Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Trailhead Federal Credit Union

Portland, OregonCredit UnionSan Francisco Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee – Per Month (no activity for 18 months)$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #704. canonical_hint=dormant_account; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Dormant Account Fee – Per Month (no activity for 18 months) | $5*" · Source

Overdraft & NSFVerified

Bond/Coupon Returned Item Fee$45Above the typical range ($25–$32 nationally)
$16 above the national median
Knox deterministic extraction from Rosetta artifact #704. canonical_hint=nsf; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Bond/Coupon Returned Item Fee | $45" · Source
NSF Second-Party Check$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #704. canonical_hint=nsf; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="NSF Second-Party Check | $25.00" · Source
Overdraft Protection Transfer$5Within the typical range ($2.50–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #704. canonical_hint=od_protection_transfer; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Overdraft Protection Transfer | $5.00" · Source

Wire TransfersVerified

Wire Transfers (incoming)$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #704. canonical_hint=wire_domestic_incoming; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Wire Transfers (incoming) | $10.00" · Source
Wire Transfers (outgoing domestic)$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #704. canonical_hint=wire_domestic_outgoing; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Wire Transfers (outgoing domestic) | $20.00" · Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #704. canonical_hint=cashiers_check; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Cashier’s Check | $5.00" · Source
Stop Payment Order$28Within the typical range ($20–$30 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #704. canonical_hint=stop_payment; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Stop Payment Order | $28.00" · Source

Account ServicesVerified

IRS Levy/Garnishments$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #704. canonical_hint=garnishment_levy; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="IRS Levy/Garnishments | $50.00" · Source
Notary Service for Non-members$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #704. canonical_hint=notary_fee; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Notary Service for Non-members | $5" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee – Per Month (no activity for 18 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #704. canonical_hint=dormant_account; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Dormant Account Fee – Per Month (no activity for 18 months) \| $5*"	Source
Overdraft & NSFVerified
Bond/Coupon Returned Item Fee	$45Above the typical range ($25–$32 nationally)	$16 above the national median	—	Knox deterministic extraction from Rosetta artifact #704. canonical_hint=nsf; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Bond/Coupon Returned Item Fee \| $45"	Source
NSF Second-Party Check	$25
Wire TransfersVerified
Wire Transfers (incoming)	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #704. canonical_hint=wire_domestic_incoming; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Wire Transfers (incoming) \| $10.00"	Source
Wire Transfers (outgoing domestic)
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #704. canonical_hint=cashiers_check; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="Cashier’s Check \| $5.00"	Source
Stop Payment Order	$28
Account ServicesVerified
IRS Levy/Garnishments	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #704. canonical_hint=garnishment_levy; text_hash=9667d32ab6b3a234bb5af9c48bd39f4bff78df4cbbdb90b15b202704d2f115b5; excerpt="IRS Levy/Garnishments \| $50.00"	Source
Notary Service for Non-members	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $45

55% above the national median NSF fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$156.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$156.0M

Total deposits

$140.8M

Service charge income (year to date)

$180K

Fee income ratio

3.7%

Return on assets

-1.30%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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