Elizabeth (N.J.) Firemen'S Federal Credit Union

Headquarters: Elizabeth, New Jersey
Charter: Credit Union
Assets: $7.1M
Fed district: New York

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Elizabeth (N.J.) Firemen'S Federal Credit Union: $30
Elizabeth (N.J.) Firemen'S Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Elizabeth (N.J.) Firemen'S Federal Credit Union: $2
Elizabeth (N.J.) Firemen'S Federal Credit Union: $2
U.S. median: no median
Wire Transfer (Domestic Out)
Elizabeth (N.J.) Firemen'S Federal Credit Union: $25
Elizabeth (N.J.) Firemen'S Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Elizabeth (N.J.) Firemen'S Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closing of Account within the first 6 months Fee$25
Dormant Account$5
Escheat fee$150
Inactive Membership Fee (547 days Dormant)$10
Account reconciliations$35
Paper Statement$10
Returned Mail Fee$10

Overdraft & NSF

Share Draft Return NSF Fee (1 free allowed)$30
per item
Overdraft Transfer Fee (from other CU savings account)$5

ATM & Card

ATM Out of Network Fee$2
Debit Card Replacement Fee$35

Wire Transfers

Outgoing Wire Fee (Domestic Only)$25
Incoming Wire Fee (Domestic Only)$25

Check Services

Certified Check Fee (from members checking account only)$5
Stop Payment Fee$35

Digital & Electronic

Bill Pay 15 Transactions Free$0.50
Not compared: Per-transaction charge, not monthly
per transaction

Cash & Deposit

Return Deposited Item processing Fee$25

Account Services

Levy On Account Fee$100
Account Verification Fee$15

Lending Fees

Loan Late Fee (15 days after due date)$15

Other Fees

Member requested Overnight Mail$100
Photocopies$0.25
Statement Copy Fee (per month)$10
Not compared: Monthly charge, not per item
per month
Loan Application Fee$10
Loan Payoff Amount Report/Lien release (refi, mortgage, auto)$50
Repetitive Loan Application Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Closing of Account within the first 6 months Fee	$25	Not stated	None
Dormant Account	$5	Not stated	None
Escheat fee	$150	Not stated	None
Inactive Membership Fee (547 days Dormant)	$10	Not stated	None
Account reconciliations	$35	Not stated	None
Paper Statement	$10	Not stated	None
Returned Mail Fee	$10	Not stated	None
Overdraft & NSF
Share Draft Return NSF Fee (1 free allowed)	$30	per item	None
Overdraft Transfer Fee (from other CU savings account)	$5	Not stated	None
ATM & Card
ATM Out of Network Fee	$2	Not stated	None
Debit Card Replacement Fee	$35	Not stated	None
Wire Transfers
Outgoing Wire Fee (Domestic Only)	$25	Not stated	None
Incoming Wire Fee (Domestic Only)	$25	Not stated	None
Check Services
Certified Check Fee (from members checking account only)	$5	Not stated	None
Stop Payment Fee	$35	Not stated	None
Digital & Electronic
Bill Pay 15 Transactions Free	$0.50Not compared: Per-transaction charge, not monthly	per transaction	None
Cash & Deposit
Return Deposited Item processing Fee	$25	Not stated	None
Account Services
Levy On Account Fee	$100	Not stated	None
Account Verification Fee	$15	Not stated	None
Lending Fees
Loan Late Fee (15 days after due date)	$15	Not stated	None
Other Fees
Member requested Overnight Mail	$100	Not stated	None
Photocopies	$0.25	Not stated	None
Statement Copy Fee (per month)	$10Not compared: Monthly charge, not per item	per month	None
Loan Application Fee	$10	Not stated	None
Loan Payoff Amount Report/Lien release (refi, mortgage, auto)	$50	Not stated	None
Repetitive Loan Application Fee	$25	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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