Five Rivers Bank

Headquarters: Paramus, New Jersey
Charter: Bank
Assets: $78.1M
Fed district: New York

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Five Rivers Bank: $30
Five Rivers Bank: $30
U.S. median: no median
NSF / Returned Item
Five Rivers Bank: $10
Five Rivers Bank: $10
U.S. median: no median
Wire Transfer (Domestic Out)
Five Rivers Bank: $20
Five Rivers Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Five Rivers Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Closeout Fee (90 days)$30
Dormant Account Fee$5
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft/Uncollected/Insufficient$30
Return Item (Non Sufficient Funds)$10

ATM & Card

Lost Debit Card$10
Debit Card Expedited$30

Wire Transfers

Out Going Wire (Domestic)$20
Incoming Wire$15
Out Going Wire (International)$30

Check Services

Official Check (Official Checks are not issued within the first 30 days for new customer)$10
Stop Payment (Ach, EFT, Check)$25
Counter Checks (4 per page)$3
per item
Foreign Check Collection$30
Photocopy (check,deposit,withdrawal)-per item$5
per item

Digital & Electronic

Online Bill Pay (sameday)$15

Account Services

Levy/Legal$100

Other Fees

Copy of 1099/1098 Form (per item)$5
per item
Copy of Statement (per statement)$3

Fee	Amount	Basis	Note
Account Maintenance
Early Closeout Fee (90 days)	$30	Not stated	None
Dormant Account Fee	$5	Not stated	None
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft/Uncollected/Insufficient	$30	Not stated	None
Return Item (Non Sufficient Funds)	$10	Not stated	None
ATM & Card
Lost Debit Card	$10	Not stated	None
Debit Card Expedited	$30	Not stated	None
Wire Transfers
Out Going Wire (Domestic)	$20	Not stated	None
Incoming Wire	$15	Not stated	None
Out Going Wire (International)	$30	Not stated	None
Check Services
Official Check (Official Checks are not issued within the first 30 days for new customer)	$10	Not stated	None
Stop Payment (Ach, EFT, Check)	$25	Not stated	None
Counter Checks (4 per page)	$3	per item	None
Foreign Check Collection	$30	Not stated	None
Photocopy (check,deposit,withdrawal)-per item	$5	per item	None
Digital & Electronic
Online Bill Pay (sameday)	$15	Not stated	None
Account Services
Levy/Legal	$100	Not stated	None
Other Fees
Copy of 1099/1098 Form (per item)	$5	per item	None
Copy of Statement (per statement)	$3	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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