Peninsula Community Federal Credit Union

Headquarters: Shelton, Washington
Charter: Credit Union
Assets: $304.2M
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Peninsula Community Federal Credit Union: $10
Peninsula Community Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Peninsula Community Federal Credit Union: $28
Peninsula Community Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Compared at $29, the middle of its prices
Peninsula Community Federal Credit Union: $28 to $30
Peninsula Community Federal Credit Union: $28 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Peninsula Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service Monthly Service Charge (audience not stated, treated as personal)$10
per month
Account Shares Plus (if average balance falls below $2,500) (audience not stated, treated as personal)$10
per month
If your average daily balance is below $100.00$5
Shares Plus (if average balance falls below $2,500) (audience not stated, treated as personal)$10
Early Account Closure (if closed within 90 days of opening)$5
Service Early Account Closure (if closed within 90 days of opening)$5
Dormant Account$25
Dormant Account Unclaimed Property Processing$25
Inactive Checking Account Fee (inactive 6 months or more)$10
Service Inactive Account (dormant 12 months or more) monthly fee$10
per month
Service Inactive checking account fee (inactive 6 months or more) (balance less than $10)$10
Account Reconciliation per hour (1/2 hour min.)$25
Not compared: Charged per hour; comparison unavailable
per hour
Research Fee (per hour – 1 hour min.)$30
Not compared: Charged per hour; comparison unavailable
per hour
Service Account Reconciliation per hour (1/2 hour min)$25
Not compared: Charged per hour; comparison unavailable
per hour
Service Account Reconciliation per hour (1/2 hour min): Fee legal$35
Not compared: Charged per hour; comparison unavailable
per hour
Service Research Fee per hour (1 hour minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Service Research Fee per hour (1 hour minimum): Fee legal$50
Not compared: Charged per hour; comparison unavailable
per hour
Service Invalid Address Account (monthly)$10
per month

Overdraft & NSF

Courtesy Pay Overdraft (per transaction greater than $5)$28
per transaction
Service Courtesy Pay Overdraft (per transaction greater than $5)$28
per item
Service ATM Insufficient Funds (audience not stated, treated as personal)$30
per item
Service Insufficient Funds (per returned transaction)$28
per item
Automatic Overdraft Transfer$5
per item
OD Protection Transfer$5
per item

ATM & Card

Service Replacement Debit or Credit Card (audience not stated, treated as personal)$10
per item
Service International Service Assessment Fee – CREDIT (audience not stated, treated as personal)1%of the transaction
Service International Service Assessment Fee – DEBIT (audience not stated, treated as personal)2%of the transaction

Wire Transfers

Outgoing Wire (domestic)$20
Wire Transfer (Domestic Out)$20
Outgoing Wire (foreign)$40
Wire Transfer (Int'l Out)$40
Incoming Wire (domestic/foreign)$15
Wire Transfer (Int'l In)$15

Check Services

Stop Payment$30
per item
Stop Payments$30
per item
Service Collection Items (per item Foreign & Domestic)$18
per item
Check Copies (free to E-Statement users)$5
per item
Check Image/Copy$5
per item
Sales Draft Copies$6
per item
Service Sales Draft Copies (audience not stated, treated as personal)$6
per item

Digital & Electronic

Bill Pay & ZelleNo charge
Bill Payment ServiceNo charge

Cash & Deposit

Coin Counting (audience not stated, treated as personal)5%
Service Coin Counting Fee5%

Account Services

Notary Service$5
Notary Service (per document)$5
Not compared: Charged per document; comparison unavailable
per document
Safe Deposit Box 3x10 (audience not stated, treated as personal)$45
per year
Safe Deposit Box 5x5 (audience not stated, treated as personal)$35
per year
Safe Deposit Box Size 10 x 10 (audience not stated, treated as personal)$100
Safe Deposit Box Size 3 x 10 (audience not stated, treated as personal)$45
Safe Deposit Box Size 3 x 5 (audience not stated, treated as personal)$30
Safe Deposit Box Size 5 x 10 (audience not stated, treated as personal)$60
Safe Deposit Box Size 5 x 5 (audience not stated, treated as personal)$35
Safe Deposit Box Size 6 x 10 (audience not stated, treated as personal)$60
Safe Deposit Box Size 9 x 10 (audience not stated, treated as personal)$80
Garnishment, Levy Notice to Withhold (per notice)$75
per item
Service Garnishment, Levy, Notice to Withhold (per notice)$75

Other Fees

Copy of Statements, tax forms, printouts$3
Document Reproduction$0.25
per item
Document Reproduction$3
per item
Service Copy of statements, tax forms, printouts$3

Fee	Amount	Basis	Note
Account Maintenance
Service Monthly Service Charge (audience not stated, treated as personal)	$10	per month	None
Account Shares Plus (if average balance falls below $2,500) (audience not stated, treated as personal)	$10	per month	None
If your average daily balance is below $100.00	$5	Not stated	None
Shares Plus (if average balance falls below $2,500) (audience not stated, treated as personal)	$10	Not stated	None
Early Account Closure (if closed within 90 days of opening)	$5	Not stated	None
Service Early Account Closure (if closed within 90 days of opening)	$5	Not stated	None
Dormant Account	$25	Not stated	None
Dormant Account Unclaimed Property Processing	$25	Not stated	None
Inactive Checking Account Fee (inactive 6 months or more)	$10	Not stated	None
Service Inactive Account (dormant 12 months or more) monthly fee	$10	per month	None
Service Inactive checking account fee (inactive 6 months or more) (balance less than $10)	$10	Not stated	None
Account Reconciliation per hour (1/2 hour min.)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Research Fee (per hour – 1 hour min.)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Service Account Reconciliation per hour (1/2 hour min)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Service Account Reconciliation per hour (1/2 hour min): Fee legal	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Service Research Fee per hour (1 hour minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Service Research Fee per hour (1 hour minimum): Fee legal	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Service Invalid Address Account (monthly)	$10	per month	None
Overdraft & NSF
Courtesy Pay Overdraft (per transaction greater than $5)	$28	per transaction	None
Service Courtesy Pay Overdraft (per transaction greater than $5)	$28	per item	None
Service ATM Insufficient Funds (audience not stated, treated as personal)	$30	per item	None
Service Insufficient Funds (per returned transaction)	$28	per item	None
Automatic Overdraft Transfer	$5	per item	None
OD Protection Transfer	$5	per item	None
ATM & Card
Service Replacement Debit or Credit Card (audience not stated, treated as personal)	$10	per item	None
Service International Service Assessment Fee – CREDIT (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Service International Service Assessment Fee – DEBIT (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire (domestic)	$20	Not stated	None
Wire Transfer (Domestic Out)	$20	Not stated	None
Outgoing Wire (foreign)	$40	Not stated	None
Wire Transfer (Int'l Out)	$40	Not stated	None
Incoming Wire (domestic/foreign)	$15	Not stated	None
Wire Transfer (Int'l In)	$15	Not stated	None
Check Services
Stop Payment	$30	per item	None
Stop Payments	$30	per item	None
Service Collection Items (per item Foreign & Domestic)	$18	per item	None
Check Copies (free to E-Statement users)	$5	per item	None
Check Image/Copy	$5	per item	None
Sales Draft Copies	$6	per item	None
Service Sales Draft Copies (audience not stated, treated as personal)	$6	per item	None
Digital & Electronic
Bill Pay & Zelle	No charge	Not stated	None
Bill Payment Service	No charge	Not stated	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	5%	Not stated	None
Service Coin Counting Fee	5%	Not stated	None
Account Services
Notary Service	$5	Not stated	None
Notary Service (per document)	$5Not compared: Charged per document; comparison unavailable	per document	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$45	per year	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$35	per year	None
Safe Deposit Box Size 10 x 10 (audience not stated, treated as personal)	$100	Not stated	None
Safe Deposit Box Size 3 x 10 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box Size 3 x 5 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box Size 5 x 10 (audience not stated, treated as personal)	$60	Not stated	None
Safe Deposit Box Size 5 x 5 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box Size 6 x 10 (audience not stated, treated as personal)	$60	Not stated	None
Safe Deposit Box Size 9 x 10 (audience not stated, treated as personal)	$80	Not stated	None
Garnishment, Levy Notice to Withhold (per notice)	$75	per item	None
Service Garnishment, Levy, Notice to Withhold (per notice)	$75	Not stated	None
Other Fees
Copy of Statements, tax forms, printouts	$3	Not stated	None
Document Reproduction	$0.25	per item	None
Document Reproduction	$3	per item	None
Service Copy of statements, tax forms, printouts	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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