26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 8, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 8, 2026
Call-report figures are for Zions Bancorporation, N.A. at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Zions Bancorporation, N.A.'s published fee schedule; Bank Fee Index medians | Current schedule | Oct 8, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $57.0M in Q2 2026, 8.3% above the same quarter a year earlier ($52.6M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 6.8% from Q3 2025 to Q2 2026, to $57.0M.
$57.0M
Zions Bancorporation, N.A.Median
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Zions Bancorporation, N.A. · $89B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Zions Bancorporation, N.A.(this institution) | Salt Lake City, UT | $89B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Associated Bank, National Association | Green Bay, WI | $51.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Banco Popular de Puerto Rico | San Juan, PR | $63.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of China | New York, NY | $48.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Barclays Bank Delaware | Wilmington, DE | $43.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| BOKF, National Association | Tulsa, OK | $53B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| CIBC Bank USA | Chicago, IL | $66.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| City National Bank | Los Angeles, CA | $99.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Columbia Bank | Roseburg, OR | $65.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| East West Bank | Pasadena, CA | $84.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| EverBank, National Association | Jacksonville, FL | $46.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First Horizon Bank | Memphis, TN | $84.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First National Bank of Pennsylvania | Greenville, PA | $50.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Flagstar Bank, National Association | Hicksville, NY | $87.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Frost Bank | San Antonio, TX | $54B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Old National Bank | Evansville, IN | $73.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pinnacle Bank | Nashville, TN | $128.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Prosperity Bank | El Campo, TX | $43.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Raymond James Bank | Saint Petersburg, FL | $45.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Santander Bank, N.A. | Wilmington, DE | $104B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| SoFi Bank, National Association | Cottonwood Heights, UT | $56.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| SouthState Bank, National Association | Winter Haven, FL | $68.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| UMB Bank, National Association | Kansas City, MO | $71.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| USAA Federal Savings Bank | Phoenix, AZ | $106.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Valley National Bank | Passaic, NJ | $66.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Western Alliance Bank | Phoenix, AZ | $98.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $10 among 13 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Zions Bancorporation, N.A. does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Zions Bancorporation, N.A. (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $57.0M | +$1.4M | +2.6% |
| Q1 2026 | $55.6M | +$876K | +1.6% |
| Q4 2025 | $54.7M | +$1.3M | +2.5% |
| Q3 2025 | $53.4M | +$751K | +1.4% |
| Q2 2025 | $52.6M | +$2.2M | +4.4% |
| Q1 2025 | $50.4M | −$448K | −0.9% |
| Q4 2024 | $50.9M | +$572K | +1.1% |
| Q3 2024 | $50.3M | +$1.1M | +2.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Zions Bancorporation, N.A.’s own schedules, with a source for each figure.
per item
per item
per year
per year
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure Fee | $25 | Not stated | None |
| Dormant Account | No charge | Not stated | None |
| Services: Paper Statements | $3 | Not stated | None |
| Excessive Withdrawal Fee - Money Market | $15 | Not stated | None |
| Excessive Withdrawal Fee - Savings | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee - Paid Items | $29 | Not stated | None |
| Insufficient Funds (NSF) Fee - Returned Items | No charge | Not stated | None |
| Overdraft Deposit Transfer Fee | $10 | Not stated | None |
ATM & Card | |||
| Non-Zions Bank Networks ATM Inquiry | $2.50 | per item | None |
| Non-Zions Bank Networks ATM Transaction | $2.50 | Not stated | None |
| Debit Card Replacement Overnight Card Fee (Expedited Card Delivery) | $25 | Not stated | None |
| Debit Card Replacement Same Day Card Fee (Expedited Card Delivery) | $39 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Domestic Outgoing | $27 | per item | None |
| Wire Transfers: Domestic Incoming | $15 | per item | None |
| Wire Transfers: International Outgoing | $50 | per item | None |
| Wire Transfers: International Incoming | $18 | per item | None |
Check Services | |||
| Cashier's Checks: Customer | $8 | per item | None |
| Cashier's Checks: Non-Customer | $8 | Not stated | None |
| Online Stop Payment | $20 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Check Cashing Fee - Non Customer | $8 | per item | None |
| Canadian Check Clearing Fee | $10 | per item | None |
| Foreign Collection Item | $50 | per item | None |
| Check Copy | $3 | per item | None |
| Check Images | No charge | Not stated | None |
Digital & Electronic | |||
| Online Access with Bill Pay | No charge | Not stated | None |
Account Services | |||
| Non Customer Notary Fee - Utah | $10 | per item | None |
| Non-Customer Notary Fee - Idaho | $5 | per item | None |
| Box Drilling Fees | $250Not compared: Box drilling or key fee | Not stated | None |
| Box Late Payment Fees | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10x10 | $100 | Not stated | None |
| Safe Deposit Box 10x10 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 10x11 | $100 | Not stated | None |
| Safe Deposit Box 10x11 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 10x12 | $100 | Not stated | None |
| Safe Deposit Box 10x12 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 10x16 (audience not stated, treated as personal) | $140 | Not stated | None |
| Safe Deposit Box 10x16 | $140 | Not stated | None |
| Safe Deposit Box 10x9 | $100 | Not stated | None |
| Safe Deposit Box 10x9 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 11x10 | $100 | Not stated | None |
| Safe Deposit Box 11x10 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 11x11 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 11x11 | $100 | Not stated | None |
| Safe Deposit Box 12x12 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 12x12 | $100 | Not stated | None |
| Safe Deposit Box 12x16 (audience not stated, treated as personal) | $140 | Not stated | None |
| Safe Deposit Box 12x16 | $140 | Not stated | None |
| Safe Deposit Box 16x11 | $140 | Not stated | None |
| Safe Deposit Box 16x11 (audience not stated, treated as personal) | $140 | Not stated | None |
| Safe Deposit Box 16x16 | $140 | Not stated | None |
| Safe Deposit Box 16x16 (audience not stated, treated as personal) | $140 | Not stated | None |
| Safe Deposit Box 1x4 | $15 | per year | None |
| Safe Deposit Box 1x4 (audience not stated, treated as personal) | $15 | Not stated | None |
| Safe Deposit Box 1x5 (audience not stated, treated as personal) | $15 | Not stated | None |
| Safe Deposit Box 1x9 (audience not stated, treated as personal) | $15 | Not stated | None |
| Safe Deposit Box 21x19 (audience not stated, treated as personal) | $265 | Not stated | None |
| Safe Deposit Box 21x19 | $265 | Not stated | None |
| Safe Deposit Box 2x10 | $35 | Not stated | None |
| Safe Deposit Box 2x10 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 2x4 (audience not stated, treated as personal) | $15 | Not stated | None |
| Safe Deposit Box 2x5 (audience not stated, treated as personal) | $15 | Not stated | None |
| Safe Deposit Box 2x9 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 38x21 | $425 | Not stated | None |
| Safe Deposit Box 38x21 (audience not stated, treated as personal) | $425 | Not stated | None |
| Safe Deposit Box 3x10 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 3x10 | $35 | Not stated | None |
| Safe Deposit Box 3x11 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 3x11 | $35 | Not stated | None |
| Safe Deposit Box 3x19 | $35 | Not stated | None |
| Safe Deposit Box 3x19 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 3x4 | $20 | per year | None |
| Safe Deposit Box 3x4 (audience not stated, treated as personal) | $20 | Not stated | None |
| Safe Deposit Box 3x5 | $20 | Not stated | None |
| Safe Deposit Box 4x10 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 4x10 | $55 | Not stated | None |
| Safe Deposit Box 4x11 | $45 | Not stated | None |
| Safe Deposit Box 4x11 (audience not stated, treated as personal) | $45 | Not stated | None |
| Safe Deposit Box 4x4 | $20 | Not stated | None |
| Safe Deposit Box 4x5 | $25 | Not stated | None |
| Safe Deposit Box 4x5 (audience not stated, treated as personal) | $25 | Not stated | None |
| Safe Deposit Box 4x9 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 5x10 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 5x10 | $55 | Not stated | None |
| Safe Deposit Box 5x11 | $55 | Not stated | None |
| Safe Deposit Box 5x11 (audience not stated, treated as personal) | $55 | Not stated | None |
| Safe Deposit Box 5x16 | $85 | Not stated | None |
| Safe Deposit Box 5x16 (audience not stated, treated as personal) | $85 | Not stated | None |
| Safe Deposit Box 5x19 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 5x19 | $35 | Not stated | None |
| Safe Deposit Box 5x3 (audience not stated, treated as personal) | $25 | Not stated | None |
| Safe Deposit Box 5x4 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 5x5 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 6x10 (audience not stated, treated as personal) | $65 | Not stated | None |
| Safe Deposit Box 6x10 | $65 | Not stated | None |
| Safe Deposit Box 6x11 | $65 | Not stated | None |
| Safe Deposit Box 6x11 (audience not stated, treated as personal) | $65 | Not stated | None |
| Safe Deposit Box 6x16 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 6x16 | $100 | Not stated | None |
| Safe Deposit Box 6x5 (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 7x10 | $85 | Not stated | None |
| Safe Deposit Box 7x10 (audience not stated, treated as personal) | $85 | Not stated | None |
| Safe Deposit Box 7x16 | $100 | Not stated | None |
| Safe Deposit Box 7x16 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 8x10 (audience not stated, treated as personal) | $85 | Not stated | None |
| Safe Deposit Box 8x10 | $85 | Not stated | None |
| Safe Deposit Box 9x10 (audience not stated, treated as personal) | $100 | Not stated | None |
| Safe Deposit Box 9x10 | $100 | Not stated | None |
| Legal Process | $100 | Not stated | None |
| Client Verification Letter | $10 | Not stated | None |
| Verification: Third Party Requested Account Verification | $25 | per item | None |
Lending Fees | |||
| Credit Line Late Fee-Idaho | $10 | Not stated | None |
| Credit Line Late Fee-Idaho Greater (audience not stated, treated as personal) | 5%($10 minimum) | Not stated | None |
| Credit Line Late Fee-Utah/Wyoming | $20 | per item | None |
Retirement & IRA | |||
| IRA Trustee to Trustee Transfer | $25 | per item | None |
Other Fees | |||
| Additional Statement Copy | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Zions Bancorporation, N.A. operates, and what regulators and customers have on file.
In Houston-Pasadena-The Woodlands, TX, Zions Bancorporation, N.A. holds 3.7% of bank deposits, #4 of 107, with 57 offices.
900 offices of 37 institutions shown.
Showing 900 of 1,602 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 107 institutions shown. $360.4B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2016 to 2026
June 2026: 3.7% share, 57 offices, #4 of 107
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2016 to 2026.
Credit unions, reported separately
376 offices of 105 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
We check once a day and send one email covering every change.