Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Portage Bank

Bellevue, WashingtonBankSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) — returned$16Below the typical range ($25–$31 nationally)
$14 below the national median
per item · Source
Overdraft / Non-Sufficient Funds (NSF) — paid$16Below the typical range ($25–$32 nationally)
$14 below the national median
per item · Source

Wire TransfersVerified

Incoming Domestic Wire Transfer$20Above the typical range ($5–$15 nationally)
$10 above the national median
Source
Incoming Foreign Wire Transfer$20Within the typical range ($10–$25 nationally)
At the national median
Source
Outgoing Domestic Wire Transfer$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Outgoing Foreign Wire Transfer$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Stop Payment — valid for 6 months, or until cancelled$10Below the typical range ($20–$30 nationally)
$16 below the national median
Source

Cash & DepositVerified

Deposited Item Returned / Chargeback$5Below the typical range ($10–$25 nationally)
$10 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) — returned	$16Below the typical range ($25–$31 nationally)	$14 below the national median	per item	—	Source
Overdraft / Non-Sufficient Funds (NSF) — paid	$16
Wire TransfersVerified
Incoming Domestic Wire Transfer	$20Above the typical range ($5–$15 nationally)	$10 above the national median	—	—	Source
Incoming Foreign Wire Transfer	$20
Check ServicesVerified
Stop Payment — valid for 6 months, or until cancelled	$10Below the typical range ($20–$30 nationally)	$16 below the national median	—	—	Source
Cash & DepositVerified
Deposited Item Returned / Chargeback	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per item	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$16

Overdraft fee: $16

47% below the national median overdraft fee

Total fees: 9 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$116.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$116.2M

Total deposits

$93.6M

Service charge income

$254K

Fee income ratio

9.1%

Return on assets

1.34%

Branches

Service charge income by quarter

Q2 2026$254K

Q1 2026$178K

Q4 2025$200K

Q3 2025$123K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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