Twin City Bank

Headquarters: Longview, Washington
Charter: Bank
Assets: $150.7M
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Twin City Bank: $10
Twin City Bank: $10
U.S. median: no median
Overdraft (OD)
Twin City Bank: $30
Twin City Bank: $30
U.S. median: no median
NSF / Returned Item
Twin City Bank: $30
Twin City Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Twin City Bank’s own schedules, with a source for each figure.

Account Maintenance

Service Charge if Below Minimum (audience not stated, treated as personal)$10
Dormant Accounts (audience not stated, treated as personal)$5
per month
Research/Account Reconciliation (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft/Return Item Fee$30
Overdraft/Return Item Fee$30

ATM & Card

All Other ATM’s In-State or Out-of-State (audience not stated, treated as personal)$1
ATM Card/Debit Card Excessive Replacement (audience not stated, treated as personal)$10
per item

Wire Transfers

Wire Transfers (Domestic): Outgoing$25
Wire Transfers (Domestic): Incoming$15
Wire Transfers(International): Outgoing$45
Wire Transfers(International): Incoming$20

Check Services

Cashier’s Checks$5
Money Orders$4
Stop Payment Fee$30

Cash & Deposit

Return Deposited Items (audience not stated, treated as personal)$5
per item

Account Services

Notary Service Non-Customers$10
per item
Garnishment, Levy, or Notice to Withhold and Deliver Fee (audience not stated, treated as personal)$100
Subpoena & Summons Appearance (audience not stated, treated as personal)$100
Verification of Deposit or Loan$25

Retirement & IRA

IRA Early Closure Fee$30

Other Fees

Overnight Delivery US Only (audience not stated, treated as personal)$40

Fee	Amount	Basis	Note
Account Maintenance
Service Charge if Below Minimum (audience not stated, treated as personal)	$10	Not stated	None
Dormant Accounts (audience not stated, treated as personal)	$5	per month	None
Research/Account Reconciliation (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft/Return Item Fee	$30	Not stated	None
Overdraft/Return Item Fee	$30	Not stated	None
ATM & Card
All Other ATM’s In-State or Out-of-State (audience not stated, treated as personal)	$1	Not stated	None
ATM Card/Debit Card Excessive Replacement (audience not stated, treated as personal)	$10	per item	None
Wire Transfers
Wire Transfers (Domestic): Outgoing	$25	Not stated	None
Wire Transfers (Domestic): Incoming	$15	Not stated	None
Wire Transfers(International): Outgoing	$45	Not stated	None
Wire Transfers(International): Incoming	$20	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Money Orders	$4	Not stated	None
Stop Payment Fee	$30	Not stated	None
Cash & Deposit
Return Deposited Items (audience not stated, treated as personal)	$5	per item	None
Account Services
Notary Service Non-Customers	$10	per item	None
Garnishment, Levy, or Notice to Withhold and Deliver Fee (audience not stated, treated as personal)	$100	Not stated	None
Subpoena & Summons Appearance (audience not stated, treated as personal)	$100	Not stated	None
Verification of Deposit or Loan	$25	Not stated	None
Retirement & IRA
IRA Early Closure Fee	$30	Not stated	None
Other Fees
Overnight Delivery US Only (audience not stated, treated as personal)	$40	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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