1st Federal Savings Bank of SC, Inc.

Headquarters: Walterboro, South Carolina
Charter: Bank
Assets: $151.6M
Fed district: Richmond

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
1st Federal Savings Bank of SC, Inc.: $30
1st Federal Savings Bank of SC, Inc.: $30
U.S. median: no median
NSF / Returned Item
1st Federal Savings Bank of SC, Inc.: $30
1st Federal Savings Bank of SC, Inc.: $30
U.S. median: no median
Wire Transfer (Domestic Out)
1st Federal Savings Bank of SC, Inc.: $20
1st Federal Savings Bank of SC, Inc.: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from 1st Federal Savings Bank of SC, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$10
Dormant account fee$7.50
per month
Account balancing assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ACH OD Fee-Item Pd$30
NSF Fee-Return Item$30
NSF Posting Attempt Fee$30

ATM & Card

Rush Card Fee$75
per item

Wire Transfers

Wire Transfer Fee: (Outgoing)$20
Wire Transfer Fee: (Incoming)$20
Foreign wire transfers: (Outgoing)$50

Check Services

Cashier’s check fee (each): Customer$5
Stop Payment Service Charge Amt$30
Items for collection fee$25
per item
Check copy (per check)$3
per item

Digital & Electronic

ACH NSF Fee-Return Item$30
Bill pay monthly fee (15 payments)$6
per month

Cash & Deposit

Return check chargeback fee$5
per item

Account Services

Safe Deposit Box 10 x 10$100
Safe Deposit Box 3 x 10$40
Safe Deposit Box 5 x 10$50
Safe deposit box drilling$175
Not compared: Box drilling or key fee
Safe deposit replacement key$30
Not compared: Box drilling or key fee
Safe deposit replacement key & lock$75
Not compared: Box drilling or key fee
Garnishments$50
Levies$50

Other Fees

Duplicate bank statements$5
Not compared: Charged per statement; comparison unavailable
per statement · Duplicate bank statements | $5.00 per statement
Duplicate year end statements$5
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$10	Not stated	None
Dormant account fee	$7.50	per month	None
Account balancing assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ACH OD Fee-Item Pd	$30	Not stated	None
NSF Fee-Return Item	$30	Not stated	None
NSF Posting Attempt Fee	$30	Not stated	None
ATM & Card
Rush Card Fee	$75	per item	None
Wire Transfers
Wire Transfer Fee: (Outgoing)	$20	Not stated	None
Wire Transfer Fee: (Incoming)	$20	Not stated	None
Foreign wire transfers: (Outgoing)	$50	Not stated	None
Check Services
Cashier’s check fee (each): Customer	$5	Not stated	None
Stop Payment Service Charge Amt	$30	Not stated	None
Items for collection fee	$25	per item	None
Check copy (per check)	$3	per item	None
Digital & Electronic
ACH NSF Fee-Return Item	$30	Not stated	None
Bill pay monthly fee (15 payments)	$6	per month	None
Cash & Deposit
Return check chargeback fee	$5	per item	None
Account Services
Safe Deposit Box 10 x 10	$100	Not stated	None
Safe Deposit Box 3 x 10	$40	Not stated	None
Safe Deposit Box 5 x 10	$50	Not stated	None
Safe deposit box drilling	$175Not compared: Box drilling or key fee	Not stated	None
Safe deposit replacement key	$30Not compared: Box drilling or key fee	Not stated	None
Safe deposit replacement key & lock	$75Not compared: Box drilling or key fee	Not stated	None
Garnishments	$50	Not stated	None
Levies	$50	Not stated	None
Other Fees
Duplicate bank statements	$5Not compared: Charged per statement; comparison unavailable	per statement	Duplicate bank statements \| $5.00 per statement
Duplicate year end statements	$5	Not stated	None
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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