20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026
Call-report figures are for Peninsula Community Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Peninsula Community Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $385K in Q2 2026, 3.5% above the same quarter a year earlier ($372K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
Compared at $29, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 1.0% from Q3 2025 to Q2 2026, to $385K.
$385K
Peninsula Community Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Peninsula Community Federal Credit Union · $304M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Peninsula Community Federal Credit Union(this institution) | Shelton, WA | $304M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Advantage Plus Federal Credit Union | Pocatello, ID | $292M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alive Federal Credit Union | Jacksonville, FL | $296M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bangor Federal Credit Union | Bangor, ME | $293M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bowater Employees Federal Credit Union | Calhoun, TN | $303M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bronco Federal Credit Union | Franklin, VA | $292M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Cross Valley Federal Credit Union | Wilkes Barre, PA | $300M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Holyoke Federal Credit Union | Holyoke, MA | $296M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Homebase Federal Credit Union | Prince George, VA | $298M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Intrepid Federal Credit Union | Helena, MT | $311M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Jetstream Federal Credit Union | Miami Lakes, FL | $307M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lookout Federal Credit Union | Pocatello, ID | $314M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Loyalty Federal Credit Union | Pensacola, FL | $300M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Members1St Community Federal Credit Union | Marshalltown, IA | $311M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Membersalliance Federal Credit Union | Rockford, IL | $304M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mtc Federal Credit Union | Greenville, SC | $303M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| New Horizons Federal Credit Union | Mobile, AL | $304M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Northwest Plus Federal Credit Union | Everett, WA | $315M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Oc Federal Credit Union | Garfield Hts, OH | $315M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Otis Federal Credit Union | Jay, ME | $300M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Santa Barbara Teachers Federal Credit Union | Santa Barbara, CA | $308M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Tct Federal Credit Union | Ballston Spa, NY | $296M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| United Federal Credit Union | Mexico, MO | $302M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Valley Communities Federal Credit Union | Mosinee, WI | $307M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Vapr Federal Credit Union | San Juan, PR | $316M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Zia Federal Credit Union | Los Alamos, NM | $308M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $10, against a peer median of $6.75 among 10 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Peninsula Community Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $385K | +$19K | +5.2% |
| Q1 2026 | $366K | −$3K | −0.8% |
| Q4 2025 | $369K | −$20K | −5.1% |
| Q3 2025 | $389K | +$17K | +4.6% |
| Q2 2025 | $372K | +$4K | +1.1% |
| Q1 2025 | $368K | −$33K | −8.2% |
| Q4 2024 | $401K | +$13K | +3.4% |
| Q3 2024 | $388K | +$9K | +2.4% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Peninsula Community Federal Credit Union’s own schedules, with a source for each figure.
per month
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per hour
per hour
per hour
per hour
per hour
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per transaction
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per item
per item
per item
per item
per item
per document
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Service Monthly Service Charge (audience not stated, treated as personal) | $10 | per month | None |
| Account Shares Plus (if average balance falls below $2,500) (audience not stated, treated as personal) | $10 | per month | None |
| If your average daily balance is below $100.00 | $5 | Not stated | None |
| Shares Plus (if average balance falls below $2,500) (audience not stated, treated as personal) | $10 | Not stated | None |
| Early Account Closure (if closed within 90 days of opening) | $5 | Not stated | None |
| Service Early Account Closure (if closed within 90 days of opening) | $5 | Not stated | None |
| Dormant Account | $25 | Not stated | None |
| Dormant Account Unclaimed Property Processing | $25 | Not stated | None |
| Inactive Checking Account Fee (inactive 6 months or more) | $10 | Not stated | None |
| Service Inactive Account (dormant 12 months or more) monthly fee | $10 | per month | None |
| Service Inactive checking account fee (inactive 6 months or more) (balance less than $10) | $10 | Not stated | None |
| Account Reconciliation per hour (1/2 hour min.) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research Fee (per hour – 1 hour min.) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Service Account Reconciliation per hour (1/2 hour min) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Service Account Reconciliation per hour (1/2 hour min): Fee legal | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Service Research Fee per hour (1 hour minimum) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Service Research Fee per hour (1 hour minimum): Fee legal | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Service Invalid Address Account (monthly) | $10 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay Overdraft (per transaction greater than $5) | $28 | per transaction | None |
| Service Courtesy Pay Overdraft (per transaction greater than $5) | $28 | per item | None |
| Service ATM Insufficient Funds (audience not stated, treated as personal) | $30 | per item | None |
| Service Insufficient Funds (per returned transaction) | $28 | per item | None |
| Automatic Overdraft Transfer | $5 | per item | None |
| OD Protection Transfer | $5 | per item | None |
ATM & Card | |||
| Service Replacement Debit or Credit Card (audience not stated, treated as personal) | $10 | per item | None |
| Service International Service Assessment Fee – CREDIT (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
| Service International Service Assessment Fee – DEBIT (audience not stated, treated as personal) | 2%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Wire (domestic) | $20 | Not stated | None |
| Wire Transfer (Domestic Out) | $20 | Not stated | None |
| Outgoing Wire (foreign) | $40 | Not stated | None |
| Wire Transfer (Int'l Out) | $40 | Not stated | None |
| Incoming Wire (domestic/foreign) | $15 | Not stated | None |
| Wire Transfer (Int'l In) | $15 | Not stated | None |
Check Services | |||
| Stop Payment | $30 | per item | None |
| Stop Payments | $30 | per item | None |
| Service Collection Items (per item Foreign & Domestic) | $18 | per item | None |
| Check Copies (free to E-Statement users) | $5 | per item | None |
| Check Image/Copy | $5 | per item | None |
| Sales Draft Copies | $6 | per item | None |
| Service Sales Draft Copies (audience not stated, treated as personal) | $6 | per item | None |
Digital & Electronic | |||
| Bill Pay & Zelle | No charge | Not stated | None |
| Bill Payment Service | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Counting (audience not stated, treated as personal) | 5% | Not stated | None |
| Service Coin Counting Fee | 5% | Not stated | None |
Account Services | |||
| Notary Service | $5 | Not stated | None |
| Notary Service (per document) | $5Not compared: Charged per document; comparison unavailable | per document | None |
| Safe Deposit Box 3x10 (audience not stated, treated as personal) | $45 | per year | None |
| Safe Deposit Box 5x5 (audience not stated, treated as personal) | $35 | per year | None |
| Safe Deposit Box Size 10 x 10 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box Size 3 x 10 (audience not stated, treated as personal) | $45 | Not stated | None |
| Safe Deposit Box Size 3 x 5 (audience not stated, treated as personal) | $30 | Not stated | None |
| Safe Deposit Box Size 5 x 10 (audience not stated, treated as personal) | $60 | Not stated | None |
| Safe Deposit Box Size 5 x 5 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box Size 6 x 10 (audience not stated, treated as personal) | $60 | Not stated | None |
| Safe Deposit Box Size 9 x 10 (audience not stated, treated as personal) | $80 | Not stated | None |
| Garnishment, Levy Notice to Withhold (per notice) | $75 | per item | None |
| Service Garnishment, Levy, Notice to Withhold (per notice) | $75 | Not stated | None |
Other Fees | |||
| Copy of Statements, tax forms, printouts | $3 | Not stated | None |
| Document Reproduction | $0.25 | per item | None |
| Document Reproduction | $3 | per item | None |
| Service Copy of statements, tax forms, printouts | $3 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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