Sierra Pacific Federal Credit Union

Headquarters: Reno, Nevada
Charter: Credit Union
Assets: $189.4M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Sierra Pacific Federal Credit Union: $25
Sierra Pacific Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $15, the middle of its prices
Sierra Pacific Federal Credit Union: $5 to $25
Sierra Pacific Federal Credit Union: $5 to $25
U.S. median: no median
Cashier's Check
Sierra Pacific Federal Credit Union: $5
Sierra Pacific Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nevada, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nevada: Banks and credit unions headquartered in Nevada that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Sierra Pacific Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early account closure (closed within 90 days of opening)$25
Dormant Account Fee After 2 years/per month$5
per month
Account balancing assistance per hour (1/2 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account research per hour (1/2 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excess transaction fees$2
per item
Excess withdrawal fee$20
per item
Excess withdrawal from Checking$5
Excess withdrawal from savings by credit union check$2

Overdraft & NSF

Shared branching return item$25
per item
Overdraft Protection from Reg. Shares up to 6 transfersNo charge

ATM & Card

Replacement of VISA© Debit Card$5
Expedited card$30
per item
International Service Assessment1%of the transaction
International Service Assessment (audience not stated, treated as personal)1%of the transaction

Check Services

Cashier's check (2 free per month)$5
Stop Payment - ACH and Share Draft$25
Stop payment on an official credit union check$5
Foreign item deposit$10
per item
Copy of Cancelled Check (in excess of 3 per month)$2

Digital & Electronic

ACH Overdrawn (item paid or returned)$30
per item
Online banking, estatements, mobile app, Mobile DepositNo charge

Cash & Deposit

Deposited checks returned upaid$25
Return Deposit Item via ATM$30

Account Services

Processing of subpoenas$20

Other Fees

Photocopies per page$0.10
per item
Statement Copy (From Archives)$2

Fee	Amount	Basis	Note
Account Maintenance
Early account closure (closed within 90 days of opening)	$25	Not stated	None
Dormant Account Fee After 2 years/per month	$5	per month	None
Account balancing assistance per hour (1/2 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account research per hour (1/2 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excess transaction fees	$2	per item	None
Excess withdrawal fee	$20	per item	None
Excess withdrawal from Checking	$5	Not stated	None
Excess withdrawal from savings by credit union check	$2	Not stated	None
Overdraft & NSF
Shared branching return item	$25	per item	None
Overdraft Protection from Reg. Shares up to 6 transfers	No charge	Not stated	None
ATM & Card
Replacement of VISA© Debit Card	$5	Not stated	None
Expedited card	$30	per item	None
International Service Assessment	1%of the transaction	Not stated	None
International Service Assessment (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Check Services
Cashier's check (2 free per month)	$5	Not stated	None
Stop Payment - ACH and Share Draft	$25	Not stated	None
Stop payment on an official credit union check	$5	Not stated	None
Foreign item deposit	$10	per item	None
Copy of Cancelled Check (in excess of 3 per month)	$2	Not stated	None
Digital & Electronic
ACH Overdrawn (item paid or returned)	$30	per item	None
Online banking, estatements, mobile app, Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Deposited checks returned upaid	$25	Not stated	None
Return Deposit Item via ATM	$30	Not stated	None
Account Services
Processing of subpoenas	$20	Not stated	None
Other Fees
Photocopies per page	$0.10	per item	None
Statement Copy (From Archives)	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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