Under review

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Community bank, under $300M

Bank of Winona

Winona, MississippiBankSt. Louis Fed districtFees collected Oct 6, 2026Financials Q2 2026

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Published fees

Published fees power benchmarks; fees under review do not.

Account MaintenanceUnder review

on any day during the monthly statement cycle, we will impose a maintenance fee of$6
per month · Source
on any day during the monthly statement cycle, we will impose a maintenance fee of

Other feesUnder review

Maintenance fee (balance falls below $200.00)$8
per month · Knox deterministic extraction from Rosetta artifact #12778. canonical_hint=minimum_balance; text_hash=192dce5cd15a45c4ad829768d4c9d4bbad535acc25d4777e52d284dc1dc13a44; calibrated_confidence=0.67; excerpt="If your balance falls below $200.00 on any day in the monthly statement cycle, we will impose a maintenance fee of $8.00 once during the statement cycle." · Source
Minimum balance to avoid imposition of fees- A minimum balance fee of$10
Knox deterministic extraction from Rosetta artifact #12778. canonical_hint=minimum_balance; text_hash=192dce5cd15a45c4ad829768d4c9d4bbad535acc25d4777e52d284dc1dc13a44; excerpt="Minimum balance to avoid imposition of fees- A minimum balance fee of $10.00 will be imposed every statement cycle if the balance of the account falls below $1,500.00 any day of th" · Source
Minimum balance to avoid Minimum Balance Fee -A minimum balance fee of$10
per month · Knox deterministic extraction from Rosetta artifact #12778. canonical_hint=minimum_balance; text_hash=192dce5cd15a45c4ad829768d4c9d4bbad535acc25d4777e52d284dc1dc13a44; excerpt="Minimum balance to avoid Minimum Balance Fee -A minimum balance fee of $10.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $2,500.00" · Source
on any day during the monthly statement cycle, we will impose a maintenance fee of$6
per month · Knox deterministic extraction from Rosetta artifact #12778. canonical_hint=monthly_maintenance; text_hash=192dce5cd15a45c4ad829768d4c9d4bbad535acc25d4777e52d284dc1dc13a44; excerpt="If your balance is at least $400.00 on every day in the monthly statement cycle but falls below $600.00 on any day during the monthly statement cycle, we will impose a maintenance " · Source
on any day during the monthly statement cycle, we will impose a maintenance fee of$7
per month · Knox deterministic extraction from Rosetta artifact #12778. canonical_hint=monthly_maintenance; text_hash=192dce5cd15a45c4ad829768d4c9d4bbad535acc25d4777e52d284dc1dc13a44; excerpt="If your balance is at least $200.00 on every day in the monthly statement cycle but falls below $400.00 on any day during the monthly statement cycle, we will impose a maintenance " · Source
on any day in the monthly statement cycle, we will impose a maintenance fee of$8
per month · Knox deterministic extraction from Rosetta artifact #12778. canonical_hint=monthly_maintenance; text_hash=192dce5cd15a45c4ad829768d4c9d4bbad535acc25d4777e52d284dc1dc13a44; excerpt="If your balance falls below $200.00 on any day in the monthly statement cycle, we will impose a maintenance fee of $8.00 once during the statement cycle." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceUnder review
on any day during the monthly statement cycle, we will impose a maintenance fee of	$6	—	per month	—	Source
on any day during the monthly statement cycle, we will impose a maintenance fee of	$7	—	per month	—	Source
on any day in the monthly statement cycle, we will impose a maintenance fee of	$8	—	per month	—	Source
Maintenance fee (balance falls below $200.00)	$8	—	per month	—	Source
Minimum balance to avoid imposition of fees- A minimum balance fee of	$10	—	—	—	Source
Minimum balance to avoid Minimum Balance Fee -A minimum balance fee of	$10	—	per month	—	Source
Other feesUnder review
Maintenance fee (balance falls below $200.00)	$8	—	per month	Knox deterministic extraction from Rosetta artifact #12778. canonical_hint=minimum_balance; text_hash=192dce5cd15a45c4ad829768d4c9d4bbad535acc25d4777e52d284dc1dc13a44; calibrated_confidence=0.67; excerpt="If your balance falls below $200.00 on any day in the monthly statement cycle, we will impose a maintenance fee of $8.00 once during the statement cycle."	Source
Minimum balance to avoid imposition of fees- A minimum balance fee of	$10	—	—	Knox deterministic extraction from Rosetta artifact #12778. canonical_hint=minimum_balance; text_hash=192dce5cd15a45c4ad829768d4c9d4bbad535acc25d4777e52d284dc1dc13a44; excerpt="Minimum balance to avoid imposition of fees- A minimum balance fee of $10.00 will be imposed every statement cycle if the balance of the account falls below $1,500.00 any day of th"

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Headline fees published

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Published fees

Under review

Assets

$142.7M

Status: Under review

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$142.7M

Total deposits

$119.6M

Service charge income

$37K

Fee income ratio

2.7%

Return on assets

1.53%

Branches

Service charge income by quarter

Q2 2026$37K

Q1 2026$36K

Q4 2025$42K

Q3 2025$39K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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