24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $4.50, the middle of its prices
Overdraft (OD)
Non-Network ATM
Compared at $1.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
The Fidelity Bank · $4.7B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| The Fidelity Bank(this institution) | Fuquay Varina, NC | $4.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arrow Bank National Association | Glens Falls, NY | $4.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bar Harbor Bank & Trust | Bar Harbor, ME | $4.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Capital City Bank | Tallahassee, FL | $4.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Carter Bank & Trust | Martinsville, VA | $4.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Civista Bank | Sandusky, OH | $4.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Community Bank of Mississippi | Flowood, MS | $5.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community West Bank | Fresno, CA | $5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Federal Bank | Lake City, FL | $4.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First National Bank Alaska | Anchorage, AK | $5.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First State Community Bank | Farmington, MO | $4.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hills Bank and Trust Company | Hills, IA | $4.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hingham Institution for Savings | Hingham, MA | $4.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| HomeTrust Bank | Asheville, NC | $4.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| International Bank of Commerce | Brownsville, TX | $4.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| NATIONAL COOPERATIVE BANK, N.A. | Hillsboro, OH | $4.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| PeoplesBank | Holyoke, MA | $4.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Primis Bank | Tappahannock, VA | $4.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Southern Bank | Poplar Bluff, MO | $5.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Southern First Bank | Greenville, SC | $4.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| State Bank of India | Chicago, IL | $4.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sunwest Bank | Sandy, UT | $4.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Bank and Trust Company | Longview, TX | $4.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Texas Exchange Bank | Crowley, TX | $4.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| VeraBank, National Association | Henderson, TX | $4.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Wheaton Bank & Trust, National Association | Wheaton, IL | $4.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $4.50, the middle of its six prices, against a peer median of $8 among 15 publishing peers.
Its six checking prices are $0, $3, $4, $5, $7 and $12.
$4.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.
Amounts from The Fidelity Bank’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $5 | per month | None |
| Monthly service charge | $4 | per month | None |
| Monthly service charge | No charge | per month | None |
| Monthly service charge | $3 | per month | None |
| Monthly service charge | $12 | per month | None |
| Monthly service charge | $7 | per month | None |
| Early closing fee (if within 6 months) | $25 | Not stated | None |
| Additional foreign withdrawals in excess of three | $3 | Not stated | None |
| Paper statement charge | $3 | Not stated | None |
| Excessive activity fee (per item) | $12 | per item | None |
Overdraft & NSF | |||
| Overdraft Fee | $35 | Not stated | None |
| Overdraft automated transfer from checking account | $10 | Not stated | None |
| Overdraft automated transfer from savings account | $10 | Not stated | None |
ATM & Card | |||
| ATM–Non-Fidelity Bank use: All other accounts | $3 | Not stated | None |
| First three foreign ATM withdrawals | No charge | Not stated | None |
| Visa® Debit Card replacement fee | $3 | Not stated | None |
| Visa® Debit Card foreign transaction fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
| Visa® Debit Card foreign transaction fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire transfers: Domestic outgoing (in branch) | $20 | Not stated | None |
| Wire transfers: Domestic outgoing (online) | $15 | Not stated | None |
| Wire transfers: Domestic incoming | $15 | Not stated | None |
| Wire transfers: International outgoing | $45 | Not stated | None |
| Wire transfers: International incoming | $15 | Not stated | None |
Check Services | |||
| Cashier’s checks: All others | $5 | Not stated | None |
| Money orders: All other customers | $5 | Not stated | None |
| Counter checks | $1 | Not stated | None |
| Counter checks (per check) | $1 | per item | None |
| Charge off deposit collection fee | $25 | Not stated | None |
| Collection items (plus actual expenses paid to others) | $75 | Not stated | None |
| Check copies (per check) | $3 | per item | None |
Digital & Electronic | |||
| Bill Payment service | No charge | Not stated | None |
| Proof of payment (less than 6 months for bill payment not in dispute) | $10 | Not stated | None |
| Proof of payment (more than 6 months for bill payment not in dispute) | $15 | Not stated | None |
Account Services | |||
| Notary fee (per signature) | $3 | per item | None |
| Safe Deposit Box 10 X 10 | $110 | Not stated | None |
| Safe Deposit Box 3 X 10 | $55 | Not stated | None |
| Safe Deposit Box 3 X 5 | $30 | Not stated | None |
| Safe Deposit Box 5 X 10 | $75 | Not stated | None |
| Safe Deposit Box 5 X 5 | $45 | Not stated | None |
| Safe deposit box fees: 2 X 5 | $30 | Not stated | None |
| Safe deposit box fees: 3 X 10 | $55 | Not stated | None |
| Safe deposit box fees: 5 X 5 | $45 | Not stated | None |
| Legal process handling (tax levies, garnishments, etc.) | $100 | Not stated | None |
| Deposit verification | $10 | Not stated | None |
Other Fees | |||
| Copy fee per statement | $5 | Not stated | None |
| Each additional page | $1 | per item | None |
| Interim statements (without checks) | $5 | Not stated | None |
| Photocopies (per copy) | $1 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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