The First National Bank of Ely

Headquarters: Ely, Nevada
Charter: Bank
Assets: $132.9M
Fed district: San Francisco

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $1.50, the middle of its prices
The First National Bank of Ely: $0 to $3
The First National Bank of Ely: $0 to $3
U.S. median: no median
Overdraft (OD)
The First National Bank of Ely: $20
The First National Bank of Ely: $20
U.S. median: no median
NSF / Returned Item
The First National Bank of Ely: $20
The First National Bank of Ely: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nevada, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nevada: Banks and credit unions headquartered in Nevada that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The First National Bank of Ely’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Monthly Service Charge (if Ledger Balance falls below $300.00) (audience not stated, treated as personal)$3
per month
Monthly Service Charge (if Ledger Balance falls below $300.00) (audience not stated, treated as personal)$3
per month
Accounts closed within 90 days of opening$20

Overdraft & NSF

Checks Paid Non-Sufficient Funds (NSF) (audience not stated, treated as personal)$20
Checks Returned Non-Sufficient Funds (NSF) (audience not stated, treated as personal)$20
Daily Overdraft Fee after 5 Consecutive Business Days (Maximum Fee $300.00) (audience not stated, treated as personal)$5
per day

ATM & Card

Replacement Debit Card (audience not stated, treated as personal)$15

Check Services

Stop Payment (audience not stated, treated as personal)$20

Digital & Electronic

Monthly Bill Pay Fee$4.95
per month

Other Fees

Duplicate Image Statements and/or Checks per Page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Monthly Service Charge (if Ledger Balance falls below $300.00) (audience not stated, treated as personal)	$3	per month	None
Monthly Service Charge (if Ledger Balance falls below $300.00) (audience not stated, treated as personal)	$3	per month	None
Accounts closed within 90 days of opening	$20	Not stated	None
Overdraft & NSF
Checks Paid Non-Sufficient Funds (NSF) (audience not stated, treated as personal)	$20	Not stated	None
Checks Returned Non-Sufficient Funds (NSF) (audience not stated, treated as personal)	$20	Not stated	None
Daily Overdraft Fee after 5 Consecutive Business Days (Maximum Fee $300.00) (audience not stated, treated as personal)	$5	per day	None
ATM & Card
Replacement Debit Card (audience not stated, treated as personal)	$15	Not stated	None
Check Services
Stop Payment (audience not stated, treated as personal)	$20	Not stated	None
Digital & Electronic
Monthly Bill Pay Fee	$4.95	per month	None
Other Fees
Duplicate Image Statements and/or Checks per Page	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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