Southern First Bank

Headquarters: Greenville, South Carolina
Charter: Bank
Assets: $4.7B
Fed district: Richmond

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Southern First Bank: $5
Southern First Bank: $5
U.S. median: no median
Wire Transfer (Domestic Out)
Southern First Bank: $20 to $30
Southern First Bank: $20 to $30
U.S. median: no median
Stop Payment
Southern First Bank: $36
Southern First Bank: $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Southern First Bank’s own schedules, with a source for each figure.

Account Maintenance

Service fee (daily balance is less than $5,000)$15
Dormant Account Fee (monthly)$10
per month
Account Reconciliation/Balancing (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour
Opt-in to paper statements$5
per month
Paper Statement$5

Overdraft & NSF

Consumer Overdraft Paid Fee (per item)$5
per item

ATM & Card

ATM/Debit Card Replacement$6
ATM/Debit Card Emergency Rush Fee$25

Wire Transfers

Wire Transfers - Outgoing Domestic (initiated by phone, fax, or email)$30
Wire Transfers - Outgoing Domestic (initiated in person or through electronic banking)$20
Wire Transfers - Outgoing International$50

Check Services

Official Bank Check (Customers)$7
Stop Payment Fee (per stop payment)$36
per item
Check Copy (paper copy)$5

Account Services

Safe Deposit Box Lock Drill (both keys lost)$250
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$50
Not compared: Box drilling or key fee
Levy/State Warrant/Garnishment (per legal process)$125
Deposit Verification$20

Gift & Prepaid Cards

Gift Cards (per card)$4
per item

Fee	Amount	Basis	Note
Account Maintenance
Service fee (daily balance is less than $5,000)	$15	Not stated	None
Dormant Account Fee (monthly)	$10	per month	None
Account Reconciliation/Balancing (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Opt-in to paper statements	$5	per month	None
Paper Statement	$5	Not stated	None
Overdraft & NSF
Consumer Overdraft Paid Fee (per item)	$5	per item	None
ATM & Card
ATM/Debit Card Replacement	$6	Not stated	None
ATM/Debit Card Emergency Rush Fee	$25	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic (initiated by phone, fax, or email)	$30	Not stated	None
Wire Transfers - Outgoing Domestic (initiated in person or through electronic banking)	$20	Not stated	None
Wire Transfers - Outgoing International	$50	Not stated	None
Check Services
Official Bank Check (Customers)	$7	Not stated	None
Stop Payment Fee (per stop payment)	$36	per item	None
Check Copy (paper copy)	$5	Not stated	None
Account Services
Safe Deposit Box Lock Drill (both keys lost)	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$50Not compared: Box drilling or key fee	Not stated	None
Levy/State Warrant/Garnishment (per legal process)	$125	Not stated	None
Deposit Verification	$20	Not stated	None
Gift & Prepaid Cards
Gift Cards (per card)	$4	per item	None

Account Maintenance

Dormant Account Fee (monthly)$10
per month
Account Reconciliation/Balancing (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Business Non-Sufficient Fund (NSF) / Overdraft Fee (per item)$38
per item

ATM & Card

ATM/Debit Card Replacement$6
ATM/Debit Card Emergency Rush Fee$25

Wire Transfers

Wire Transfers - Outgoing Domestic (initiated by phone, fax, or email)$30
Wire Transfers - Outgoing Domestic (initiated in person or through electronic banking)$20
Wire Transfers - Outgoing International$50

Check Services

Official Bank Check (Customers)$7
Stop Payment Fee (per stop payment)$36
per item
Check Copy (paper copy)$5

Account Services

Safe Deposit Box Lock Drill (both keys lost)$250
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$50
Not compared: Box drilling or key fee
Levy/State Warrant/Garnishment (per legal process)$125
Deposit Verification$20

Gift & Prepaid Cards

Gift Cards (per card)$4
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (monthly)	$10	per month	None
Account Reconciliation/Balancing (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Business Non-Sufficient Fund (NSF) / Overdraft Fee (per item)	$38	per item	None
ATM & Card
ATM/Debit Card Replacement	$6	Not stated	None
ATM/Debit Card Emergency Rush Fee	$25	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic (initiated by phone, fax, or email)	$30	Not stated	None
Wire Transfers - Outgoing Domestic (initiated in person or through electronic banking)	$20	Not stated	None
Wire Transfers - Outgoing International	$50	Not stated	None
Check Services
Official Bank Check (Customers)	$7	Not stated	None
Stop Payment Fee (per stop payment)	$36	per item	None
Check Copy (paper copy)	$5	Not stated	None
Account Services
Safe Deposit Box Lock Drill (both keys lost)	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$50Not compared: Box drilling or key fee	Not stated	None
Levy/State Warrant/Garnishment (per legal process)	$125	Not stated	None
Deposit Verification	$20	Not stated	None
Gift & Prepaid Cards
Gift Cards (per card)	$4	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Southern First Bank's early account closure changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Southern First Bank: $5
Southern First Bank: $5
U.S. median: no median
Wire Transfer (Domestic Out)
Southern First Bank: $20 to $30
Southern First Bank: $20 to $30
U.S. median: no median
Stop Payment
Southern First Bank: $36
Southern First Bank: $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Southern First Bank’s own schedules, with a source for each figure.

Account Maintenance

Service fee (daily balance is less than $5,000)$15
Dormant Account Fee (monthly)$10
per month
Account Reconciliation/Balancing (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour
Opt-in to paper statements$5
per month
Paper Statement$5

Overdraft & NSF

Consumer Overdraft Paid Fee (per item)$5
per item

ATM & Card

ATM/Debit Card Replacement$6
ATM/Debit Card Emergency Rush Fee$25

Wire Transfers

Wire Transfers - Outgoing Domestic (initiated by phone, fax, or email)$30
Wire Transfers - Outgoing Domestic (initiated in person or through electronic banking)$20
Wire Transfers - Outgoing International$50

Check Services

Official Bank Check (Customers)$7
Stop Payment Fee (per stop payment)$36
per item
Check Copy (paper copy)$5

Account Services

Safe Deposit Box Lock Drill (both keys lost)$250
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$50
Not compared: Box drilling or key fee
Levy/State Warrant/Garnishment (per legal process)$125
Deposit Verification$20

Gift & Prepaid Cards

Gift Cards (per card)$4
per item

Fee	Amount	Basis	Note
Account Maintenance
Service fee (daily balance is less than $5,000)	$15	Not stated	None
Dormant Account Fee (monthly)	$10	per month	None
Account Reconciliation/Balancing (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Opt-in to paper statements	$5	per month	None
Paper Statement	$5	Not stated	None
Overdraft & NSF
Consumer Overdraft Paid Fee (per item)	$5	per item	None
ATM & Card
ATM/Debit Card Replacement	$6	Not stated	None
ATM/Debit Card Emergency Rush Fee	$25	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic (initiated by phone, fax, or email)	$30	Not stated	None
Wire Transfers - Outgoing Domestic (initiated in person or through electronic banking)	$20	Not stated	None
Wire Transfers - Outgoing International	$50	Not stated	None
Check Services
Official Bank Check (Customers)	$7	Not stated	None
Stop Payment Fee (per stop payment)	$36	per item	None
Check Copy (paper copy)	$5	Not stated	None
Account Services
Safe Deposit Box Lock Drill (both keys lost)	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$50Not compared: Box drilling or key fee	Not stated	None
Levy/State Warrant/Garnishment (per legal process)	$125	Not stated	None
Deposit Verification	$20	Not stated	None
Gift & Prepaid Cards
Gift Cards (per card)	$4	per item	None

Account Maintenance

Dormant Account Fee (monthly)$10
per month
Account Reconciliation/Balancing (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Business Non-Sufficient Fund (NSF) / Overdraft Fee (per item)$38
per item

ATM & Card

ATM/Debit Card Replacement$6
ATM/Debit Card Emergency Rush Fee$25

Wire Transfers

Wire Transfers - Outgoing Domestic (initiated by phone, fax, or email)$30
Wire Transfers - Outgoing Domestic (initiated in person or through electronic banking)$20
Wire Transfers - Outgoing International$50

Check Services

Official Bank Check (Customers)$7
Stop Payment Fee (per stop payment)$36
per item
Check Copy (paper copy)$5

Account Services

Safe Deposit Box Lock Drill (both keys lost)$250
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$50
Not compared: Box drilling or key fee
Levy/State Warrant/Garnishment (per legal process)$125
Deposit Verification$20

Gift & Prepaid Cards

Gift Cards (per card)$4
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (monthly)	$10	per month	None
Account Reconciliation/Balancing (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Business Non-Sufficient Fund (NSF) / Overdraft Fee (per item)	$38	per item	None
ATM & Card
ATM/Debit Card Replacement	$6	Not stated	None
ATM/Debit Card Emergency Rush Fee	$25	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic (initiated by phone, fax, or email)	$30	Not stated	None
Wire Transfers - Outgoing Domestic (initiated in person or through electronic banking)	$20	Not stated	None
Wire Transfers - Outgoing International	$50	Not stated	None
Check Services
Official Bank Check (Customers)	$7	Not stated	None
Stop Payment Fee (per stop payment)	$36	per item	None
Check Copy (paper copy)	$5	Not stated	None
Account Services
Safe Deposit Box Lock Drill (both keys lost)	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$50Not compared: Box drilling or key fee	Not stated	None
Levy/State Warrant/Garnishment (per legal process)	$125	Not stated	None
Deposit Verification	$20	Not stated	None
Gift & Prepaid Cards
Gift Cards (per card)	$4	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.