deposit$15
per item

Retirement & IRA

IRA Transfer (Outgoing)$50

Other Fees

Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Premium Checking Monthly service charge	$12	per month	None
Self-Service Checking Monthly service charge	$3	per month	None
Simple Checking Monthly service charge	$8	per month	None
Low Balance	$6	per month	None
Low Balance	$6	per month	None
Low Balance Fee	$10	per month	None
Account Closing	$25	Not stated	None
Inactive Account	$10	per month	None
Account Reconciliation	$10	Not stated	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$7.50	per month	None
Overdraft & NSF
Courtesy Pay	$36	per item	None
Non-Sufficient Funds (NSF) and Uncollected Funds (UCF)	$36	per item	None
Overdraft Transfer Fee	$5	Not stated	None
ATM & Card
Foreign ATM\ \ Withdrawal/Transfer Fee	$3	per item	None
Debit Card Replacement Fee	$6	per item	None
Wire Transfers
Wire Transfer (Outgoing)	$30	per item	None
Wire Transfer (Incoming)	$15	per item	None
Check Services
Cashier's Check	$10	per item	None
Stop Payment	$36	per item	None
Stop Payment Delete Fee	$12	per item	None
Check Cashing	$3	per item	None
Foreign Item Deposit (Other)	$10	per item	None
Foreign Item Deposit (U.S. Dollars)	$5	per item	None
Digital & Electronic
Same Day Bill Pay	$8Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposit Item	$12	per item	None
Account Services
Notary Fee	$5	Not stated	None
Drilling of Boxes (per occurrence)	$150Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10 x 10 Size	$135	Not stated	None
Safe Deposit Box 3 x 10 Size	$65	Not stated	None
Safe Deposit Box 3 x 5 Size	$45	Not stated	None
Safe Deposit Box 5 x 10 Size	$85	Not stated	None
Safe Deposit Box 5 x 5 Size	$60	Not stated	None
Tax Levy/Garnishment	$100	Not stated	None
Verification of Deposit	$15	per item	None
Retirement & IRA
IRA Transfer (Outgoing)	$50	Not stated	None
Other Fees
Statement Copy	$5	per item	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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