Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Fedchoice Federal Credit Union

Lanham, MarylandCredit UnionRichmond Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

"Priority"/4-5 Business Days Shipping Cost Undelivered card due to bad address$30Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=account_research; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt=""Priority"/4-5 Business Days Shipping Cost Undelivered card due to bad address | $30.00 $25.00" · Source

Account Closed (within 12 months of opening)$20

$5 above the national median

Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=early_closure; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Account Closed (within 12 months of opening) | $20.00" · Source

Account Reconciliation or Research Assistance (1 hour minimum)$15

$10 below the national median

Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=account_research; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Account Reconciliation or Research Assistance (1 hour minimum) | $15.00/hour" · Source

Holiday Club (early withdrawal fee)$15

At the national median

Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=early_closure; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Holiday Club (early withdrawal fee) | $15.00" · Source

Incorrect Address$20

$5 below the national median

Paper Statement Fee$3

At the national median

per month · Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=paper_statement; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Paper Statement Fee | $3.00 (max) per month" · Source

Overdraft & NSFVerified

Checking Overdraft Transfers from Share Account$5Within the typical range ($2.88–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=od_protection_transfer; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Checking Overdraft Transfers from Share Account+ | $5.00/each" · Source
Non-Sufficient Funds (NSF) - all forms$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=nsf; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Non-Sufficient Funds (NSF) - all forms | $30.00/each" · Source
Visa® Non-Sufficient Funds (NSF) Fee$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=nsf; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Visa® Non-Sufficient Funds (NSF) Fee | $30.00 per item" · Source

ATM & CardVerified

Debit Card or Credit Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=card_replacement; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Debit Card or Credit Card Replacement | $5.00" · Source
Debit Card or Credit Card Replacement PIN$1Below the typical range ($5–$10 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=card_replacement; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Debit Card or Credit Card Replacement PIN | $1.00" · Source
Increased Card Shipping Costs "Rush"/2-3 Business Days Shipping Cost$50Within the typical range ($30–$50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=rush_card; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Increased Card Shipping Costs "Rush"/2-3 Business Days Shipping Cost | $50.00" · Source

Wire TransfersVerified

Wire: Outgoing/Domestic#$15Below the typical range ($20–$25 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=wire_domestic_outgoing; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Wire: Outgoing/Domestic# | $15.00" · Source
Wire: Outgoing/Foreign$35Below the typical range ($40–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=wire_intl_outgoing; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Wire: Outgoing/Foreign | $35.00" · Source

Check ServicesVerified

Cashier's Check (Payable to self or payable to third party)$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=cashiers_check; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Cashier's Check (Payable to self or payable to third party) | $5.00/each" · Source
Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=check_image; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Check Copy | $2.00/each" · Source
Foreign Item (check copy request)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=check_image; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Foreign Item (check copy request) | $5.00/each" · Source
Money Order Copy$10Above the typical range ($2–$3 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=money_order; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Money Order Copy | $10.00" · Source
Revoke Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=stop_payment; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Revoke Stop Payment | $25.00" · Source
Stop Payment (per item or series)$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=stop_payment; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Stop Payment (per item or series) | $25.00" · Source

Cash & DepositVerified

Returned Deposit/Electronic Funds Transfer (EFT)/ACH$10Within the typical range ($10–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=deposited_item_return; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Returned Deposit/Electronic Funds Transfer (EFT)/ACH | $10.00/each" · Source

Account ServicesVerified

Levy/Garnishment Attachments$125Above the typical range ($30–$75 nationally)
$75 above the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=garnishment_levy; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Levy/Garnishment Attachments | $125.00" · Source
Lien Release Re-Issue$15Below the typical range ($30–$125 nationally)
$60 below the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=legal_process; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Lien Release Re-Issue | $15.00" · Source
Notary Service (for FedChoice members)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #8119. canonical_hint=notary_fee; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Notary Service (for FedChoice members) | Free" · Source
Subordination$150Above the typical range ($30–$125 nationally)
$75 above the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=legal_process; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Subordination | $150.00" · Source
Subordination - Rush (48 Hours)$200Above the typical range ($30–$125 nationally)
$125 above the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=legal_process; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Subordination - Rush (48 Hours) | $200.00" · Source
Third-Party Verification of Deposit or Loan$5Below the typical range ($10–$17.13 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=account_verification; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Third-Party Verification of Deposit or Loan | $5.00" · Source

Lending FeesVerified

Loan Skip-a-Pay (limit 2 per loan/per 12 months)$25Within the typical range ($15–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=late_payment; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Loan Skip-a-Pay (limit 2 per loan/per 12 months) | $25.00/each" · Source

Gift & Prepaid CardsVerified

MasterCard® Gift Cards$5.95Above the typical range ($3–$4.95 nationally)
$2.45 above the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=gift_card_purchase; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="MasterCard® Gift Cards | $5.95/each" · Source

Other FeesVerified

Statement Reprint$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=document_reproduction; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Statement Reprint | $5.00/statement" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
"Priority"/4-5 Business Days Shipping Cost Undelivered card due to bad address	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=account_research; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt=""Priority"/4-5 Business Days Shipping Cost Undelivered card due to bad address \| $30.00 $25.00"	Source
Account Closed (within 12 months of opening)	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=early_closure; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Account Closed (within 12 months of opening) \| $20.00"	Source
Account Reconciliation or Research Assistance (1 hour minimum)	$15Below the typical range ($17.50–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=account_research; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Account Reconciliation or Research Assistance (1 hour minimum) \| $15.00/hour"	Source
Holiday Club (early withdrawal fee)	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=early_closure; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Holiday Club (early withdrawal fee) \| $15.00"	Source
Incorrect Address	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=account_research; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Incorrect Address \| $20.00/quarter"	Source
Paper Statement Fee	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=paper_statement; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Paper Statement Fee \| $3.00 (max) per month"	Source
Overdraft & NSFVerified
Checking Overdraft Transfers from Share Account	$5Within the typical range ($2.88–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=od_protection_transfer; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Checking Overdraft Transfers from Share Account+ \| $5.00/each"	Source
Non-Sufficient Funds (NSF) - all forms
ATM & CardVerified
Debit Card or Credit Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=card_replacement; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Debit Card or Credit Card Replacement \| $5.00"	Source
Debit Card or Credit Card Replacement PIN
Wire TransfersVerified
Wire: Outgoing/Domestic#	$15Below the typical range ($20–$25 nationally)	$7 below the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=wire_domestic_outgoing; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Wire: Outgoing/Domestic# \| $15.00"	Source
Wire: Outgoing/Foreign
Check ServicesVerified
Cashier's Check (Payable to self or payable to third party)	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=cashiers_check; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Cashier's Check (Payable to self or payable to third party) \| $5.00/each"	Source
Check Copy
Cash & DepositVerified
Returned Deposit/Electronic Funds Transfer (EFT)/ACH	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=deposited_item_return; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Returned Deposit/Electronic Funds Transfer (EFT)/ACH \| $10.00/each"	Source
Account ServicesVerified
Levy/Garnishment Attachments	$125Above the typical range ($30–$75 nationally)	$75 above the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=garnishment_levy; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Levy/Garnishment Attachments \| $125.00"	Source
Lien Release Re-Issue
Lending FeesVerified
Loan Skip-a-Pay (limit 2 per loan/per 12 months)	$25Within the typical range ($15–$25 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=late_payment; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Loan Skip-a-Pay (limit 2 per loan/per 12 months) \| $25.00/each"	Source
Gift & Prepaid CardsVerified
MasterCard® Gift Cards	$5.95Above the typical range ($3–$4.95 nationally)	$2.45 above the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=gift_card_purchase; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="MasterCard® Gift Cards \| $5.95/each"	Source
Other FeesVerified
Statement Reprint	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #8119. canonical_hint=document_reproduction; text_hash=e0e2df85db301bf26676010401586119e41b2a9de1b89fe5be6149728b9f72a8; excerpt="Statement Reprint \| $5.00/statement"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 30

Headline fees published

9 of 15

Published fees

Under review

Assets

$468.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$468.7M

Total deposits

$423.2M

Service charge income (year to date)

$853K

Fee income ratio

6.4%

Return on assets

0.49%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 27,539 verified fees from 2,277 institutions

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