Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Motion Federal Credit Union

Linden, New JerseyCredit UnionNew York Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Fee4$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds$30Within the typical range ($25–$31 nationally)
At the national median
Source
Overdraft Transfer$4Within the typical range ($3–$5 nationally)
$1 below the national median
Source
Paid Overdraft 1$30Within the typical range ($25–$31 nationally)
At the national median
Source

ATM & CardVerified

ATM Withdrawal/Transfer Fee$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per month · Source
Reissue Debit Card$7Within the typical range ($5–$10 nationally)
$3 below the national median
Source

Wire TransfersVerified

Incoming International Wire$0Below the typical range ($10–$25 nationally)
$15 below the national median
Source
Outgoing Domestic Wire$25Within the typical range ($20–$25 nationally)
$2 above the national median
Source
Outgoing International Wire$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Money Orders$1.50Below the typical range ($1.75–$3 nationally)
$0.50 below the national median
Source
Official/Cashier’s Check (when payable to a 3rd party)$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Physical Draft/Statement Copy (each)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Stop Payment Fee3$20Within the typical range ($20–$30 nationally)
$5 below the national median
Source

Account ServicesVerified

Account Verification Letter / Forms Completion$10Within the typical range ($10–$15 nationally)
At the national median
Source
Legal Process$50Within the typical range ($35–$150 nationally)
$50 below the national median
Source
Levy/Collection Item$50Within the typical range ($30–$75 nationally)
At the national median
Source
Notary Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source
Subordination Fee$100Within the typical range ($35–$150 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Fee4	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Paper Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
Overdraft Transfer	$4Within the typical range ($3–$5 nationally)
ATM & CardVerified
ATM Withdrawal/Transfer Fee	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	per month	—	Source
Reissue Debit Card	$7
Wire TransfersVerified
Incoming International Wire	$0Below the typical range ($10–$25 nationally)	$15 below the national median	—	—	Source
Outgoing Domestic Wire	$25
Check ServicesVerified
Money Orders	$1.50Below the typical range ($1.75–$3 nationally)	$0.50 below the national median	—	—	Source
Official/Cashier’s Check (when payable to a 3rd party)	$5
Cash & DepositVerified
Deposited Item Returned	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Account ServicesVerified
Account Verification Letter / Forms Completion	$10Within the typical range ($10–$15 nationally)	At the national median	—	—	Source
Legal Process	$50
Retirement & IRAVerified
IRA Trustee to Trustee Transfer Fee	$50Above the typical range ($25–$36.25 nationally)	$25 above the national median	—	—	Source
Gift & Prepaid CardsVerified
Visa Gift Card Activation Fee	$3.95Within the typical range ($3–$4.50 nationally)	$0.45 above the national median	—	—	Source
Other FeesVerified
FedEx Mail/Shipping / Overnight Rush Delivery	$20Within the typical range ($20–$40 nationally)	$5 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 23 — leaner than most institutions

Headline fees published

11 of 15

Published fees

Under review

Assets

$60.2M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$60.2M

Total deposits

$53.2M

Service charge income (year to date)

$138K

Fee income ratio

8.2%

Return on assets

0.41%

Financial profile · Pro

Motion Federal Credit Union

Published fees

Get an email when Motion Federal Credit Union changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings