Union Savings Bank

Headquarters: Danbury, Connecticut
Charter: Bank
Assets: $3.3B
Fed district: New York

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Union Savings Bank: $3 to $20
Union Savings Bank: $3 to $20
U.S. median: no median
Overdraft (OD)
Union Savings Bank: $36
Union Savings Bank: $36
U.S. median: no median
Non-Network ATM
Core Checking
Union Savings Bank: $2
Union Savings Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Union Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Low monthly fee (audience not stated, treated as personal)$5
per month
Low monthly fee$5
per month
Monthly Maintenance$5
per month
Monthly service fee$20
per month
Monthly service fee$3
per month
Monthly service fee$10
per month
Monthly service fee - Core Checking (audience not stated, treated as personal)$5
per month
Research (incl. account balancing)$50
Not compared: Charged per hour; comparison unavailable
per hour
Monthly paper statement fee$3
per month
Paper Statement$3
Paper Statement$3
Paper Statement fee$3
Paper Statement fee - Essential Checking (audience not stated, treated as personal)$3
per month
Paper Statement fee (Essential Checking)$3
per month

Overdraft & NSF

Overdraft (OD)$36
per item
Overdraft (OD) Item—Paid$36

ATM & Card

Non-USB ATM transaction fee (Core Checking)$2
per transaction
Non-USB ATMs - Core Checking (audience not stated, treated as personal)$2
per transaction
Non-USB ATMs: Access Savings$2
per item

Wire Transfers

Domestic Wire$28
per item
Debit Card used: - International Wire$45
per item

Check Services

Official Bank Check$5
per item
Money Order$3
per item
Money Order Stop Payment$25
per item
Stop Payment$30
per item
9 months, 12 months, 18 months, 24 months: Counter Check$1
per item
DEBIT CARDS: Check Copy$5
per item

Cash & Deposit

Returned Deposit Item$15
per item

Account Services

Notary Service (non-customer)$5
per item
Drilling box$200
Not compared: Box drilling or key fee
Late Fee$10
Not compared: Monthly charge, not annual
per month
Lost Key$30
Not compared: Box drilling or key fee
Legal Process Fee$125
Deposit Account Verification$10
per item

Retirement & IRA

IRA Direct Rollover/Transfer$25
per item

Other Fees

Document Copy$5
per item
Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Low monthly fee (audience not stated, treated as personal)	$5	per month	None
Low monthly fee	$5	per month	None
Monthly Maintenance	$5	per month	None
Monthly service fee	$20	per month	None
Monthly service fee	$3	per month	None
Monthly service fee	$10	per month	None
Monthly service fee - Core Checking (audience not stated, treated as personal)	$5	per month	None
Research (incl. account balancing)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly paper statement fee	$3	per month	None
Paper Statement	$3	Not stated	None
Paper Statement	$3	Not stated	None
Paper Statement fee	$3	Not stated	None
Paper Statement fee - Essential Checking (audience not stated, treated as personal)	$3	per month	None
Paper Statement fee (Essential Checking)	$3	per month	None
Overdraft & NSF
Overdraft (OD)	$36	per item	None
Overdraft (OD) Item—Paid	$36	Not stated	None
ATM & Card
Non-USB ATM transaction fee (Core Checking)	$2	per transaction	None
Non-USB ATMs - Core Checking (audience not stated, treated as personal)	$2	per transaction	None
Non-USB ATMs: Access Savings	$2	per item	None
Wire Transfers
Domestic Wire	$28	per item	None
Debit Card used: - International Wire	$45	per item	None
Check Services
Official Bank Check	$5	per item	None
Money Order	$3	per item	None
Money Order Stop Payment	$25	per item	None
Stop Payment	$30	per item	None
9 months, 12 months, 18 months, 24 months: Counter Check	$1	per item	None
DEBIT CARDS: Check Copy	$5	per item	None
Cash & Deposit
Returned Deposit Item	$15	per item	None
Account Services
Notary Service (non-customer)	$5	per item	None
Drilling box	$200Not compared: Box drilling or key fee	Not stated	None
Late Fee	$10Not compared: Monthly charge, not annual	per month	None
Lost Key	$30Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee	$125	Not stated	None
Deposit Account Verification	$10	per item	None
Retirement & IRA
IRA Direct Rollover/Transfer	$25	per item	None
Other Fees
Document Copy	$5	per item	None
Statement Copy	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Paper Statement$3

Digital & Electronic

Zelle fee to send payments (small business)$10
per month

Fee	Amount	Basis	Note
Account Maintenance
Paper Statement	$3	Not stated	None
Digital & Electronic
Zelle fee to send payments (small business)	$10	per month	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Union Savings Bank: $3 to $20
Union Savings Bank: $3 to $20
U.S. median: no median
Overdraft (OD)
Union Savings Bank: $36
Union Savings Bank: $36
U.S. median: no median
Non-Network ATM
Core Checking
Union Savings Bank: $2
Union Savings Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Union Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Low monthly fee (audience not stated, treated as personal)$5
per month
Low monthly fee$5
per month
Monthly Maintenance$5
per month
Monthly service fee$20
per month
Monthly service fee$3
per month
Monthly service fee$10
per month
Monthly service fee - Core Checking (audience not stated, treated as personal)$5
per month
Research (incl. account balancing)$50
Not compared: Charged per hour; comparison unavailable
per hour
Monthly paper statement fee$3
per month
Paper Statement$3
Paper Statement$3
Paper Statement fee$3
Paper Statement fee - Essential Checking (audience not stated, treated as personal)$3
per month
Paper Statement fee (Essential Checking)$3
per month

Overdraft & NSF

Overdraft (OD)$36
per item
Overdraft (OD) Item—Paid$36

ATM & Card

Non-USB ATM transaction fee (Core Checking)$2
per transaction
Non-USB ATMs - Core Checking (audience not stated, treated as personal)$2
per transaction
Non-USB ATMs: Access Savings$2
per item

Wire Transfers

Domestic Wire$28
per item
Debit Card used: - International Wire$45
per item

Check Services

Official Bank Check$5
per item
Money Order$3
per item
Money Order Stop Payment$25
per item
Stop Payment$30
per item
9 months, 12 months, 18 months, 24 months: Counter Check$1
per item
DEBIT CARDS: Check Copy$5
per item

Cash & Deposit

Returned Deposit Item$15
per item

Account Services

Notary Service (non-customer)$5
per item
Drilling box$200
Not compared: Box drilling or key fee
Late Fee$10
Not compared: Monthly charge, not annual
per month
Lost Key$30
Not compared: Box drilling or key fee
Legal Process Fee$125
Deposit Account Verification$10
per item

Retirement & IRA

IRA Direct Rollover/Transfer$25
per item

Other Fees

Document Copy$5
per item
Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Low monthly fee (audience not stated, treated as personal)	$5	per month	None
Low monthly fee	$5	per month	None
Monthly Maintenance	$5	per month	None
Monthly service fee	$20	per month	None
Monthly service fee	$3	per month	None
Monthly service fee	$10	per month	None
Monthly service fee - Core Checking (audience not stated, treated as personal)	$5	per month	None
Research (incl. account balancing)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly paper statement fee	$3	per month	None
Paper Statement	$3	Not stated	None
Paper Statement	$3	Not stated	None
Paper Statement fee	$3	Not stated	None
Paper Statement fee - Essential Checking (audience not stated, treated as personal)	$3	per month	None
Paper Statement fee (Essential Checking)	$3	per month	None
Overdraft & NSF
Overdraft (OD)	$36	per item	None
Overdraft (OD) Item—Paid	$36	Not stated	None
ATM & Card
Non-USB ATM transaction fee (Core Checking)	$2	per transaction	None
Non-USB ATMs - Core Checking (audience not stated, treated as personal)	$2	per transaction	None
Non-USB ATMs: Access Savings	$2	per item	None
Wire Transfers
Domestic Wire	$28	per item	None
Debit Card used: - International Wire	$45	per item	None
Check Services
Official Bank Check	$5	per item	None
Money Order	$3	per item	None
Money Order Stop Payment	$25	per item	None
Stop Payment	$30	per item	None
9 months, 12 months, 18 months, 24 months: Counter Check	$1	per item	None
DEBIT CARDS: Check Copy	$5	per item	None
Cash & Deposit
Returned Deposit Item	$15	per item	None
Account Services
Notary Service (non-customer)	$5	per item	None
Drilling box	$200Not compared: Box drilling or key fee	Not stated	None
Late Fee	$10Not compared: Monthly charge, not annual	per month	None
Lost Key	$30Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee	$125	Not stated	None
Deposit Account Verification	$10	per item	None
Retirement & IRA
IRA Direct Rollover/Transfer	$25	per item	None
Other Fees
Document Copy	$5	per item	None
Statement Copy	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Paper Statement$3

Digital & Electronic

Zelle fee to send payments (small business)$10
per month

Fee	Amount	Basis	Note
Account Maintenance
Paper Statement	$3	Not stated	None
Digital & Electronic
Zelle fee to send payments (small business)	$10	per month	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.