23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026
Call-report figures are for HomeTrust Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | HomeTrust Bank's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $1.2M in Q2 2026, 12% above the same quarter a year earlier ($1.1M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 8.8% from Q3 2025 to Q2 2026, to $1.2M.
$1.2M
HomeTrust BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
HomeTrust Bank · $4.4B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| HomeTrust Bank(this institution) | Asheville, NC | $4.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arrow Bank National Association | Glens Falls, NY | $4.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bar Harbor Bank & Trust | Bar Harbor, ME | $4.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Capital City Bank | Tallahassee, FL | $4.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Carter Bank & Trust | Martinsville, VA | $4.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Civista Bank | Sandusky, OH | $4.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| First Bank | Hamilton, NJ | $4.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Federal Bank | Lake City, FL | $4.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First State Community Bank | Farmington, MO | $4.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Gate City Bank | Fargo, ND | $4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hills Bank and Trust Company | Hills, IA | $4.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hingham Institution for Savings | Hingham, MA | $4.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| International Bank of Commerce | Brownsville, TX | $4.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| NATIONAL COOPERATIVE BANK, N.A. | Hillsboro, OH | $4.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| PeoplesBank | Holyoke, MA | $4.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Primis Bank | Tappahannock, VA | $4.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Southern First Bank | Greenville, SC | $4.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Spencer Savings Bank, SLA | Elmwood Park, NJ | $4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| State Bank of India | Chicago, IL | $4.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sunwest Bank | Sandy, UT | $4.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Bank and Trust Company | Longview, TX | $4.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Texas Exchange Bank | Crowley, TX | $4.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Fidelity Bank | Fuquay Varina, NC | $4.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| VeraBank, National Association | Henderson, TX | $4.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Wheaton Bank & Trust, National Association | Wheaton, IL | $4.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Woori America Bank | New York, NY | $4.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $6, the middle of its two prices, against a peer median of $8.23 among 16 publishing peers.
Its two checking prices are $2 and $10.
$6 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for HomeTrust Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.2M | +$74K | +6.7% |
| Q1 2026 | $1.1M | −$9K | −0.8% |
| Q4 2025 | $1.1M | +$30K | +2.8% |
| Q3 2025 | $1.1M | +$27K | +2.6% |
| Q2 2025 | $1.1M | +$164K | +18.4% |
| Q1 2025 | $891K | −$45K | −4.8% |
| Q4 2024 | $936K | −$14K | −1.5% |
| Q3 2024 | $950K | +$52K | +5.8% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from HomeTrust Bank’s own schedules, with a source for each figure.
per month
per month
one time · Applies to checking and money market accounts if closed within first six months
per month · After three months with no activity; applies only to checking or money market accounts with balances under $100
per month
per item · Per hour
per hour
per month · Premier Checking, Loyalty Checking, Primetime Checking customers, no charge
per month
per month
per item
per item
per item
per item
per item
per item
per item
per item
per item · Per check
per item
per item · Per page
per item
per item
per item
per item · Each additional manually processed; online or VRU initiated transfers are no charge
per item
per month
per month
per year
per year
per year
per year
per year
per year
per month
per month
per item
per item
one time
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly fee (audience not stated, treated as personal) | $2 | per month | None |
| Monthly fee (audience not stated, treated as personal) | $10 | per month | None |
| Account closing fee (audience not stated, treated as personal) | $25 | one time | Applies to checking and money market accounts if closed within first six months |
| Inactive accounts (audience not stated, treated as personal) | $4 | per month | After three months with no activity; applies only to checking or money market accounts with balances under $100 |
| Inactive accounts (monthly after three months with no activity) | $4 | per month | None |
| Account reconciliation/research (audience not stated, treated as personal) | $25 | per item | Per hour |
| Account reconciliation/research, per hour (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Mailed paper statement fee (audience not stated, treated as personal) | $1.50 | per month | Premier Checking, Loyalty Checking, Primetime Checking customers, no charge |
| Mailed paper statement fee, per month (audience not stated, treated as personal) | $3.50 | per month | None |
| Mailed paper statement fee, per month (audience not stated, treated as personal) | $1.50 | per month | None |
Overdraft & NSF | |||
| Overdraft charge (audience not stated, treated as personal) | $35 | per item | No charge if account is less than $10.00 overdrawn or for overdrafts caused by transactions less than $5.00; maximum of 5 overdraft fees per day |
| PERSONAL SAVINGS & INVESTMENT ACCOUNTS: Overdraft charge | $35 | Not stated | None |
ATM & Card | |||
| Replacement ATM/Debit Card (audience not stated, treated as personal) | No charge | per item | None |
Wire Transfers | |||
| Wire transfer - outgoing domestic U.S. dollar | $25 | per item | None |
| Wire transfers – outgoing Domestic – U S dollar | $25 | Not stated | None |
| Wire transfer - incoming domestic U.S. dollar | $25 | per item | None |
| Wire transfers – incoming Domestic – U S dollar | $25 | Not stated | None |
| Wire transfer - outgoing foreign exchange country currency | $25 | per item | None |
| Wire transfer - outgoing international U.S. dollar | $50 | per item | None |
| Wire transfer - incoming international | $30 | per item | None |
| Wire transfers – incoming: International (audience not stated, treated as personal) | $30 | Not stated | None |
Check Services | |||
| Official check (audience not stated, treated as personal) | $5 | per item | None |
| Per stop payment (audience not stated, treated as personal) | $30 | per item | None |
| Stop payment order (audience not stated, treated as personal) | $30 | per item | Per check |
| Collection items (audience not stated, treated as personal) | $25 | Not stated | None |
| Box Size Annual Fee: Box Size Annual Fee: Copies of imaged checks (audience not stated, treated as personal) | $1 | per item | None |
| Copies of imaged checks (audience not stated, treated as personal) | $1 | per item | Per page |
| Copies of imaged checks, per page (audience not stated, treated as personal) | $1 | per item | None |
| Per check image > 10 (audience not stated, treated as personal) | $0.50 | per item | None |
| Statement or check copy (audience not stated, treated as personal) | $5 | per item | None |
| VA: NC, SC, TN: Statement or check copy (audience not stated, treated as personal) | $5 | Not stated | None |
Digital & Electronic | |||
| Non-automated telephone transfer - manually processed | $5 | per item | Each additional manually processed; online or VRU initiated transfers are no charge |
| ACH returned item (audience not stated, treated as personal) | $5 | Not stated | None |
| Bill Payment (audience not stated, treated as personal) | $0.11Not compared: Per-item charge, not monthly | per item | None |
| Personal Online Banking and Bill Pay | No charge | per month | None |
| Personal Mobile Banking and Mobile Deposit | No chargeNot compared: Monthly charge, not per item | per month | None |
Cash & Deposit | |||
| Deposited items returned Checks written by accountholder | $35 | Not stated | None |
Account Services | |||
| Lost key fee | $75Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box - 2" x 5" (audience not stated, treated as personal) | $47 | per year | None |
| Safe Deposit Box - 3" x 10" (NC, SC, TN) (audience not stated, treated as personal) | $55 | per year | None |
| Safe Deposit Box - 3" x 5" (NC, SC, TN) (audience not stated, treated as personal) | $45 | per year | None |
| Safe Deposit Box - 5" x 10" (NC, SC, TN) (audience not stated, treated as personal) | $80 | per year | None |
| Safe Deposit Box - 5" x 5" (NC, SC, TN) (audience not stated, treated as personal) | $50 | per year | None |
| Safe Deposit Box - 8" x 8" (audience not stated, treated as personal) | $160 | per year | None |
| Safe Deposit Box 10" x 10" | $120 | Not stated | None |
| Safe Deposit Box 10” x 10” | $189 | Not stated | None |
| Safe Deposit Box 10” x 15” | $300 | Not stated | None |
| Safe Deposit Box 2” x 5” | $47Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box 3" x 10" | $55 | Not stated | None |
| Safe Deposit Box 3” x 10” | $98 | Not stated | None |
| Safe Deposit Box 3" x 5" | $45Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box 3” x 5” | $63 | Not stated | None |
| Safe Deposit Box 4” x 5” | $70 | Not stated | None |
| Safe Deposit Box 5" x 10" | $80 | Not stated | None |
| Safe Deposit Box 5” x 10” | $131 | Not stated | None |
| Safe Deposit Box 5" x 5" | $50 | Not stated | None |
| Safe Deposit Box 5” x 5” | $84 | Not stated | None |
| Safe Deposit Box 6” x 10” (audience not stated, treated as personal) | $131 | Not stated | None |
| Safe Deposit Box 7" x 10" | $90 | per item | None |
| Safe Deposit Box 8” x 10” (audience not stated, treated as personal) | $160 | Not stated | None |
| Safe Deposit Box 8” x 10” | $160 | Not stated | None |
| Safe Deposit Box 8” x 8” | $160 | per item | None |
| Safe Deposit Box drill fee (audience not stated, treated as personal) | $200Not compared: One-time charge, not annual | one time | None |
| Safe Deposit Box late payment fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Processing tax levies, garnishment, etc, per occurrence (audience not stated, treated as personal) | $75 | per item | None |
| Processing tax levies, garnishment, etc. (audience not stated, treated as personal) | $75 | per item | None |
| Account verification (audience not stated, treated as personal) | $10 | per item | None |
Retirement & IRA | |||
| IRA trustee-to-trustee transfer (audience not stated, treated as personal) | $25 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where HomeTrust Bank operates, and what regulators and customers have on file.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
HomeTrust Bancshares, Inc. (NYSE: HTB)
Consolidated assets
$4.4B
Shareholders' equity
$600.6M
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 1538263. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.