19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Lafayette Federal Credit Union · $2.1B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Lafayette Federal Credit Union(this institution) | Rockville, MD | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Alabama Federal Credit Union | Tuscaloosa, AL | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Caltech Employees Federal Credit Union | La Canada, CA | $2.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Canyon View Federal Credit Union | Salt Lake City, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Choice Federal Credit Union | Farmington Hills, MI | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cyprus Federal Credit Union | West Jordan, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Dupont Community Federal Credit Union | Waynesboro, VA | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Entertainment Federal Credit Union | Hollywood, CA | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hanscom Federal Credit Union | Hanscom AFB, MA | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Horizon Federal Credit Union | Spokane Valley, WA | $2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Indiana University Federal Credit Union | Bloomington, IN | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Iq Federal Credit Union | Vancouver, WA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jeanne D'Arc Federal Credit Union | Lowell, MA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Philadelphia Federal Credit Union | Philadelphia, PA | $2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Potlatch No. 1 Financial Federal Credit Union | Lewiston, ID | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Purdue Federal Credit Union | West Lafayette, IN | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Safe Federal Credit Union | Sumter, SC | $2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Self Reliance Ny Federal Credit Union | New York, NY | $2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Self-Help Federal Credit Union | Durham, NC | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Seven Seventeen Federal Credit Union | Warren, OH | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Srp Federal Credit Union | North Augusta, SC | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Suffolk Federal Credit Union | Medford, NY | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Superior Credit Union, Inc | Lima, OH | $2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Texas Trust Federal Credit Union | Mansfield, TX | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Westerra Federal Credit Union | Denver, CO | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Whitefish Credit Union Association | Whitefish, MT | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(monthly maintenance)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5, against a peer median of $5 among 9 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Lafayette Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per month
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance Fee (audience not stated, treated as personal) | $5 | per month | None |
| Account Closure (audience not stated, treated as personal) | $25 | Not stated | None |
| Dormant Account Fee (audience not stated, treated as personal) | $10 | per month | None |
| Escheatment Fee (audience not stated, treated as personal) | $50 | Not stated | None |
| Account Research (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address on Account (audience not stated, treated as personal) | $10 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay Privilege Overdraft Fee (audience not stated, treated as personal) | $30 | per item | None |
ATM & Card | |||
| ATM Withdrawals (non-LFCU owned ATMs): 5 free each month (audience not stated, treated as personal) | $2 | per item | None |
| Foreign Transaction Fee (audience not stated, treated as personal) | 2%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing (audience not stated, treated as personal) | $25 | per item | None |
| Wire Transfers: Incoming (audience not stated, treated as personal) | $15 | per item | None |
Check Services | |||
| Cashier's Check (audience not stated, treated as personal) | $5 | per item | None |
| ACH Stop Payment (audience not stated, treated as personal) | $25 | per item | None |
| Check Stop Payment (audience not stated, treated as personal) | $25 | per item | None |
| Non-Member Check Cashing (audience not stated, treated as personal) | $10 | per item | None |
Digital & Electronic | |||
| NSF or ACH Item Return (Check, ACH, ATM overdraft) (audience not stated, treated as personal) | $30 | Not stated | None |
| Bill Pay provider charges (audience not stated, treated as personal) | $25 | Not stated | None |
Cash & Deposit | |||
| Check Deposit Return (audience not stated, treated as personal) | $25 | per item | None |
| Returned Deposit Item (audience not stated, treated as personal) | $25 | per item | None |
Account Services | |||
| Safe Deposit Box 10”x 10” (audience not stated, treated as personal) | $135 | Not stated | None |
| Safe Deposit Box 3”x 10” (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 3”x 5” (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 5”x 10” (audience not stated, treated as personal) | $105 | Not stated | None |
| Safe Deposit Box 5”x 5” (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box Lock Replacement (audience not stated, treated as personal) | $250Not compared: Box drilling or key fee | Not stated | None |
| Attachment (Tax Levy, Garnishment) (audience not stated, treated as personal) | $75 | per item | None |
| Account Verification (audience not stated, treated as personal) | $20 | per item | None |
Gift & Prepaid Cards | |||
| Mastercard® Gift Card (audience not stated, treated as personal) | $2.50 | Not stated | None |
Other Fees | |||
| Statement Photocopy (audience not stated, treated as personal) | $3 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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