Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

First State Bank of Bigfork

Bigfork, MinnesotaBankMinneapolis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

If your account is inactive for at least 6 months, AND your balance is less than , you may be assessed a one time inacti$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$20Below the typical range ($25–$33 nationally)
$10 below the national median$10 below the Minnesota median
Source
Non-Suffcient Funds / Return Item Fee that we may charge$25Within the typical range ($25–$32 nationally)
$5 below the national median$4 below the Minnesota median
per item · Source

ATM & CardVerified

Debit Card Reissue Fee$10Within the typical range ($5–$10 nationally)
At the national medianAt the Minnesota median
Source

Wire TransfersVerified

Wire Transfers: Domestic-In$12Below the typical range ($20–$25 nationally)
$13 below the national median$13 below the Minnesota median
Source
Wire Transfers: Domestic-Out$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the Minnesota median
Source
Wire Transfers: Foreign-Out$50Within the typical range ($40–$50 nationally)
At the national medianAt the Minnesota median
Source
Wire Transfers: Foreign-In$12Within the typical range ($10–$25 nationally)
$8 below the national median$5.50 below the Minnesota median
Source

Check ServicesVerified

Cashier's Checks (All Customers)$5Within the typical range ($3–$6 nationally)
At the national medianAt the Minnesota median
Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Minnesota median
Source
Canadian Check Processing (Per Check)$5Below the typical range ($10–$25 nationally)
$15 below the national median$15 below the Minnesota median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
If your account is inactive for at least 6 months, AND your balance is less than , you may be assessed a one time inacti	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Minnesota median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$20Below the typical range ($25–$33 nationally)	$10 below the national median$10 below the Minnesota median	—	—	Source
Non-Suffcient Funds / Return Item Fee that we may charge	$25
ATM & CardVerified
Debit Card Reissue Fee	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Minnesota median	—	—	Source
Wire TransfersVerified
Wire Transfers: Domestic-In	$12Below the typical range ($20–$25 nationally)	$13 below the national median$13 below the Minnesota median	—	—	Source
Wire Transfers: Domestic-Out	$15
Check ServicesVerified
Cashier's Checks (All Customers)	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Minnesota median	—	—	Source
Stop Payment Fee	$20

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

11 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$117.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$117.4M

Total deposits

$101.3M

Service charge income

$25K

Fee income ratio

2.1%

Return on assets

0.96%

Branches

Service charge income by quarter

Q2 2026$25K

Q1 2026$24K

Q4 2025$24K

Q3 2025$24K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,595 published fee entries from 3,603 institutions

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