23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 19, 2026
Call-report figures are for Fedchoice Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Fedchoice Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 19, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $428K in Q2 2026, 11% above the same quarter a year earlier ($386K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Non-Network ATM
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 2.6% from Q3 2025 to Q2 2026, to $428K.
$428K
Fedchoice Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Fedchoice Federal Credit Union · $469M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Fedchoice Federal Credit Union(this institution) | Lanham, MD | $469M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Alabama State Employees Federal Credit Union | Montgomery, AL | $471M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Aod Federal Credit Union | Bynum, AL | $467M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Baton Rouge Telco Federal Credit Union | Baton Rouge, LA | $458M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Canton School Employees Federal Credit Union | North Canton, OH | $462M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cascade Community Federal Credit Union | Roseburg, OR | $465M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Century Federal Credit Union | Independence, OH | $470M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Cme Federal Credit Union | Columbus, OH | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Cornerstone Community Financial Federal Credit Union | Auburn Hills, MI | $470M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Cu Hawaii Federal Credit Union | Hilo, HI | $460M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Earthmover Federal Credit Union | Aurora, IL | $472M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Infuze Federal Credit Union | Fort Leonard Wood, MO | $457M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members Federal Credit Union | Winston Salem, NC | $477M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Millbury Federal Credit Union | Millbury, MA | $468M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| North Star Community Federal Credit Union | Maddock, ND | $465M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| On Tap Federal Credit Union | Golden, CO | $474M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ouachita Valley Federal Credit Union | West Monroe, LA | $464M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Picatinny Federal Credit Union | Dover, NJ | $459M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Public Service Federal Credit Union | Romulus, MI | $468M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| St. Cloud Financial Federal Credit Union | Sartell, MN | $456M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Suma Federal Credit Union | Yonkers, NY | $468M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Tidemark Federal Credit Union | Seaford, DE | $469M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Trona Valley Community Federal Credit Union | Green River, WY | $470M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wheelhouse Federal Credit Union | San Diego, CA | $460M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Widget Federal Credit Union | Erie, PA | $480M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Winsouth Federal Credit Union | Gadsden, AL | $479M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.50 among 12 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Fedchoice Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Fedchoice Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $428K | +$3K | +0.7% |
| Q1 2026 | $425K | +$37K | +9.5% |
| Q4 2025 | $388K | −$29K | −7.0% |
| Q3 2025 | $417K | +$31K | +8.0% |
| Q2 2025 | $386K | −$85K | −18.0% |
| Q1 2025 | $471K | +$2K | +0.4% |
| Q4 2024 | $469K | −$8K | −1.7% |
| Q3 2024 | $477K | +$26K | +5.8% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Fedchoice Federal Credit Union’s own schedules, with a source for each figure.
per quarter
per hour · Account Reconciliation or Research Assistance (1 hour minimum) | $15.00/hour
per month
per quarter
per item
per item
per page · Copy of Transaction History | $1.00/page
per item
per statement · Statement Reprint | $5.00/statement
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed (within 12 months of opening) | $20 | Not stated | None |
| Inactive Account (account dormant for 1 year or more; combined deposit account balances <$500.00) | $20Not compared: Quarterly charge, not monthly | per quarter | None |
| Account Reconciliation or Research Assistance (1 hour minimum) | $15Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation or Research Assistance (1 hour minimum) | $15.00/hour |
| Paper Statement Fee | $3 | per month | None |
| "Priority"/4-5 Business Days Shipping Cost Undelivered card due to bad address | $30 | Not stated | None |
| Incorrect Address | $20Not compared: Quarterly charge, not monthly | per quarter | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) - all forms | $30 | per item | None |
| Visa® Non-Sufficient Funds (NSF) Fee | $30 | per item | None |
| Checking Overdraft Transfers from Share Account+ | $5 | per item | None |
ATM & Card | |||
| Transactions at non-FedChoice ATMs (Usage: >5 month) | $1 | per item | None |
| Debit Card or Credit Card Replacement | $5 | Not stated | None |
| Debit Card or Credit Card Replacement PIN | $1 | Not stated | None |
| Increased Card Shipping Costs "Rush"/2-3 Business Days Shipping Cost | $50 | Not stated | None |
Wire Transfers | |||
| Wire: Outgoing/Domestic# | $15 | Not stated | None |
| Wire: Outgoing/Foreign | $35 | Not stated | None |
Check Services | |||
| Cashier's Check (Payable to self or payable to third party) | $5 | per item | None |
| Money Order (maximum amount $1,000.00) | $3 | Not stated | None |
| Money Order Stop Payment | $25 | Not stated | None |
| Revoke Stop Payment | $25 | Not stated | None |
| Stop Payment (per item or series) | $25 | per item | None |
| Check Copy | $2 | per item | None |
| Foreign Item (check copy request) | $5 | per item | None |
| Money Order Copy | $10 | Not stated | None |
Digital & Electronic | |||
| BillPay Payment Request | $25 | Not stated | None |
| BillPay/Payment System | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Deposit/Electronic Funds Transfer (EFT)/ACH | $10 | per item | None |
Account Services | |||
| Notary Service (for FedChoice members) | No charge | Not stated | None |
| Levy/Garnishment Attachments | $125 | Not stated | None |
| Subordination | $150 | Not stated | None |
| Subordination - Rush (48 Hours) | $200 | Not stated | None |
| Third-Party Verification of Deposit or Loan | $5 | Not stated | None |
Gift & Prepaid Cards | |||
| MasterCard® Gift Cards | $5.95 | per item | None |
Other Fees | |||
| Copy of Transaction History | $1Not compared: Charged per page; comparison unavailable | per page | Copy of Transaction History | $1.00/page |
| Document Copy | $5 | per item | None |
| Statement Reprint | $5Not compared: Charged per statement; comparison unavailable | per statement | Statement Reprint | $5.00/statement |
| Lien Release Re-Issue | $15 | Not stated | None |
| Loan Skip-a-Pay (limit 2 per loan/per 12 months) | $25 | per item | None |
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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