Lafayette Federal Credit Union

Headquarters: Rockville, Maryland
Charter: Credit Union
Assets: $2.1B
Fed district: Richmond

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Lafayette Federal Credit Union: $5
Lafayette Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Lafayette Federal Credit Union: $30
Lafayette Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Lafayette Federal Credit Union: $2
Lafayette Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lafayette Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee (audience not stated, treated as personal)$5
per month
Account Closure (audience not stated, treated as personal)$25
Dormant Account Fee (audience not stated, treated as personal)$10
per month
Escheatment Fee (audience not stated, treated as personal)$50
Account Research (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address on Account (audience not stated, treated as personal)$10
per month

Overdraft & NSF

Courtesy Pay Privilege Overdraft Fee (audience not stated, treated as personal)$30
per item

ATM & Card

ATM Withdrawals (non-LFCU owned ATMs): 5 free each month (audience not stated, treated as personal)$2
per item
Foreign Transaction Fee (audience not stated, treated as personal)2%of the transaction

Wire Transfers

Wire Transfers: Outgoing (audience not stated, treated as personal)$25
per item
Wire Transfers: Incoming (audience not stated, treated as personal)$15
per item

Check Services

Cashier's Check (audience not stated, treated as personal)$5
per item
ACH Stop Payment (audience not stated, treated as personal)$25
per item
Check Stop Payment (audience not stated, treated as personal)$25
per item
Non-Member Check Cashing (audience not stated, treated as personal)$10
per item

Digital & Electronic

NSF or ACH Item Return (Check, ACH, ATM overdraft) (audience not stated, treated as personal)$30
Bill Pay provider charges (audience not stated, treated as personal)$25

Cash & Deposit

Check Deposit Return (audience not stated, treated as personal)$25
per item
Returned Deposit Item (audience not stated, treated as personal)$25
per item

Account Services

Safe Deposit Box 10”x 10” (audience not stated, treated as personal)$135
Safe Deposit Box 3”x 10” (audience not stated, treated as personal)$75
Safe Deposit Box 3”x 5” (audience not stated, treated as personal)$35
Safe Deposit Box 5”x 10” (audience not stated, treated as personal)$105
Safe Deposit Box 5”x 5” (audience not stated, treated as personal)$55
Safe Deposit Box Lock Replacement (audience not stated, treated as personal)$250
Not compared: Box drilling or key fee
Attachment (Tax Levy, Garnishment) (audience not stated, treated as personal)$75
per item
Account Verification (audience not stated, treated as personal)$20
per item

Gift & Prepaid Cards

Mastercard® Gift Card (audience not stated, treated as personal)$2.50

Other Fees

Statement Photocopy (audience not stated, treated as personal)$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee (audience not stated, treated as personal)	$5	per month	None
Account Closure (audience not stated, treated as personal)	$25	Not stated	None
Dormant Account Fee (audience not stated, treated as personal)	$10	per month	None
Escheatment Fee (audience not stated, treated as personal)	$50	Not stated	None
Account Research (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address on Account (audience not stated, treated as personal)	$10	per month	None
Overdraft & NSF
Courtesy Pay Privilege Overdraft Fee (audience not stated, treated as personal)	$30	per item	None
ATM & Card
ATM Withdrawals (non-LFCU owned ATMs): 5 free each month (audience not stated, treated as personal)	$2	per item	None
Foreign Transaction Fee (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Outgoing (audience not stated, treated as personal)	$25	per item	None
Wire Transfers: Incoming (audience not stated, treated as personal)	$15	per item	None
Check Services
Cashier's Check (audience not stated, treated as personal)	$5	per item	None
ACH Stop Payment (audience not stated, treated as personal)	$25	per item	None
Check Stop Payment (audience not stated, treated as personal)	$25	per item	None
Non-Member Check Cashing (audience not stated, treated as personal)	$10	per item	None
Digital & Electronic
NSF or ACH Item Return (Check, ACH, ATM overdraft) (audience not stated, treated as personal)	$30	Not stated	None
Bill Pay provider charges (audience not stated, treated as personal)	$25	Not stated	None
Cash & Deposit
Check Deposit Return (audience not stated, treated as personal)	$25	per item	None
Returned Deposit Item (audience not stated, treated as personal)	$25	per item	None
Account Services
Safe Deposit Box 10”x 10” (audience not stated, treated as personal)	$135	Not stated	None
Safe Deposit Box 3”x 10” (audience not stated, treated as personal)	$75	Not stated	None
Safe Deposit Box 3”x 5” (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5”x 10” (audience not stated, treated as personal)	$105	Not stated	None
Safe Deposit Box 5”x 5” (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box Lock Replacement (audience not stated, treated as personal)	$250Not compared: Box drilling or key fee	Not stated	None
Attachment (Tax Levy, Garnishment) (audience not stated, treated as personal)	$75	per item	None
Account Verification (audience not stated, treated as personal)	$20	per item	None
Gift & Prepaid Cards
Mastercard® Gift Card (audience not stated, treated as personal)	$2.50	Not stated	None
Other Fees
Statement Photocopy (audience not stated, treated as personal)	$3	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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