Bank of Utah

Headquarters: Ogden, Utah
Charter: Bank
Assets: $3.8B
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $25, its standard fee, the highest of its prices
Bank of Utah: $20 to $25
Bank of Utah: $20 to $25
U.S. median: no median
NSF / Returned Item
Bank of Utah: $25
Bank of Utah: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Bank of Utah: $10 to $15
Bank of Utah: $10 to $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Utah: Banks and credit unions headquartered in Utah that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of Utah’s own schedules, with a source for each figure.

Account Maintenance

Early closure (within 90 days of account opening)$25
Inactive fee (no activity for 12 mos/DDA and 12 mos/Savings)$3
per month
Account balancing assistance$10
Not compared: Charged per hour; comparison unavailable
per hour · Account balancing assistance | $10.00/hour
Account research$15
Not compared: Charged per hour; comparison unavailable
per hour · Account research | $15.00/hour

Overdraft & NSF

Overdraft paid item fee$20
Overdraft paid item fee$25
NSF returned item fee$25

ATM & Card

Debit Card Replacement$5

Wire Transfers

Online Banking Wire Transfers - Outgoing$10
Wire transfers - Wire Out Fee$15
Online Banking Wire Transfers - Foreign$25
Wire transfers - Foreign Wire Out Fee$35

Check Services

Official Checks - Customer$3
Official Checks - Non-customer$5
Money Orders - Customer$2
Stop payment fee$25
per item
Collection Items$15

Cash & Deposit

Cash Advance - CustomerNo charge
Chargeback fee$5

Account Services

Notary Service (for Non-Customers)$10
Safe Deposit Box 10x10 (audience not stated, treated as personal)$100
per year
Safe Deposit Box 3x10 (audience not stated, treated as personal)$30
per year
Safe Deposit Box 3x5 (audience not stated, treated as personal)$15
per year
Safe Deposit Box 5x10 (audience not stated, treated as personal)$50
per year
Safe Deposit Box 5x5 (audience not stated, treated as personal)$25
per year
Garnishment processing$75
Levy processing$75

Other Fees

Photocopies/fax$1
Not compared: Charged per page; comparison unavailable
per page · Photocopies/fax | $1.00/page

Fee	Amount	Basis	Note
Account Maintenance
Early closure (within 90 days of account opening)	$25	Not stated	None
Inactive fee (no activity for 12 mos/DDA and 12 mos/Savings)	$3	per month	None
Account balancing assistance	$10Not compared: Charged per hour; comparison unavailable	per hour	Account balancing assistance \| $10.00/hour
Account research	$15Not compared: Charged per hour; comparison unavailable	per hour	Account research \| $15.00/hour
Overdraft & NSF
Overdraft paid item fee	$20	Not stated	None
Overdraft paid item fee	$25	Not stated	None
NSF returned item fee	$25	Not stated	None
ATM & Card
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Online Banking Wire Transfers - Outgoing	$10	Not stated	None
Wire transfers - Wire Out Fee	$15	Not stated	None
Online Banking Wire Transfers - Foreign	$25	Not stated	None
Wire transfers - Foreign Wire Out Fee	$35	Not stated	None
Check Services
Official Checks - Customer	$3	Not stated	None
Official Checks - Non-customer	$5	Not stated	None
Money Orders - Customer	$2	Not stated	None
Stop payment fee	$25	per item	None
Collection Items	$15	Not stated	None
Cash & Deposit
Cash Advance - Customer	No charge	Not stated	None
Chargeback fee	$5	Not stated	None
Account Services
Notary Service (for Non-Customers)	$10	Not stated	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$100	per year	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box 3x5 (audience not stated, treated as personal)	$15	per year	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$25	per year	None
Garnishment processing	$75	Not stated	None
Levy processing	$75	Not stated	None
Other Fees
Photocopies/fax	$1Not compared: Charged per page; comparison unavailable	per page	Photocopies/fax \| $1.00/page

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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