Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Community bank, under $300M

The Peoples National Bank of Checotah

Checotah, OklahomaBankKansas City Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

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Published fees

Published fees power benchmarks; fees under review do not.

Account MaintenanceUnder review

Cost/Fees yes Minimum balance to avoid Service Charge fee - A minimum balance fee of$10
per month · Source
Cost/Fees Minimum balance to avoid Service Charge Fee- A minimum balance fee of

Other feesUnder review

Business Checking: Requirements Minimum Balance to Open$100
per item · Knox held for review (unclassified) from Rosetta artifact #15623. canonical_hint=none; text_hash=77ccf1850d823fee00ad027742a853593b9bf75659c887d8417bcfc4a70f01a0; excerpt="Business Checking | Requirements Minimum Balance to Open - $100.00 | Benefits Credits earned on collected balances | Cost A fee of $5.00 and per item transit item fee of $.06" · Source
Cost/Fees Minimum balance to avoid Service Charge Fee- A minimum balance fee of$3
per month · Knox deterministic extraction from Rosetta artifact #15623. canonical_hint=minimum_balance; text_hash=77ccf1850d823fee00ad027742a853593b9bf75659c887d8417bcfc4a70f01a0; calibrated_confidence=0.72; excerpt="yes Unlimited check writing privileges | Cost/Fees Minimum balance to avoid Service Charge Fee- A minimum balance fee of $3.00" · Source
Cost/Fees yes Minimum balance to avoid Service Charge fee - A minimum balance fee of$10
per month · Knox deterministic extraction from Rosetta artifact #15623. canonical_hint=monthly_maintenance; text_hash=77ccf1850d823fee00ad027742a853593b9bf75659c887d8417bcfc4a70f01a0; calibrated_confidence=0.74; excerpt="Unlimited check writing on balances greater than $1,000.00 | Cost/Fees yes Minimum balance to avoid Service Charge fee - A minimum balance fee of $10.00 will be imposed every month" · Source
Minimum balance fee (HI-FI Investment Checking)$10
per month · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #15623. canonical_hint=minimum_balance; text_hash=77ccf1850d823fee00ad027742a853593b9bf75659c887d8417bcfc4a70f01a0; excerpt="A minimum balance fee of $10.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $2500.00." · Source
Minimum balance fee (Now Investment Checking)$10
per month · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #15623. canonical_hint=minimum_balance; text_hash=77ccf1850d823fee00ad027742a853593b9bf75659c887d8417bcfc4a70f01a0; excerpt="A minimum balance fee of $10.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $1,000.00." · Source
yes Excessive Withdrawal Fee - An excess item fee of$0.15
Knox extract.rules v31 categorized a line held for review from Rosetta artifact #15623. canonical_hint=account_research; text_hash=77ccf1850d823fee00ad027742a853593b9bf75659c887d8417bcfc4a70f01a0; excerpt="yes Excessive Withdrawal Fee - An excess item fee of $.15 will be charged for each debit in excess of ten during a statement cycle if the balance falls below $1,000.00 at any time " · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceUnder review
Cost/Fees yes Minimum balance to avoid Service Charge fee - A minimum balance fee of	$10	—	per month	—	Source
Cost/Fees Minimum balance to avoid Service Charge Fee- A minimum balance fee of	$3	—	per month	—	Source
Minimum balance fee (HI-FI Investment Checking)	$10	—	per month	—	Source
Minimum balance fee (Now Investment Checking)	$10	—	per month	—	Source
Other feesUnder review
Business Checking: Requirements Minimum Balance to Open	$100	—	per item	Knox held for review (unclassified) from Rosetta artifact #15623. canonical_hint=none; text_hash=77ccf1850d823fee00ad027742a853593b9bf75659c887d8417bcfc4a70f01a0; excerpt="Business Checking \| Requirements Minimum Balance to Open - $100.00 \| Benefits Credits earned on collected balances \| Cost A fee of $5.00 and per item transit item fee of $.06"	Source
Cost/Fees Minimum balance to avoid Service Charge Fee- A minimum balance fee of	$3	—	per month	Knox deterministic extraction from Rosetta artifact #15623. canonical_hint=minimum_balance; text_hash=77ccf1850d823fee00ad027742a853593b9bf75659c887d8417bcfc4a70f01a0; calibrated_confidence=0.72; excerpt="yes Unlimited check writing privileges \| Cost/Fees Minimum balance to avoid Service Charge Fee- A minimum balance fee of $3.00"

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$171.8M

Total deposits

$139.3M

Service charge income

$140K

Fee income ratio

8.1%

Return on assets

1.54%

Branches

Service charge income by quarter

Q2 2026$140K

Q1 2026$141K

Q4 2025$141K

Q3 2025$144K

The Peoples National Bank of Checotah

Published fees

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Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings