16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $3.50, the middle of its prices
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Schuyler Savings Bank’s own schedules, with a source for each figure.
per month
per month · No Charge When you maintain a daily balance of $100 throughout the month otherwise, there is a $4.00 monthly fee
per month
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Community Checking Monthly fee | $3 | per month | None |
| Personal Checking Monthly fee | $4 | per month | No Charge When you maintain a daily balance of $100 throughout the month otherwise, there is a $4.00 monthly fee |
| Early Club Closeout | $10 | Not stated | None |
| Tran. Account Closed (< 6 months) | $5 | Not stated | None |
| Dormant Accounts - per month | $4 | per month | None |
| Research Time and Reconcilement (per hour) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Returned Checks (NSF, Uncollected, Postdated) | $30 | Not stated | None |
ATM & Card | |||
| ATM Fees - Lost ATM Card | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic - outgoing | $20 | Not stated | None |
| Wire Transfer - International - outgoing | $30 | Not stated | None |
| Wire Transfer - Domestic/International - incoming | $15 | Not stated | None |
Check Services | |||
| Cashiers Check (made payable to other than account holder) | $5 | Not stated | None |
| Money Order - depositor | $1 | Not stated | None |
| Money Order - non depositor | $2 | Not stated | None |
| Cashiers Check - stop payment | $20 | Not stated | None |
| Money Order - stop payment | $20 | Not stated | None |
| Check Photocopies | $3 | Not stated | None |
| Copy of Money Order, Cashiers Checks or 1099 Form | $5 | Not stated | None |
Account Services | |||
| Notary Service - Customers Only | No charge | Not stated | None |
| Legal items, levies, liens, govt. & court orders etc | $60 | Not stated | None |
| Account Verification Letter & other non-legal letters | $20 | Not stated | None |
Other Fees | |||
| Fax Service - Incoming Local | $2 | Not stated | None |
| Fax Service - Outgoing Local - Each Additional Page | $1 | per item | None |
| Fax Service - Outgoing Local - First Page | $4 | Not stated | None |
| Photocopy of Previous Statements | $5 | Not stated | None |
| Statement Copies | $3 | Not stated | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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